Originally Posted by nosticks
Don't purchase it at all.
I made the mistake of buying my extended warranty, and whenever I tried to make any sort of claim, they told me "it doesn't cover that." I had a sliding glass (mirror) closet door come apart.. not covered. One of the FWS locking pins broke.. not covered. One of the LP/CO detectors died very early on.. not covered. Front end alignment was off, requiring alignment and new tires... not covered.
What's covered? I suspect maybe if one of the appliance died, possibly. But I suspect not, or if so, only with a huge deductible.
Now... if you would like to make a donation to the selling dealer's holiday ball, or bonus pot, then by all means, buy the extended warranty! That's ultimately what I think it is useful for.