Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 09-09-2014, 06:40 AM   #15
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,139
I've often heard ( in jest ) that " I want the last check I write to bounce". Maybe not in jest for some. .
__________________

__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 09-09-2014, 06:58 AM   #16
Senior Member
 
Ramets's Avatar
 
Join Date: Jul 2010
Location: Conway, SC
Posts: 2,364
I never wanted, nor expected to inherit anything from my parents. My two kids are very succesful in their own right, and don't need anything that might be left from us. We're having too much fun to worry about what MIGHT happen in the future. My eldest once told us to just go for it and enjoy life....as if we needed any encouragement.
__________________

__________________
2000 Dutch Star Pusher
2009 Saturn Vue Towed
Full timed for 6yrs.
Ramets is offline   Reply With Quote
Old 09-09-2014, 07:11 AM   #17
Senior Member
 
Thor Owners Club
Join Date: Jun 2011
Posts: 2,892
If I wanted something big like a new Class A and the monthly payments caused me no angst.....I would probably go for it if I were retired......Like folks say..you can't take it with you......Although if you ran into a health problem and couldn't RV anymore and had to sell the rig.....you probably wouldn't get what you owed on the rig......Then What?
__________________
Fred1609 is offline   Reply With Quote
Old 09-09-2014, 08:49 AM   #18
Senior Member
 
bsirby's Avatar


 
Winnebago Owners Club
Appalachian Campers
Coastal Campers
Carolina Campers
Join Date: Jul 2011
Location: North Carolina
Posts: 2,750
Quote:
Originally Posted by Fred1609 View Post
If I wanted something big like a new Class A and the monthly payments caused me no angst.....I would probably go for it if I were retired......Like folks say..you can't take it with you......Although if you ran into a health problem and couldn't RV anymore and had to sell the rig.....you probably wouldn't get what you owed on the rig......Then What?
But if you don't run into health problems, and could RV for a long time, look at all the fun you will have missed because you worried about something that may or may not happen.
__________________
Brenda and Frank, FTers, Zebulon, NC
Raisin our mixed hound and BooBoo our cat.
2004 Itasca Suncruiser
bsirby is offline   Reply With Quote
Old 09-09-2014, 08:49 AM   #19
Senior Member
 
VSPA's Avatar
 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Jul 2011
Location: Humble/Atascocita, Texas
Posts: 1,230
When I signed that bill of sale last year at age 67, really didn't think that either the RV or me would be running to well in the year 2033. But until one or the other of us breaks down, we'll keep on moving down the road.
__________________
Stan, Shirley & 2 Schnauzers (Sandy & Sassy)
RV: 2014 Itasca Sunstar 35F
USAF, Retired, Life Member: DAV, VFW, VVA, & VSPA
VSPA is offline   Reply With Quote
Old 09-09-2014, 09:11 AM   #20
Junior Member
 
LilJoey's Avatar
 
Fleetwood Owners Club
Join Date: Jun 2014
Location: Middle Georgia
Posts: 12
Quote:
Originally Posted by mustang652 View Post
When I signed that bill of sale last year at age 67, really didn't think that either the RV or me would be running to well in the year 2033. But until one or the other of us breaks down, we'll keep on moving down the road.
This has to be my favorite quote yet! Can I borrow it?
Joyce
__________________
LilJoey is offline   Reply With Quote
Old 09-09-2014, 10:08 AM   #21
Senior Member
 
VSPA's Avatar
 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Jul 2011
Location: Humble/Atascocita, Texas
Posts: 1,230
Quote:
Originally Posted by LilJoey View Post
This has to be my favorite quote yet! Can I borrow it? Joyce
Thank you and you may!
__________________
Stan, Shirley & 2 Schnauzers (Sandy & Sassy)
RV: 2014 Itasca Sunstar 35F
USAF, Retired, Life Member: DAV, VFW, VVA, & VSPA
VSPA is offline   Reply With Quote
Old 09-09-2014, 10:36 AM   #22
Registered User
 
Monaco Owners Club
Join Date: Oct 2009
Location: Varies Depending on The Weather
Posts: 8,517
I bought my last coach "first" back in 2003 after many months of research. It was purchased from the original owners with nothing down. I financed the entire purchase, $165,000 through my credit union at 4.5% interest for 20 years. I now have less than 10 years left providing I make it to age 80. If not then it's not my problem.

Since it has been my HOME since purchase, the interest on the loan has been deductible up until last year when my itemized deductions were not greater than the standard deduction.

There have been some threads about paying cash for an RV versus having it financed. Then there are those that are adamant about not financing and others like myself that prefer to keep my tax deferred IRA money making more than the interest charged on my RV loan.

Am I upside down, certainly, but whose cares. I made the choice back in 2003 for a coach that would continue to meet my needs and expectations for many years, 20, to be specific. I have done so many upgrades and improvements that there isn't a coach out there that could replace what I have currently without spending hundreds of thousands of dollars. That's not going to happen in my lifetime.

Dr4Film ----- Richard
__________________
Dr4Film is offline   Reply With Quote
Old 09-09-2014, 11:03 AM   #23
Member
 
Join Date: Aug 2014
Posts: 54
Quote:
Originally Posted by NukeRef View Post
I'm not too far behind you, Mrfoto. I'm 66 and only 226 payments to go. I'm enjoying the coach, and not worrying about the last payment ...
I thought about paying off my new TT, financed for 10 years, but then since the rate is low and I have no children to leave anything to I figured what the heck. Like you I am enjoying the TT and not worrying about the last payment. The dealer wanted to sell me GAP insurance and I asked why? If I croak and the unit happens to be undeerwater...who cares other than the finance company...
__________________
wva3185 is offline   Reply With Quote
Old 09-12-2014, 02:34 PM   #24
Senior Member
 
cochise1949's Avatar
 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Aug 2013
Location: Lake Elsinore, CA
Posts: 202
Quote:
Originally Posted by NukeRef View Post
I'm not too far behind you, Mrfoto. I'm 66 and only 226 payments to go. I'm enjoying the coach, and not worrying about the last payment ...
65 and 234 more to go.....Plan on this being the last one but, who knows. I figure we are spending our kids inheritance. We have to pay taxes on all withdrawals from our IRAs so current low interest rates and adequate market performance, make it a good choice for us. Add in that you can deduct the interest........
__________________

__________________
Bev& Keith
Kyriana(14)Aidan(11), Emily and Olivia (2) Grandchildren
2014 Winnebago Adventurer 38Q
2013 Honda CRV, Roadmaster Falcon AT, Invisibrake
cochise1949 is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Motorhome magazine OOOPS this month powerboatr iRV2.com General Discussion 7 07-21-2014 02:31 AM
I've read this site for a month Now ie2special Full-Timers 10 02-18-2014 08:28 AM
Storing my Class A for one month meffrig Class A Motorhome Discussions 17 02-03-2014 07:45 PM
Renting vs Buying for One Month Trip to Alaska SteveUpp MH-General Discussions & Problems 47 02-01-2014 05:05 PM
Sad end to our 12 month beginning. Us3Here Entegra Owner's Forum 12 07-18-2013 06:15 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 12:03 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.