We are retired snowbirds about ready to pull the trigger on a $130,000 MH purchase from a NC dealer. We own homes in both Florida and NC. Our primary residence state is Florida, mostly for income tax considerations. If I register the MH in NC, I understand I pay 3% HUT (sales tax) and a registration fee. Sounds ok so far. BUT I also pay annual property taxes on the MH to the tune this year of about $835 based on the county rate. And, while that assessed amount will decrease annually, the tax rate is very likely to increase too. Plus I will have to be here every year in April to have the coach inspected,
If I register in Florida, I will pay 6% sales tax and a registration fee. But no property tax that I can find and no pesky annual inspections.
Our intention is to house the coach in NC as we are here for the summer months mostly and then to drive it south for the winter. But we also will do some more northerly travel in the warmer months, likely to include April when the inspection is due... Is registering in Florida the best bet, aside from the 3% difference in sales tax? And perhaps a difference in insurance rates? Anything else I'm missing?