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Old 04-08-2013, 11:15 AM   #1
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Purchasing a Motor Home with a lien attached

I am always scanning RV Classifieds, trying to keep up on pricing and features against the day when I upgrade to a diesel. I came across an ad for a unit that said their was a lien attached (I am presuming it is something simple for the sake of discussion like the owner took out a loan to purchase initially). My question in the general sense is whether units listed like this should be avoided at all costs or otherwise what are the prudent steps to take when dealing with a situation such as this.

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Old 04-08-2013, 11:31 AM   #2
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well if a lein is attached, is it for the excisting loan?...or is it for a civil matter...if civil amtter then you have to make sure it is taken care of when purchaed at signing as you will have to give it up if it is asked to make the settlement...so no problems if handled right at signing and check held till lein is out...

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Old 04-08-2013, 05:22 PM   #3
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Lien can mean multiple things but in general until the requirements of the lien are satisfied legal ownership of the coach can not be transferred. The seller listing that there is a lien I wouldn't consider a reason to not to look if the coach was what I would be looking for. Now if the seller is demanding full market value AND that the buyer satisfies the lien keep looking.
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Old 04-08-2013, 06:06 PM   #4
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Personally, I'd want the liens gone, before I would do anything with the RV. If it is loan, you need to see what is still due on the note. He may be upside down and owe more than it is worth.

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Old 04-08-2013, 06:17 PM   #5
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If the deal is agreeable, it's worth considering as long as you use an escrow service for the transaction. And be sure to include the escrow fee in the negotiation.
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