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01-12-2011, 11:26 AM
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#1
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Junior Member
Join Date: Nov 2008
Posts: 10
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I've taken the plunge and will soon be picking up my new Allegro Breeze. I'm considering going with RV Financing for the loan.
Anybody had any good or bad experiences they want to share?
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01-12-2011, 11:46 AM
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#2
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Senior Member
Ford Super Duty Owner Thor Owners Club
Join Date: Aug 2010
Posts: 829
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Congrads, checked out the breeze on line and nice rig. Best of luck and happy trails. Sorry don't know about fianancing, we go cash or we don't go. That's why we have a 35' and not the 45' we really would like.
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Mike, Janet & Duchess (cavalier King Charles)
2008 35B windsport, Brazel's rear TracBar, Koni shocks & Safe T plus steering
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01-12-2011, 11:56 AM
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#3
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Senior Member
Join Date: Jul 2009
Location: San Antonio, Texas
Posts: 661
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Check some of the magazines like Motorhome, Trailer Life. I have seen some ads for 5.5% financing I believe by Essex Financial.
Don
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2009 Newmar 42 ft. Allstar 4188, Wheelchair Accessible, 400HP Cummins ISL, Allison 3000, Mastertow Dolly, '98 Riviera 
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01-12-2011, 01:02 PM
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#4
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Community Moderator
Fleetwood Owners Club
Join Date: Oct 2009
Location: Token Creek county park, Madison WI
Posts: 1,732
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Our dealer arranged 4.75% for us, through bank of the west.
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Jay & Peggy Monroe  Somewhere out there...
2011 American Revolution LE 42W
07 Wrangler Unlimited toad & 2 Australian Terriers
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01-12-2011, 01:39 PM
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#5
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Senior Member
Monaco Owners Club
Join Date: Jul 2010
Location: Crete, Nebraska
Posts: 283
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I think it depends on new vs. used too. We have a used coach (2001) and have a rate of 5.64% for 15 years through USAA. I figure this is pretty good; however I may need to shop around.
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2001 Holiday Rambler Endeavor
330 HP Cummins ISC
2007 Dodge Ram 4 X 4 (Hemi)
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01-12-2011, 03:15 PM
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#6
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Member
Workhorse Chassis Owner Fleetwood Owners Club
Join Date: Jan 2011
Posts: 89
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Depending on your credit, BofA has provided us the best rate at 4.99 (5.09 calculated APR). Of course, we are still waiting for the office in Alpharetta to reopen to finish the paperwork....darn mother nature & her timing!
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Keith & Tricia
2004 Fleetwood Pace Arrow 37C
www.geekyexplorers.com Twitter @geekyexplorers
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01-12-2011, 03:35 PM
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#7
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Senior Member
Winnebago Owners Club
Join Date: Oct 2009
Posts: 1,169
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It seems as though the rate is much better on new coaches versus used. Joe
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2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
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01-12-2011, 04:10 PM
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#8
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Senior Member
Monaco Owners Club
Join Date: Mar 2000
Location: Woodburn Oregon USA
Posts: 1,372
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You might want to check out this thread on Essex financing.
RV Refinancing
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Brian, Loretta & Daisy (Golden Retriever)
2008 Holiday Rambler Endeavor 40 PDQ , ISL 400
2008 Ford Explorer toad
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01-12-2011, 08:27 PM
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#9
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Member
Forest River Owners Club
Join Date: Jan 2010
Location: West Tampa, FL
Posts: 45
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Received OK today from ESSEX Credit Corp. (Good Sam) for refinance of 2010 MH at 5.29%. You can get same rate for new purchase through 02/03/11.
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01-12-2011, 08:34 PM
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#10
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Member
Winnebago Owners Club
Join Date: Nov 2010
Posts: 34
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Essex is good but if they do not want to go-use American General they did us square at 5.99. Easier lender.
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01-12-2011, 09:24 PM
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#11
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Senior Member
Commercial Member
Monaco Owners Club
Join Date: Aug 2010
Posts: 219
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We used Excel Credit.... awesome company and very great support and follow-up. They were right on top of everything, returned calls and emails and actually answered phones!
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Bernie, Karen & Digbe http://www.RV-Insight.com
Full Timers - SD Tags (NJ/Balt)- Today - S.E. USA
2000 Monaco Windsor 38' Diesel Pusher w/250 Scoot
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01-13-2011, 05:34 PM
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#12
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Senior Member
Freightliner Owners Club Fleetwood Owners Club
Join Date: Nov 2001
Location: Southern California
Posts: 1,105
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Quote:
Originally Posted by Downsizer
We used Excel Credit.... awesome company and very great support and follow-up. They were right on top of everything, returned calls and emails and actually answered phones! |
I agree. Just finished refinancing with them. My re-fi loan is being carried by Bank of the West. Another great company to do business with. We financed our very first RV with them. Their customer service was awesome.
Craig
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2005 Fleetwood Providence 39J CAT C7 350, MP-8 Programmer
My wife does all the driving - I just hold the wheel...
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01-13-2011, 05:54 PM
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#13
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Senior Member
Winnebago Owners Club
Join Date: Oct 2009
Posts: 1,169
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Quote:
Originally Posted by bdpreece
You might want to check out this thread on Essex financing.
RV Refinancing |
When you refi with Essex do they allow you to name the number of years to pay the loan off rather then going from...say... the original 10 year term to the present day of 8 years left. If I could refi to get a lower interest rate I would not want to extend the loan, in fact I would like to shorten the term to 5 or 6 years. Someone said (don't recall the post) that some loan firms have only 10, 15 or 20 year RV loans.  Joe
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2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
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01-14-2011, 08:09 AM
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#14
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Senior Member
Freightliner Owners Club Fleetwood Owners Club
Join Date: Nov 2001
Location: Southern California
Posts: 1,105
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Oops...after a re-read, I meant Essex Credit, not Excel Credit that Downsizer mentioned.
Quote:
Originally Posted by Craig P.
I agree. Just finished refinancing with them. My re-fi loan is being carried by Bank of the West. Another great company to do business with. We financed our very first RV with them. Their customer service was awesome.
Craig
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2005 Fleetwood Providence 39J CAT C7 350, MP-8 Programmer
My wife does all the driving - I just hold the wheel...
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