Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 02-14-2015, 09:33 AM   #15
Senior Member
lanerd's Avatar
Tiffin Owners Club
Join Date: Apr 2009
Location: Oregon Coast for the summer
Posts: 1,187
Originally Posted by Dennis4809 View Post
We had National General but this year's premium jumped from $1,100 to $1,700. No claims, no changes, just a 55% increase. I called Progressive where I already had the MC insured and got the same coverage for $823.
Shop around!
We too had NG (and GMAC prior to the change over) for about 7 or 8 years with only one claim for a cracked windshield. Last October, I got my first ticket in over 30 years for running a red light. My insurance covered my four cars plus the motor home for about 1300 every six months. This month I got my renewal notice and the premium jumped to 2800 every six months....more than doubled.

Obviously, I immediately started looking for other insurance and settled on Geico for 1500 every six months.

My advice, like others, shop around to find the best for you.


Ron, Sandie, and Maggie May
2013 Tiffin Phaeton 42LH
2011 GMC Terrain SLT-2
lanerd is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 02-14-2015, 04:51 PM   #16
Senior Member
VSPA's Avatar

Winnebago Owners Club
Ford Super Duty Owner
Join Date: Jul 2011
Location: Republic of Texas
Posts: 1,120
Originally Posted by cbeierl View Post
If you haven't already done so I would recommend checking out USAA.
Checked with them last year and after over an hours wait on various holds, and they were way high on my cars, I got put on another lengthy hold with an estimated wait of 45 minutes for a quote on the house, I hung up and blew them off and stuck with State Farm.

Stan, Shirley & 2 Schnauzers (Sandy & Sassy)
RV: 2014 Itasca Sunstar 35F
USAF, Retired, Life Member: VSPA, DVA, VVA, VFW
VSPA is offline   Reply With Quote
Old 02-14-2015, 09:49 PM   #17
Senior Member
JFXG's Avatar
Newmar Owners Club
Freightliner Owners Club
Join Date: May 2012
Location: Today? Bellingham, Massachusetts
Posts: 3,136
This past January we commenced our fourth policy period with National Interstate covering both coach and car. We've had one windshield claim on the car, and the main awning replacement on the coach. Since mid-2012 our total combined premium has increased about $12. Twelve dollars.
John & Diane, Fulltimers. RVM103 NHSO
On the road since June '12 with Lincoln, the guard cat.
2002 Dutch Star 40, Freightliner, Cat 3126, 2004 Element
JFXG is online now   Reply With Quote
Old 02-15-2015, 09:19 AM   #18
Senior Member
Join Date: Jan 2014
Posts: 116
Originally Posted by Dennis4809 View Post
We had National General but this year's premium jumped from $1,100 to $1,700. No claims, no changes, just a 55% increase. I called Progressive where I already had the MC insured and got the same coverage for $823.
Shop around!
This is weird....tow years ago we had Progressive for our MH. When the renewal raised the premium to $1100/yr, I turned to Good Sam's/GMAC/National General........MH insurance went to less than $500/yr........then asked them for a rate quote on our 4 cars....ended up paying less than $1100/yr for all 5 vehicles.
Now it's $1400/yr, but that is still far less than the over $3500 we were paying for the 4 cars and MH.

We live in Pennsylvania...perhaps that explains some of the rate disparity we're seeing here.??????
bobguigley is offline   Reply With Quote
Old 02-15-2015, 09:30 AM   #19
Senior Member
Bumps's Avatar
Winnebago Owners Club
Join Date: Sep 2013
Location: FTer Class of 2015 Origin: Evergreen, Colorado
Posts: 1,530
Am investigating insurance for this summer (we are selling S&B and going FT). Geico would quote us RV+toad coverage, but with a $10,000 cap on contents coverage. Not enough. \ken
Ken & Deb (WIT Club, FMCA, SKP, Harvest Hosts, and grateful volunteers with SOWERs)
2005 Winnebago Vectra 40FD w/400ISL and Allison 3000MH on Freightliner's Evolution chassis, Onan QD7500, 1000w Renogy solar, BlueOx tow gear, and 2015 Cherokee TrailHawk toad.
Bumps is offline   Reply With Quote
Old 02-15-2015, 09:19 PM   #20
Senior Member
Join Date: May 2011
Location: Mesa, AZ
Posts: 107
I have been using Hartford/AARP for the past few years. A couple of years ago, I attempted to get them to remove a car that I had given to my ex-wife as part of a divorce settlement, from the policy. They refused to remove either her, or the car from the policy without her consent. They also refused to cancel the policy outright unless she gave them the okay. State Farm and Hagerty had no problem removing her from the classic car policies I had with them.

Since the policy was coming up for renewal, I shopped around and got many quotes over the next few weeks, and nothing came close to Hartford's rate. I reluctantly stayed with them.

Fast forward to late last year. I have roadside assistance with Good Sam, which also covers any vehicle which you may be driving. My RV and auto insurance policy with Hartford/AARP also covers roadside assistance, but apparently only covers vehicles that are listed on their policy. When I broke down coming home from a classic car show, I had to have one of my classic cars towed (twice) over a three day period. I incorrectly called Hartford, and found out after the fact that they only covered cars that were insured by them.

The error was mine, but at this point it looks like they will reimburse me for the two tow jobs, as a good will gesture. As long as their rates remain competitive, I will keep my RV and daily driver insured with them as appreciation for my screw up.
terryl is offline   Reply With Quote
Old 02-15-2015, 09:23 PM   #21
Senior Member
anthonynalli's Avatar
Join Date: Jan 2015
Location: Brampton, ON
Posts: 414
How much liability coverage does everyone go for? I used to have $1 million, but recently increased to 2 million for leasing requirements. My RV rep was telling me I should have $5 million!


2007 Damon Outlaw 3611, 2003 Harley Softail FXST, 2004 Harley Sportster 1200C
Newbie Blog: The Outlaw Pilots
Facebook Page: OutlawPilots
anthonynalli is offline   Reply With Quote
Old 02-16-2015, 02:23 PM   #22
Senior Member
Cat320's Avatar
Fleetwood Owners Club
American Coach Owners Club
Join Date: Mar 2011
Posts: 4,170
USAA has a dollar limit on boats and RVs. If you have either that is over their limit (don't know what it is) they will refer you else where. They did insure my last 5th wheel, but not this MH.

The OP asked for "general thoughts on AARP." We are not supposed to make political posts on the forum, so I'll keep my thoughts on AARP to myself. The only thing I'll say is that I will never ever use them.
2014 American Eagle 45T
DD 500
Pulling a Honda CRV
Cat320 is offline   Reply With Quote
Old 02-16-2015, 06:38 PM   #23
Senior Member
John58's Avatar
Join Date: Oct 2014
Location: Indianapolis, IN
Posts: 120
We use different companies cheaper than any bundle I found and pay about 1600 a year for 3. Progressive for home and MH and 21st Century for the auto.


1997 Fleetwood Bounder (Ford F53 V-8 460)
John58 is offline   Reply With Quote
Old 02-16-2015, 07:38 PM   #24
ftodaro's Avatar
Join Date: Feb 2015
Posts: 72
Insurance is something I know something about, since i am new to RV's but not insurance. When your discussing insurance, the price you pay is only part of the question, the better question is what are the coverage limits of the policy. so if you are comparing policies you HAVE to compare the limits of the coverage.

Once you buy the underlying policy of 100,000 to 300,000 of liablity limits to purchase an umbrella policy is cheap and worth the protecion. In my State Ohio we buy uninsured motorist coverage to protect ourselves from people who are uninsured, that is the most important consideration IMO is to make sure you and your family are protected from the reckless driving of others.
Of course, it helps to provide protection to you if you should be the one that made the mistake.
I have had Nationwide for many years, they have an RV specific policy that has Roadside assistance in the coverage. I pay about 600 per year for the policy but I have an older pusher.
ftodaro is offline   Reply With Quote
Old 02-16-2015, 07:53 PM   #25
Senior Member
Mr_D's Avatar
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 22,398
Guess I'm going insurance shopping when the present policy expires in April. We've had National General since before they changed the name and it had full replacement then down to invoice cost now due to ago. The Magna will only have selling price and even that's some $1200 more per year, but the Magna sold for over triple what the Dutch Star did. In fact the only reason I stayed with National General was for the invoice cost, now that thats going to be gone I can more easily change.

2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '05 Odyssey
Mr_D is offline   Reply With Quote


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
The Build Of Our Allegro Bus 45LP with Time Lapse Video bbott Tiffin Motorhomes Owners Forum 131 04-29-2015 05:58 AM
Health insurance supplement insurance jacks647 iRV2.com General Discussion 29 04-16-2014 05:18 PM
Full-time insurance or not Cola ny Full-Timers 6 03-30-2014 11:26 AM
New to RVing Need insurance for CamperVan B class. livedj1 Class B Motorhome Discussions 5 03-12-2014 07:32 PM
Blue Sky RV Insurance don't pay the invoice after the accident vilsis Monaco Owner's Forum 32 11-07-2013 06:30 PM

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 07:38 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.