If you and the DW are togther for 50 years, I am going to assume that you are 70 or there abouts... My first incling is to say buy what you can easily
afford in your current situation and at a price you think you can resell at, and not get hurt. If this rig truly is the "the one", I would look to see what comparable rigs in similar condition are going for. If it's better than most and at a better price, I would buy it and take a few trips to places you want to see on short spurts. I would also think about selling my floundering business, assuming you can manage off retirement and/or sale of the business... but not your home... not just yet. At that point, I would start taking trips with your home to return to. If after a while you decide fulltiming is for you, sell the homestead, and the 1998 HR, and move up to what you then will "know" is what you want. In the meantime, if you find out fulltiming is not for you, you still have your home, and can sell the coach with little loss and have some cool memories... that's what I would do...
Steve & Beth - Milton, New York
2006 Monaco Knight 38 PDQ
Ready Brute Elite-2008 Hummer H3