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Old 04-13-2013, 03:32 PM   #15
John777Cal's Avatar
Join Date: Mar 2013
Posts: 50
Originally Posted by csrrsr View Post
Just got our annual MH renewal from Hartford. No change in premium, but they now include emergency road side assistance, repair and towing at no charge and no deductable. In comparing their program to Good Sams (which we have as well) the only difference is that Harford's coverage is only for the MH. Good Sams covers all your vehicles, trailers, motorcycles etc. Hartford's cost is $0.00, Good Sams cost is $139.95. Harford's total premium including comprehensive and collision up to $58,000 is $610.00/year with $50 deductable.
I considered the roadside assistance with Good Sam or Coach Net, but the Geico policy has their roadside assistance plus it covers my 3 other vehicles. I carry 500K liability with $1K deductible, and full glass coverage with $50 deductible, $1M umbrella. All told, for the MH and the 3 cars it comes to $1,800 /yr. Just my cars with Progressive was $1,400, so in essence, the MH is costing me $400/yr. We will see if it increases after the first year. If so, it's back to playing "Who wants my insurance business."

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