re: "Many topics we discuss here are about corner cases and what could theoretically happen but there's not a list of members stepping up to say it did in fact happen to them. IMHO, it's still a good discussion."
The concern I have is that it is not presented as a corner case but rather as something for everyone to fear. And even corner cases need to keep to reality and reason if they are going to serve any purpose.
FUD mongering - as so often happens on this topic - does not help anyone, IMHO.