Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 02-01-2016, 11:26 AM   #1
Junior Member
 
Join Date: Jan 2016
Posts: 10
Insurance on Travel Trailers

The tiny travel trailer we just bought is in a secure storage facility. We will not be moving it till April or even maybe May.

Am I correct in thinking that any insurance we get through Geico vehicle policy will only be protecting us from when we are on the road in case of any mishaps/damages?

Should I be looking into our homeowner's policy to see about insurance that covers our vehicle for damages/theft etc, personal liability etc when we are at a campground? Sorry for the questions, we are new owners.
__________________

__________________
ctay122 is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 02-01-2016, 11:28 AM   #2
Junior Member
 
Join Date: Jan 2016
Posts: 10
Also, I am wondering as long as it is still stationary, do I even need vehicle type insurance until we take it out?
__________________

__________________
ctay122 is offline   Reply With Quote
Old 02-01-2016, 11:38 AM   #3
Senior Member
 
Outdoors RV Owners Club
Join Date: Dec 2014
Location: Nowhere, now here. Freedom!
Posts: 3,003
If you have questions about insurance, why don't you ask the folks you get insurance from alreadY?
__________________
ORV 19B Full Timer, '14 Ram 2500 Diesel and a GSD. This signature updated, May 1, '17.
Currently funemployed in Vancouver WA de K7NOL 146.52Mhz Safety? (CLICK ME!)
1bigmess is offline   Reply With Quote
Old 02-01-2016, 12:13 PM   #4
Junior Member
 
Join Date: Jan 2016
Posts: 10
I was just asking what people do, since I have never owned one before. Like, are there companies that only deal with insurance for RVs/TT ?
I have no idea. Just looking for help here.
__________________
ctay122 is offline   Reply With Quote
Old 02-01-2016, 12:24 PM   #5
Senior Member
 
Outdoors RV Owners Club
Join Date: Dec 2014
Location: Nowhere, now here. Freedom!
Posts: 3,003
I got my TT insurance through the same company I have auto and motorcycle through. Multi vehicle discounts, full timer policy, and not very expensive. Includes a good road hazard policy for the TT if I am towing it.

Start with the folks you already do business with, and ask for all of the discounts that you might qualify for: multiple vehicle, clean record, no claims, etc.

There's a good chance you might be surprised at how little it could cost to insure a TT. Also double check the storage insurance policy, it may not cover a vehicle or RV at all.
__________________
ORV 19B Full Timer, '14 Ram 2500 Diesel and a GSD. This signature updated, May 1, '17.
Currently funemployed in Vancouver WA de K7NOL 146.52Mhz Safety? (CLICK ME!)
1bigmess is offline   Reply With Quote
Old 02-02-2016, 05:02 PM   #6
Moderator Emeritus
 
Gary RVRoamer's Avatar


 
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 18,100
Like any other vehicle, it depends on what coverages you buy. Some policies are for collision only, so only cover highway accidents. Obviously, those are cheaper. If you want comprehensive (aka "other than collision") coverage, it will cost more. That would cover things like fire, theft, vandalism, and hail.

You may also want "campground liability", if you don't already have liability insurance via a home owners or apartment dwellers policy. Folks might get hurt at your campsite, e.g. a fire flare-up or trip over a guy rope. It happens...
__________________

__________________
Gary Brinck
Former owner of 2004 American Tradition
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
Gary RVRoamer is online now   Reply With Quote
Reply

Tags
insurance, travel, travel trailer



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Looking for info to travel to Newfoundland RV735 Navigation, Routes & Roads 5 02-16-2016 10:30 PM
Difference between travel trailers and 5th wheels Yogi50 Just Conversation 6 01-25-2016 03:01 PM
RV / Motorhome insurance JEFFOH Class A Motorhome Discussions 22 09-28-2015 07:37 PM
Shock Absorbers for Travel Trailers? Nick B Travel Trailer Discussion 5 04-18-2015 08:41 AM
Travel trailer gdb1966 Gulf Stream Owner's Forum 2 01-06-2014 04:20 AM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:43 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.