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Old 11-14-2010, 04:58 AM   #29
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How is the "Roadside Assistance" that you can get with Progressive? Will it cover towing?

--Dave
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Old 11-14-2010, 08:36 AM   #30
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On the other hand, I had an absolutely HORRIBLE experience with National Interstate. It took me almost two years to get a hail damage claim resolved.

The administrator I was "working with" just kept dragging her feet---thinking that I would just go away.

I wouldn't do them again on a bet.
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Old 11-14-2010, 10:09 AM   #31
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When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.
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Old 11-15-2010, 05:11 AM   #32
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When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.
I think (but not very often) that unless noted different most are written just like an auto policy. I know that full timing requires different coverage then say some one who "vacations" with their coach.
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Old 11-15-2010, 09:23 AM   #33
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Progressive definitions

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When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.

This is what Progressive does. I get my MH replaced or get all of my money back. That's the first choice. No second guessing involved.


"The vehicle value listed within the Comprehensive and Collision information above, reflects one of the following loss settlement options:

Purchase Price - Applies to the value of Total Loss Replacement/Purchase Price Coverage, this value represents the purchase price of the new vehicle, including all the permanently attached equipment. It can not be reduced while this coverage is in effect on this vehicle and must be increased if more permanently attached equipment is added.

Agreed Value - Applies to the value of Agreed Value Coverage, this represents the supportable value of the vehicle at the time the insurance is purchased. For vehicles purchased within the last two years, support is the purchase documents. For vehicles purchased more than two years ago, support is an appraisal.

Actual Cash Value - Applies to the most economical physical damage option. This value represents the actual cash value of the vehicle today, including all permanently attached equipment. The vehicle's value should be periodically reviewed to ensure it continues to reflect this. In the event of a total loss, this value, which will be displayed on the declarations page, will be compared to the then current actual cash value of the vehicle, less the deductible, and the lower amount will be paid.


This all cost me $442 for the entire policy. When I travel in Canada they send me Canadian insurance ID cards.

I even have coverage for those "I WON'T PUT YOUR FIRE OUT UNLESS YOU PAY" fire departments.
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Old 11-24-2010, 09:52 AM   #34
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I too have my home and autos with Hartford and have the best rates I can find anywhere. My MH however, is a different story. They were nearly twice as much as Progressive because they would only insure it for the original purchase price according to their books. Progressive insured it for what I paid used.
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Old 12-07-2010, 11:50 AM   #35
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Progressive Increase

To make a long story short, Dropped Progressive, cancelled Geico and went with AARP Hartford for about a $600 a year savings.
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Old 12-07-2010, 01:52 PM   #36
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Was at $442 and just went up to $512.
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Old 12-10-2010, 08:25 AM   #37
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In the paper today, Progressive if allowed to install tracking device in vehicle will give a 30% discount. Tracks your speed, braking habits, how fast you negotiate turns etc. So glad to have big brother monitor me if he pays me I called. Sorry, we can only do cars and trucks with the technology. No motorhomes and no scooters. Well I can see the scooter problem since it has no connections usable for tracking but my motorhome connections are the same as a pickup. Hmmm
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Old 12-11-2010, 05:05 AM   #38
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In the paper today, Progressive if allowed to install tracking device in vehicle will give a 30% discount. Tracks your speed, braking habits, how fast you negotiate turns etc. So glad to have big brother monitor me if he pays me I called. Sorry, we can only do cars and trucks with the technology. No motorhomes and no scooters. Well I can see the scooter problem since it has no connections usable for tracking but my motorhome connections are the same as a pickup. Hmmm
I heard about this on Clark Howard, it seems all insurance companies may offer this in the future. I'm not so sure I want every move I make watched, it's just so 1984 (if you get my drift).....
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Old 12-11-2010, 12:40 PM   #39
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I'm not so sure I want every move I make watched
I'll have to agree. If you were to do anything unsafe prior to a collision, I would think that you might be setting yourself up for excess liability, if a tracking history showed that you even occasionally exceeded the speed limit.

No thanks!

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Old 12-11-2010, 02:31 PM   #40
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My renter's policy and my automobiles are insured through GEICO. My fiver is insured through Progressive on an agreed value policy. I investigated RV insurance through GEICO, they only offer an actual cash value policy and not an agreed value policy. So I will stick with Progressive, even though I may not agree with their founder's or CEO's politics.
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Old 12-11-2010, 03:15 PM   #41
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Most do it already

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I'll have to agree. If you were to do anything unsafe prior to a collision, I would think that you might be setting yourself up for excess liability, if a tracking history showed that you even occasionally exceeded the speed limit.

No thanks!

Craig
Many cars record your vehicle's speed etc just before a collision. Including seat belt use or not. An acquaintance didn't get his warranty on his blown engine in his Ferrari. When he confronted the company they told him what turn he was on at the race track when the engine blew from their GPS device in the car.
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Old 12-11-2010, 04:19 PM   #42
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Many cars record your vehicle's speed etc just before a collision. Including seat belt use or not. An acquaintance didn't get his warranty on his blown engine in his Ferrari. When he confronted the company they told him what turn he was on at the race track when the engine blew from their GPS device in the car.
I heard the same... many new cars record the last 30 secs or so and that info can be pulled.
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