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Old 12-30-2015, 12:58 PM   #15
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That's a lovely place, John. I really like the Palm Springs area. Enjoy!
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Old 12-30-2015, 01:31 PM   #16
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Keep in mind that you can rent in those kinds of parks much cheaper than buying and paying those additional costs. Plus, you can try different areas throughout the country.
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Old 12-30-2015, 02:00 PM   #17
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Keep in mind that you can rent in those kinds of parks much cheaper than buying and paying those additional costs. Plus, you can try different areas throughout the country.

Good afternoon two gypsies. Hmmmm. I don't know about that. Monthly rent in a country club type RV park can cost you north of 1500 per month with taxes etc. There are cheaper places without golf but you would have to factor in the cost of golf and other facilities so you could easily end up north of 2000 per month. If you are not a golfer, don't use a gym or play tennis then the numbers start to fall apart a bit but depending on your life style these types of country club resorts can be a good way to economize. We are on a limited budget and this fit the bill for us. If you have lots of funds and budget is not a problem then certainly renting is not a bad idea. As you mentioned though, it might be a good idea to rent for a bit to make sure you like the community. We tried out 4 or 5 of these kinda places before we chose this one. There are a couple of other Outdoor Resorts in the valley. They are also very nice. One is out of our price range and both of the others were Motorhome only which although we have a motorhome did not really appeal to us as we have friends and family with RV's that are not class A types. To each his own. Lots to choose from.

Ownership doesn't limit you in travelling either. We come and go often. Renting these lots our is fairly easy. May just plan their trips around when someone wants to rent their lot. Some choose not to rent their lots though as they have nice furniture and other things set up on their lot. Personal decisions.
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Old 12-30-2015, 02:49 PM   #18
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Outdoor Resorts has many for sale...$50,000 to $200,000 - plus taxes, monthly maintenance fees. This doesn't matter to some folks but wow! Guess it depends how much time you stay there to figure if the cost is justifiable.
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Old 12-30-2015, 03:03 PM   #19
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We purchased a lot in Hilton Head Island RV Resort (one of Newmar's top resorts for 2016) and have no regrets. The resort is 50 or so acres physically in the heart of Hilton Head, 1 mile from the beach. On one side it is bordered by homes in a million dollar subdivision and on another side by the golf course of the same subdivision. You can walk or bike to almost anything you need. The landscaping here is superb. We pay quarterly homeowner's dues to the association, property taxes directly to the tax office. Most or all of those are offset by rental income. This resort seems quite well managed, paying for management, upkeep and improvements out of dues and their portion of lot rents.

This is a place we very much enjoy, and it's nice to know that even in a busy RV season where other places are booked solid, we always have someplace nice to go and relax
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Old 12-30-2015, 04:55 PM   #20
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Outdoor Resorts has many for sale...$50,000 to $200,000 - plus taxes, monthly maintenance fees. This doesn't matter to some folks but wow! Guess it depends how much time you stay there to figure if the cost is justifiable.
Very true. We wouldn't have done it if we were not snowbirds, but for snowbirds it is a great way to economize and enjoy the RV travelling lifestyle and still have a favourite place to come back to that doesn't break the bank.
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Old 01-01-2016, 06:13 AM   #21
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We own a lot in a 47 space class A only park. We bought it with the idea of it being a home base when we retire and sell the house. We pay taxes directly to the city, less than $500 per year. Our HOA fees are $175 per month and that covers ground maintainance, insurance on the club house and common areas, pool maintainance , water, sewer, and cable. Each lot has its own electric service and bill, ours runs somewhere between 40-75 per month depending on the AC usage. We had an assessment this year for $350 to pay for painting the club house, property fencing, and to resurface the pool decks. This was the first assessment in five years. Our park has gazebos and storage buildings at each pad, the board voted to inspect each as some had been neglected, and recommend repairs and painting to the owners, if the owner did not paint or repair, the board could have had the repairs done and assessed the owner. We have healthy finances with a good reserve and could have easily done the painting without the assessment but voted to leave that money for a rainy day.
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Old 01-01-2016, 09:54 AM   #22
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I might ramble on this just a bit so you might want to hit the snooze button...

I'm primarily commenting from the perspective of a FTer that doesn't have a a lot of extra cash beyond our basic needs to enjoy our life style along with appropriate safety-net reserves. This will probably be a snoozer post for those that can easily afford multiple properties. For those, it is a personal choice and none of what I say will mean much.

We are in the process of deciding on whether or not we buy into a resort/RV community. We are no where near destitute. We are on a fixed income that meets our needs and still allows us to put more money aside. We chose to go FT with payments on our coach with a plan to be FT for at least 10 years. Those choices were based on personal choices and while being debt free would have been ideal, we saw too many folks that had died before they could reach retirement. So...

Our search will center on an RV community where we can have a casita or other smaller home that we could actually live in once we either reduce our time on the road or totally depart from the RV life style. That gives us a place to go during our winter months and a place we can retreat to if an unplanned turn of events forces off the road without much time to plan.

Buying into a pad-only community/resort just seems like a waste of money for us. While some might see a purchase of property in
growing areas like FL and AZ as an investment, we don't see it wise for us to purchase a lot with only a pad as a good move. That would even be true if it did appreciate in value. The time we would need to get rid of it to move into some kind of S&B home could be very cumbersome.

In our short time renting in a nice RV community we have learned a lot of what it will take to exit out of the RV life and back into a S&B. Partially that is our fault for not truly understanding some changes in what we would want as retired folks compared to when we bought our last home over 25 years ago. Anything we buy will be financed to some degree so we have learned a lot about those aspects in today's environment and specifically on how banks might look at (and sometimes avoid) these kinds of properties. Pad only properties are not easy to finance but it can be done but the terms might not be ideal. Properties with a "home" (not something like a 250 sq ft shed) are much more likely to get financed on reasonable terms.

So...for us...we will work on renting sites in our winter destinations for the next couple years. In FL we know that can be a challenge. We are familiar with finding places in the TX RGV and find that less challenging. We also think finding winter places in AZ should be less difficult but that still might require a bit more research.

All that being said, we think that central FL will be our target to anchor down to whether that will be in an RV community or not will be based on our needs in the next couple years. We are using our next 3 months in the Lakeland, FL area to develop a feel for it and establish some connection with resources to keep an eye on the realty market.

Nothing is in stone because we are still learning little things here and there that help us better understand all the issues and discover a few we hadn't considered or known about when we opted to go the FT route we chose.
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Old 01-03-2016, 05:04 PM   #23
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Radar - how does it compare to MCC nearby? Been looking to buy there.
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Old 01-03-2016, 06:23 PM   #24
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Radar - how does it compare to MCC nearby? Been looking to buy there.
So, we have stayed there (MCC) three times over the last 10 years, 3 to 5 days each time. We had friends there and across the street. It is a great resort. It was developed by the same company that developed the resort we are in which is Outdoor Resorts Palm Springs. What we like about it was the lots are bigger (40 X 80 or 40 X 120 average lots size) compared to 35 X 70 or 75 in our resort. The recreation facilities are excellent and the restaurant is great. It is a notch or two above ours in terms of luxury amenities like the restaurant. We played the golf course and it is about the same as ours although there are only nine holes which you play twice but from different tees. It is a fun course and like ours, lots of water.

Really there was nothing about the resort we didn't like. We saw a few minor problems like security staffing but that was during the transition time from the developer management to the homeowner management. I'm sure its fine now.

Why did we not buy there. A few reasons.

1. Straight up, it was more than we could afford, not just from the initial purchase but the monthly dues which I believe are somewhere around the 650 to 700 area. (Let me know if you find out as this was a couple years ago). We are in that middle class leaning toward lower middle income bracket. I don't get into personal finances but I don't mind discussing budgets. Our living budget is around 3600 per month as we still have to save for full retirement in about 8 years. (we still work 6 months of the year). We are good budgeters and it did not make sense from that point of view as we burn through lots of cash travelling both in the Americas and in Europe. As a result, we knew we were not a good fit with the majority of the owners there who seem to be in a higher income bracket than us. Having said that we never met any snobs there regardless of wether they were driving million dollar Newells or Prevosts. Nice bunch and they made us feel welcome, we just didn't have the same topics on our discussion list.

2. The MCC and the outdoor resorts across the street are both A class motorhome only and that would have meant saying good bye to a lot of the crowd we hang with. A class motorhomes are great but there is more than one way to RV and we enjoy associating with the family and friends who have other tyoes of RV's. Lots of nice hardware though.

3. Location. We are not fans of the Indio area but love the old down town core of Palm Springs. We are fairly close to that in comparison.

I guess the other reason that many people like Outdoor Resorts Palm Springs is when the time comes to hang up the keys you can always drop a 100 grand on a really high end 5th wheel and have it delivered to your lot. We have been here 11 or so years and have seen this transition happen with more than a few friends including a few who came from the Indio Outddor resorts (not MCC) and found a new winter home here.

Really, If I were you I would spend a week there and then maybe try ours out. Go with what you enjoy the most. They are all great places. The shear size of our resort 1203 spaces or almost three times the size of either of the other two) give it a very solid financial foundation and as a result our facilities are top notch and everything is very well maintained. Then again, at least on our last visits, so were the other two.

Hope you find your nexus. Its a great valley to spend time in the winter.

John and Angela
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Old 01-03-2016, 06:50 PM   #25
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I'll have to check out your place when I am there in March for the tennis tournament. Not coming by RV, but staying in Rancho Mirage, possibly. Maybe I'll see you there!
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Old 01-03-2016, 09:04 PM   #26
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I'll have to check out your place when I am there in March for the tennis tournament. Not coming by RV, but staying in Rancho Mirage, possibly. Maybe I'll see you there!
Aw mannn. We are going to miss you by a couple weeks. We are spending most of march in the Andalucia region of Spain and then maybe a couple days in Barcelona.

Enjoy your stay.

John and Angela
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Old 01-04-2016, 10:00 AM   #27
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Can't speak to the RV resorts, but our S&B home is in Palm Desert. There is so much to do here, you're never bored. Are you active?, then there's hiking, golf, tennis, and Joshua Tree national park a short drive away. A shopper? El Paseo is our answer to Rodeo drive. Love to dine out? You won't find a better collection of restaurants and happy hour options. A movie fan? We're in the middle of our film festival right now.

Biggest downside right now is water. We are under a 36% usage reduction requirement due to the drought. We're seeing lots of lawn areas being converted to desert landscaping, and rightfully so. Many folks are unhappy about that, but we are a desert...........
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Old 01-04-2016, 02:41 PM   #28
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Keep in mind that you can rent in those kinds of parks much cheaper than buying and paying those additional costs. Plus, you can try different areas throughout the country.
OP - what's the asking price, taxes, and what are the association dues?

Last place like that I stayed in (rented) - it was $80/day and worth it.

The place I stayed at you would allow the spot to be rented when you weren't there to defray some of the costs. Not sure you can operate at a profit though..
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