Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 11-21-2008, 06:15 AM   #1
Senior Member
 
Peabody's Avatar
 
Vintage RV Owners Club
Join Date: Sep 2008
Location: Beautiful State of Washington
Posts: 116
Hi,
Just got the quote from my insurance company.Covers liability,fire and theft on my motorhome and towing and labor. Asked for contents coverage which I got for fire,lightening,and transportation peril,it excludes theft, my agent couldn't find any policy that covers theft.She said I have to purchase a renters policy to get contents covered for theft.The cost of this policy with a $500.deductable is 230.a year.What I want to know is this pretty much standard? Does any one have theft coverage on their contents on their policy? I'm really not surprised they don't want to cover contents theft as it probable happens alot. Hugs Peabody
__________________

__________________
Enjoy Life....This is not a rehearsal
Wanda
The boss--Whookie(shih tzu)
Peabody is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 11-21-2008, 06:15 AM   #2
Senior Member
 
Peabody's Avatar
 
Vintage RV Owners Club
Join Date: Sep 2008
Location: Beautiful State of Washington
Posts: 116
Hi,
Just got the quote from my insurance company.Covers liability,fire and theft on my motorhome and towing and labor. Asked for contents coverage which I got for fire,lightening,and transportation peril,it excludes theft, my agent couldn't find any policy that covers theft.She said I have to purchase a renters policy to get contents covered for theft.The cost of this policy with a $500.deductable is 230.a year.What I want to know is this pretty much standard? Does any one have theft coverage on their contents on their policy? I'm really not surprised they don't want to cover contents theft as it probable happens alot. Hugs Peabody
__________________

__________________
Enjoy Life....This is not a rehearsal
Wanda
The boss--Whookie(shih tzu)
Peabody is offline   Reply With Quote
Old 11-21-2008, 06:47 AM   #3
Community Administrator
 
Route 66's Avatar


 
Newmar Owners Club
Retired Fire Service RVer's
Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,614
Try contacting FARM & CITY INSURANCE. They specialize in RV insurance and they are brokers who deal with several insurance companies.

I have theft coverage, but I also have fulltimers insurance.
__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

Route 66 is offline   Reply With Quote
Old 11-21-2008, 08:18 AM   #4
Senior Member
 
GaryKD's Avatar
 
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 12,322
Hi Gerald,
You have a coverage quote for $230/year? Please tell us from what company. I haven't seen a coach policy in the 3 digits for a very long time.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
GaryKD is offline   Reply With Quote
Old 11-21-2008, 08:31 AM   #5
Senior Member
 
Peabody's Avatar
 
Vintage RV Owners Club
Join Date: Sep 2008
Location: Beautiful State of Washington
Posts: 116
Allstate,but I'm not sure that it covers every thing I need.Hugs Peabody
__________________
Enjoy Life....This is not a rehearsal
Wanda
The boss--Whookie(shih tzu)
Peabody is offline   Reply With Quote
Old 11-21-2008, 03:58 PM   #6
Senior Member
 
MtManLee's Avatar
Official iRV2 Sponsor
 
Monaco Owners Club
Workhorse Chassis Owner
Join Date: Mar 2007
Location: Utah
Posts: 611
Did you get the new Allstate RV Insurance? If you did than it should cover most everything. I did have to have 20,000 personal property added to my RV insurance with allstate and also my tow dolly had to be added as an extra but still I am only paying 1000 a year with all that for a 05 MH. And I only pay a 200 dollar deductible.
__________________
Lee and Fran
Holiday Rambler Vacationer
While traveling down lives paths stop to smell the flowers.
MtManLee is offline   Reply With Quote
Old 11-21-2008, 04:22 PM   #7
Senior Member
 
Peabody's Avatar
 
Vintage RV Owners Club
Join Date: Sep 2008
Location: Beautiful State of Washington
Posts: 116
I'll check it out, right now and for the next four years the most traveling we are going to do is to go and refill our LP tank.Till than we are parked in daughters drive way.Once dear hubby retires and we go fulltiming away from home (lol) what we have is fine.LOL,speak of the devil,our agent just called so I asked and she says they really don't have a new Rv Insurance but it is a motorhome club (?) insurance,but that for now what we have is sufficient.So I'll just go with what we have I guess worry about it later when we will need it.Thank-You and Big Hugs, Peabody
__________________
Enjoy Life....This is not a rehearsal
Wanda
The boss--Whookie(shih tzu)
Peabody is offline   Reply With Quote
Old 11-22-2008, 06:20 AM   #8
Senior Member
 
GaryKD's Avatar
 
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 12,322
but you brought it up. Consider adding an Extend A Stay connection to your LP system. This way you will not need to move the coach to fill the LP tank. Just take the LP bottle to the fueling station.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
GaryKD is offline   Reply With Quote
Old 11-22-2008, 10:49 AM   #9
Moderator Emeritus
 
Gary RVRoamer's Avatar


 
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 18,085
The most glaring omission from your insurance quote is collision damage and comprehensive (aka "other than collision". Your fire & theft coverage is part of comprehensive, though.

My policy (National Interstate, from www.explorerrv.com) includes collision loss, personal property loss, fulltimer coverage, liability if somebody injures themselves on my campsite and a host of other things yours does not. It also costs 5x as much. $230 is a heck of a bargain - just make sure it covers your needs.
__________________
Gary Brinck
Former owner of 2004 American Tradition
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
Gary RVRoamer is offline   Reply With Quote
Old 11-22-2008, 01:55 PM   #10
Senior Member
 
Peabody's Avatar
 
Vintage RV Owners Club
Join Date: Sep 2008
Location: Beautiful State of Washington
Posts: 116
Okay to the first Gary, whats an extend a stay and where do I get one.That would work for me but hubby wants to drive our new home me thinks,lol.
Gary B.The price she gave me covers collision however I don't think it covers all that yours does.They do have one other policy that I mentioned earlier that is much more thorough and we will go with that one when we finally take off for our new lifestyle. Hugs Peabody
__________________
Enjoy Life....This is not a rehearsal
Wanda
The boss--Whookie(shih tzu)
Peabody is offline   Reply With Quote
Old 11-22-2008, 02:33 PM   #11
Senior Member
 
GaryKD's Avatar
 
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 12,322
Go here or here and scroll down the screen to find the extend-a-stay. You'll need some hoses and fittings, but the sales people or a local propane/plumbing parts store can help you with the connectors.

You can also go here for another product that does the same thing.

When we head north in the winter (north for me is central Florida) I use a portable 20lb bottle all the time, instead of the coach tank.
__________________

__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
GaryKD is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Motorhome Insurance KCIDoner Class A Motorhome Discussions 2 01-09-2009 06:27 AM
RV insurance ocfd_179 MH-General Discussions & Problems 24 06-08-2008 09:04 AM
Insurance??? Wallaby Dan Class A Motorhome Discussions 1 07-15-2007 02:55 PM
Motorhome Insurance SargeW Class A Motorhome Discussions 21 07-06-2007 01:11 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:15 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.