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Old 10-28-2010, 03:47 PM   #15
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I have never even checked to see if I have roadside assistance with my Progressive policy, I'll check that and see if I need to renew that in January, it'll be nice if that is part of my policy!
I opted out of the roadside assistance coverage. I'm concerned that the insurance company would not offer a quality provider. Some providers will only tow you to the closest repair facility, instead of the closest qualified repair facility.

I pay for CoachNet roadside assistance separately.

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Old 10-28-2010, 05:15 PM   #16
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In ga insurance is reflected by how many claims they pay out in the state companys must have that amount in reserve.
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Old 10-28-2010, 08:14 PM   #17
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I have Progressive for five years now and no increase. I have the roadside assistance with them. I went to Hershey Penn. this Easter for four days, We were leaving on Easter Sunday and a fellow RV'er with a Wonderlodge was also leaving when he discovered an inner flat. He had Progressive insurance with roadside. They sent out a tire service who fixed the flat on Easter with no out of pocket cost. That was at least a $200 service call on a holiday. Ill stay with Progressive.
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Old 10-31-2010, 03:49 PM   #18
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Progressive Increase

They just gave me a $0 deductable after five years with no claims. I probably have excessive coverage on my vehicles. They also increased my yearly cost from $1349.36 to $1651.35. If I paid it with one payment the increase would have been $288.86. I am a Full Timer.
Progressive only insures my motorhome. Geico will insure my car and motormome with the same coverage for only $5.00 more per year.
AARP - Hartford is even less.
I'm still shoping!!!!




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Old 10-31-2010, 04:22 PM   #19
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Try Overland Insurance RV Insurance Quote From Overland Insurance | RV Insurance | Motorhomes, Travel Trailers and 5th Wheels They saved me 40%.
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Old 10-31-2010, 06:24 PM   #20
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Wow.. what are you guys insuring too? At Progressive (through USAA), my policy is $125 a year for Liability 100/300/100 w/roadside and $250 deductable collision, and $525 for Full Comprehensive. You can change what you want at will.. currently I have just the Liability, but when I travel, I call and switch to the Full... after a few weeks when I get home, I call and switch back... no problems.
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Old 11-02-2010, 09:31 PM   #21
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We are hoping ours goes down. We moved to a mail slot on Rainbow Drive. Its a little bit crowded, but hey---you do what you got to. ;~D
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Old 11-08-2010, 10:27 AM   #22
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currently I have just the Liability, but when I travel, I call and switch to the Full... after a few weeks when I get home, I call and switch back.
Too risky for me. If the MH was to catch fire, get stolen or get broken into while at home with liability only, you would be left empty handed. Not likely to happen I'm sure, but that's what insurance is for, the unlikely events.

I also have an umbrella policy through another provider. Umbrella policies force you to carry the maximum amount of coverage on your vehicle before they will insure you. It's a good idea anyway, especially when you live in a sue happy state like I do.

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Old 11-08-2010, 11:57 AM   #23
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As Paul Harvey used to say.."now for the rest of the story"
Progressive Ins was founded by curernt majority owner, Peter Lewis, family.
Google "Peter Lewis" and see what he does with your premium money.
Some may buy more of his products, others may decide another insurance company is a better choice for themselves.
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Old 11-08-2010, 03:46 PM   #24
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Progressive Ins was founded by curernt majority owner, Peter Lewis, family. Google "Peter Lewis" and see what he does with your premium money. Some may buy more of his products, others may decide another insurance company is a better choice for themselves.
Wow! Thanks for the info. Makes me glad I dumped them then, not that my measly policy will matter. I don't like getting political in this forum, but what I read on Snopes about him, goes against everything I believe in.

You state however that he is the current majority leader. Are you sure? My research showed otherwise.

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Old 11-08-2010, 06:38 PM   #25
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Wow.. what are you guys insuring too? At Progressive (through USAA), my policy is $125 a year for Liability 100/300/100 w/roadside and $250 deductable collision, and $525 for Full Comprehensive. You can change what you want at will.. currently I have just the Liability, but when I travel, I call and switch to the Full... after a few weeks when I get home, I call and switch back... no problems.
Hey Midnite, in my opinion at 100/300/100 coverage you are under insured. With so many cars out here costing 65K or more, and with the way people like to sue now a days you could very easily end up on the short end of a very bad day if you were to be at fault in an accident.

I hate having to pay what I have to pay each and every year, but, If I do have an at fault accident at least I won't lose everything I've worked so hard to get.
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Old 11-08-2010, 07:34 PM   #26
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Wow! Thanks for the info. Makes me glad I dumped them then, not that my measly policy will matter. I don't like getting political in this forum, but what I read on Snopes about him, goes against everything I believe in.

You state however that he is the current majority leader. Are you sure? My research showed otherwise.

Craig
Got the same info on the internet and just dumped em. Got a policy for $222 less than Progressive with National Interstate. Check out PoliSeek at 866-520-7335.
Richard
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Old 11-09-2010, 10:32 PM   #27
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Hey Midnite, in my opinion at 100/300/100 coverage you are under insured. With so many cars out here costing 65K or more, and with the way people like to sue now a days you could very easily end up on the short end of a very bad day if you were to be at fault in an accident.

I hate having to pay what I have to pay each and every year, but, If I do have an at fault accident at least I won't lose everything I've worked so hard to get.
However, if you dont have much to lose in the first place..... Lawyers dont like to sue unless there's money to be made.

My last accident (not at fault) cost me my job (self employed), my back (6 screws, 3 rods, 2 cages), and darn near my marriage. Think I could've gotten millions? 100's of thousands? Nope.. Why? Becuase the money wasnt there. He was insured on the low side, and his business was barely in the Black. Keep the assets low, the accounts empty, and insure for good medical/replacement only and you 'sue proof' yourself. Ask a good lawyer who the attractive targets are...

But ya.. I prolly need to up it alittle.
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Old 11-09-2010, 10:40 PM   #28
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My umbrella policy is the lowest premium insurance I have.
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