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Old 09-10-2013, 11:56 AM   #15
Senior Member
Thor Owners Club
Freightliner Owners Club
Join Date: Apr 2011
Location: Port Charlotte, FL
Posts: 728
Years ago I belong to a Through bred (horse) owners and trainers association. They offered several different insurance options one could buy into. The rates were as much as 50% lower than identical insurance from identical companies. This is something that hopefully will be investigated further. insurance rates are about to go up a LOT! Been told that in Florida we can expect to see rates increased 25 to 50% on ALL policies. After all the so-called health providers rates are increasing, so why not raise the rates on everything and just call it inflation. safe travels..ed

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Old 09-10-2013, 12:18 PM   #16
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Monaco Owners Club
Texas Boomers Club
Join Date: Feb 2008
Location: Denmark and Spain
Posts: 1,977
Originally Posted by Gary RVRoamer View Post
I was mostly kidding about "Sam", but FMCA is a similar sized organization (FMCA is about 120,000) and haven't been able to get much in the way of preferential treatment from insurers. And they have a paid, full time staff to seek out deals. FMCA is member-owned and desperate to find benefits to attract and hold members, yet unable to come up with anything better than a custom front end to a regular rv insurer (currently National General).
I would like to make two comments:

1) I am a cynical kind of person, so here goes: Who holds FMCA accountable for their failure to perform? No one is my guess. If this was a private company relaying on making a living in a competitive marked, I am sure that questions would be raised by management, and performance improved. If you cannot achieve a substantial discount for 120,000 members you are not doing a good job at all. I can add that my contact to FMCA have not been impressive up til now. Shoot me down in flames for that opinion, but that's how I see it, based on my experience.

2) If FMCA have 120,000 members and IRV2 have 120,000 members (I do realize that a number of IRV2 members do also hold FMCA memberships), they could potentially "double" their bargaining power. Why not do this? If FMCA have not been able to get anywhere in their efforts getting cheaper insurance for their members, maybe they should approach IRV2 and strengthen their position? If FMCA is desperate to find benefits for their members, I can find nothing better than offering a decent and affordable price for insurance. That would get them on my Christmas card list.

Rant over.

The Great Dane
2007 Monaco Diplomat PAQ - 2007 Saturn Vue Honorary Texas Boomer
Living in Denmark - visiting the US whenever possible. www.winnebago.dk www.lasramblas.dk

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Old 09-10-2013, 03:03 PM   #17
Join Date: Mar 2007
Location: Southern Indiana
Posts: 33
We are shopping for motorhome insurance currently so count us in! After 7 years coverage on the same motorhome with State Farm we are paying the same amount annually for less and less coverage and the MH is now much less in replacement cost to the insurer!
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Old 09-10-2013, 03:08 PM   #18
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Workhorse Chassis Owner
Join Date: Oct 2007
Location: Michigan
Posts: 5,622
I'd surely be interested. Hope someone may be able to help get something rolling.

Steve & Sally / Hudson Our Little Pom / Heidi, Houston & HiTee Forever in our Hearts
04 NEWMAR MACA 3778 W22 / 05 PT Vert
Michigan (Summer) Michigan (Winter For Now)
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