James, can not help on Big Sky, but from my past experience I bet there is a good chance the cheaper quotes will not be cheaper next year, especially if you have any claim at all, probably anyway. I havae gone back to my long time insurance agent who was not all that much higher in quote last year. Company I went with before premium doubled in a year. IMO, Just be satisfied with the company you are interested in making the purchase with and do not let the $$$ completely make the deal.
competitive shooter RVer
2006 Gulfstream Friendship G7 8411 400HP Cum.
RM Sterling/'07 Chevy Colorado CrewCab 4x4