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Old 05-26-2014, 09:37 AM   #1
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Insurance Question

Our trailer was hit. About $1K in damage, but usable.

My question is, am I entitled to inconvenience money? Not looking for much, but $200 would make me feel better about my time spent getting repairs done.

Am I expecting too much?

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Old 05-26-2014, 09:45 AM   #2
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Probably only if you have a specific clause in your policy. Our MH policy has "Emergency Expense" coverage of up to $5,000 to cover hotels etc and our toad policy has "Transportation Expense" of $50 a day to cover a rental car.

Bruce Dickson 2013 Thor Challenger 37GT, 5 Star Tune, Safe-T-Plus Steering Control with Air Trim, Roadmaster front and rear Sway Bars, SuperSteer rear Track Bar, Crossfires, 2012 Honda CRV on Blue Ox Aventa LX tow bar. Full timers since Jan 2012.
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Old 05-26-2014, 10:20 AM   #3
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If your rig was hit by someone, isn't their insurance paying for everything?

You should read your policy and then call your agent. Sometimes your own agent can be a good advocate in these cases working with the other guys insurance company.

Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.

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Old 05-26-2014, 12:31 PM   #4
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Other parties insurance is covering the damage. Our trailer was parked. Just a time waster and fuel expense for me.
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Old 05-27-2014, 10:14 AM   #5
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Originally Posted by timetogo View Post
Other parties insurance is covering the damage. Our trailer was parked. Just a time waster and fuel expense for me.
Submit any actual expenses, with receipts, as part of your claim with the other insurance company. They should be covered. But no insurance company is going to pay anything for inconvenience. Nor should they.
2004 Itasca Spirit -- The Darlin' Dot II
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"It's 106 miles to Chicago, we've got a full tank of gas, half a pack of cigarettes, it's dark ... and we're wearing sunglasses."
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Old 05-27-2014, 10:16 AM   #6
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Originally Posted by VAParrothead View Post
Submit the expenses as part of your claim with the other insurance company. They should be covered.

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