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Old 03-26-2011, 09:26 AM   #1
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Need Insurance suggestions

Good morning,
We're buying our first RV, a 37' Diesel Pusher, and need Insurance. I need recommendations on which companies are the best for insuring DP's.
Thanks,
Michguy
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Old 03-26-2011, 11:47 AM   #2
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I have Progressive and am satisfied. I think you'll hear pros and cons on them and others. Congratulations on your new RV.
Bob
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Old 03-26-2011, 02:07 PM   #3
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We have GMAC through Good Sam and it has been good for us. Just be sure to get the "full replacement cost" option which replaces the coach for 5 years with a new coach of the same kind, then covers the cost that you paid for yours after the 5 years is up. All RV insurance companies have this but some people have missed the "full" and bought replacement cost. It is worth the difference in premium.
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Old 03-26-2011, 02:43 PM   #4
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Make sure you have insurance before you drive off with it. A motor home is not considered an add on like a car.
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Old 03-26-2011, 02:46 PM   #5
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Quote:
Originally Posted by Dirtbuster
Make sure you have insurance before you drive off with it. A motor home is not considered an add on like a car.
We have farm bureau and it was an add on. Nothing special other than "how much do you want the deductible to be and what $ amount for total loss

Ron & Wendy 94 Pace Arrow 454
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Old 03-26-2011, 03:01 PM   #6
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Hi michguy,
Assuming a clean driving record, the price will depend on your zip code. Consider a motor coach insurance broker. They will look at several companies and provide you the best price. I use Farm and City. Their contact number is 800-331-1520.
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Old 03-26-2011, 03:07 PM   #7
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Make sure you have insurance before you drive off with it. A motor home is not considered an add on like a car.
I have Progressive also, and am going to change. My reasons can be found if you google or bing their chairman...Peter Lewis.
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Old 03-26-2011, 03:25 PM   #8
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I have Progressive also, and am going to change. My reasons can be found if you google or bing their chairman...Peter Lewis.
amen to that i canceled my nra membership years ago because they accepted advertising from that dope smoking hippie (his quote from 60 minutes years ago)the same month they bad mouthed soros on his anti gun stance . soro and lewis are long time co-donaters to many lib antiamerican causes
please note i am not stating politcal opinion only facts
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Old 03-27-2011, 07:12 AM   #9
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Rates are going to vary a lot depending on your personal situation and location, so it is impossible to make decisions based on what others pay. Shop the big names in RV insurance, and also have at least one broker get a quote for you. Gilbert RV Insurance is one such; also RVAmerica.

We use National Interstate, through their ExplorerRV agency. Other big name RV insurers are Progressive & Geico & GMAC, and auto insurers such as The Hartford, Stafe Farm, Allstate, etc also have RV-specific policies.

Make sure you compare apples to apples on coverages. You need to be prepared to specify how much coverage, deductibles, etc. you want. If you just say "how much to insure my motorhome" you will get answers all over the map and maybe get sold coverages you don't need or want.

Shop, shop, shop!
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Old 03-27-2011, 08:38 PM   #10
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Quote:
Originally Posted by michguy View Post
Good morning,
We're buying our first RV, a 37' Diesel Pusher, and need Insurance. I need recommendations on which companies are the best for insuring DP's.
Thanks,
Michguy
National Interstate!!!!
Richard
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Old 03-27-2011, 10:05 PM   #11
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Quote:
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Good morning,
We're buying our first RV, a 37' Diesel Pusher, and need Insurance. I need recommendations on which companies are the best for insuring DP's.
Google; Poliseek.
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Old 03-28-2011, 05:24 AM   #12
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Wow ! Thanks to all of you for your suggestions . I have plenty of info to go on, and have already received two quotes. The first was reasonable, and the second was a little more than double the first.
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Old 03-29-2011, 12:47 PM   #13
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The differences in quotes can be amazing. I've seen as much as triple from one insurer to another, for identical coverages.
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