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Old 04-24-2017, 05:45 AM   #15
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I am now within a 60 day window of when I will take possession of my new motorhome. Will it make any difference if I apply online or by phone with Essex Credit? Essex Credit has told me before that their rate quote was good for 60 days.
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Old 04-24-2017, 05:51 AM   #16
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Quote:
Originally Posted by spdracr39 View Post
If I had a credit score that high and my bank tried to charge me 11+% on anything I would be finding another bank.
I have seen lenders with high rates for RV loans. It means they have made a business decision that don't want that type of business.
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Old 04-26-2017, 05:09 PM   #17
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We got our pre-approval with Essex Credit. In two weeks we will see if the dealer can beat it or not.
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Old 04-26-2017, 05:41 PM   #18
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Dealer cam cut their take on their financing, so they will usually beat what you walk in with. Don't tale their first offer if it is just under what you brought...
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Old 04-27-2017, 08:48 AM   #19
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We were pre-approved and the dealer beat our rate through US Bank. We actually got a better rate with my wife's name first. Her credit score was 3 points higher than mine. LOL So be sure they check it both ways.
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Old 04-27-2017, 12:07 PM   #20
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We were pre-approved and the dealer beat our rate through US Bank. We actually got a better rate with my wife's name first. Her credit score was 3 points higher than mine. LOL So be sure they check it both ways.
They will. When we bought our Tiffin four years ago we had identical credit scores.
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Old 04-27-2017, 12:46 PM   #21
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They will. When we bought our Tiffin four years ago we had identical credit scores.

Good that they will run it both ways.
Like Cranemec said, at the time we bought ours, my score was 3 points higher so the coach is in my name first.
That was just this past September. Here we are 7 months later and his is a little higher than mine. Credit Scores change with the least little thing.
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Old 04-27-2017, 01:05 PM   #22
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I purchased my coach last July, the dealer was offering rates as low as 1.99% through local credit unions. That was hard to beat.
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