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Old 02-05-2015, 07:09 PM   #1
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R V Financing

Im buying a new skinny winne. Any advise on who to use to finance it?
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Old 02-05-2015, 07:13 PM   #2
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We used our area credit union and paid 2.7%, 7 years.
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Old 02-06-2015, 03:48 AM   #3
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Same here...Credit Union.....ORNL in Tennessee.
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Old 02-06-2015, 07:09 AM   #4
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We have Ally for our coach. 4.24% for our used coach.
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Old 02-06-2015, 09:46 AM   #5
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We did our original financing via the dealer, then a refi via our credit union which saved us a bunch. I will use the same tactics with the truck I have on order as I get $1000 off for Ford Credit, then refi through the CU after a couple of payments so the refi is for a smaller amount to boot.
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Old 02-06-2015, 09:55 AM   #6
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Essex Credit/Bank of the West. Have large boat and coach with them. Nation wide service good rates quick and easy. Rates and application online. Good Luck and congrats. JD
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Old 02-06-2015, 09:40 PM   #7
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It all depends on if you want to/have to put 10-20% down. I use USAA and they provide up to $100,000 full coverage with 0 down. 4.25%. Over $100,000 they only do 80% you do 20%.
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Old 02-07-2015, 07:31 PM   #8
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USAA if you're eligible.
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Old 02-08-2015, 03:25 PM   #9
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Essex (Bank of the West) through Costco RV website. Best rate i could find for the loan length I wanted. Plus after the loan processed I received a 100$ Costco gift card.
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Old 02-09-2015, 10:55 PM   #10
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Essex (Bank of the West) through Costco RV website. Best rate i could find for the loan length I wanted. Plus after the loan processed I received a 100$ Costco gift card.
I'd love to get a Costco $100 gift card. That'd buy a beautiful rib roast in their meat market.
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Old 02-09-2015, 11:17 PM   #11
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We are in the anti-financing group. Buy what you can afford and keep your interest money in your pocket. make payments to yourself and in a few years you can get a newer rig, then do it again until you can afford to get the rig that will fit your desire, noting like experimenting with older rigs to find out what you really want and need in a RV.
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Old 02-11-2015, 01:18 AM   #12
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If you have a great credit card with great rewards use it. Then quickly refinance at a 4% rate with any RV financing after you get the rewards from the credit card.
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Old 02-11-2015, 03:42 AM   #13
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If you have a great credit card with great rewards use it. Then quickly refinance at a 4% rate with any RV financing after you get the rewards from the credit card.
That won't work at many places. For instance I asked to do that since I was writing a check for a partial down payment and they had a 5,000 credit card limit so I just did that and wrote the check for the difference I was going to write. It got me 50$
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Old 02-11-2015, 08:03 AM   #14
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If you have a great credit card with great rewards use it. Then quickly refinance at a 4% rate with any RV financing after you get the rewards from the credit card.

Most dealers will limit the amount you can put on a credit card. They pay a percentage as a merchant fee.

They may do more/all if you are willing to add a couple percent to cover the merchant fee. This can work if you have a cash back/rewards or other benefit from the card that more than offsets the amount you add.
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