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04-02-2014, 01:51 PM
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#1
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Junior Member
Join Date: Mar 2014
Posts: 2
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RV Insurance
Can I please get input on where to buy rv insurance? I am looking at Good Sam's and Progressive. Any advice will be appreciated. Thanks!
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Skip L.
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04-02-2014, 03:03 PM
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#2
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Senior Member
Join Date: Aug 2008
Location: Georgia
Posts: 8,638
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I now have progressive I did have gilford.
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2007 Fleetwood Revolution LE 40V
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04-02-2014, 03:06 PM
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#3
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Senior Member
Winnebago Owners Club
Join Date: Jan 2014
Posts: 539
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Good Sam was our best choice for the lowest rate BUT 1 claim and you're out!
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07 Meridian 34H 350 Cat
2010 Subaru Forester Tow
Home Port is Kingman,Az
KA7UYZ NRA Endowment Member Retired Fire Service
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04-02-2014, 03:55 PM
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#4
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Senior Member
Tiffin Owners Club
Join Date: Jan 2011
Location: Summerfield Fl.
Posts: 300
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If you have AARP Hartford worked good for us 2 pickups 1 boat 1 rv and an enclosed trailer.
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Tom Homestead Fl.
2017 Tiffen Pheaton
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04-02-2014, 04:05 PM
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#5
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Senior Member
Damon Owners Club
Join Date: Jul 2010
Location: Annapolis,MD
Posts: 1,458
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I been extremely happy with Natiowide. I've had one claim for
hitting a deer for 5500.00 and two full windshields. They have
been fair and reasonable and provide full coverage.
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04-02-2014, 04:14 PM
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#6
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Junior Member
Join Date: Sep 2013
Posts: 15
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We just (the past two weeks) went through the hassle of getting RV insurance. We bought a (used) custom built RV.
First we tried to use Progressive, which the broker that handles all our other insurance uses. They were a pain. Would not accept the signed purchase agreement or any other documents as proof of value of the RV. Since it is custom it is hard to compare, but they insisted on using "comparables" that were not custom. Their 'value' was a lot less then what we paid. We even pointed them to web sites that sell a lot of custom units that showed what we paid was in line with similar units. Bottom line, no joy.
Long story short, we finally found a broker that would use the purchase price. They insured us through National General (which I believe is what Good Sam uses). So unless you have an "off-the-shelf" unit with no extras I'd stay away from Progressive. Just our experience.
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04-02-2014, 05:31 PM
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#7
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Senior Member
Freightliner Owners Club Jayco Owners Club
Join Date: Mar 2014
Location: Elk City, Ok.
Posts: 351
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Insurance
Give Millers ins. A call. Easy to work with, lower dates with more coverage such as road assistance. It's Progressive ins..
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04-03-2014, 08:40 AM
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#8
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,519
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Try National Interstate thru their ExplorerRV agency.
RV Insurance
You have to shop around to find what coverages and rates work best for you. There is one one conpany thatis best for everyone. If you don't want to get quotes yourself, an independent agency such as Millers Or Gilberts that specializes in RV policies can do the legwork for you, but they may not look at all possible sources.
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Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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04-03-2014, 09:14 AM
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#9
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Senior Member
Join Date: Mar 2012
Location: Palmer Ak
Posts: 1,136
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We are not FT MH users, so it might be easier. However we are insured with State Farm(have been for over 40years) and have every good rates. For us, we can even call them when we put it away for the winter, at which time they reduce the premium's for the winter.
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2009 38' Diplomat
CSM- retired, wife as co-pilot
Reka & Ali providing security (our 2 labs)
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04-03-2014, 10:19 AM
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#10
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Senior Member
Vintage RV Owners Club Fleetwood Owners Club
Join Date: Mar 2013
Location: c above
Posts: 5,525
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I have Farmers Ins. Full Coverage for car, S&B's, and the MH is under Foremost. Full Coverage Glass and towing included. We have roadside and travel (evacuation) take care of the dogs and get them home with the MH thru Sams. Agreement on Price(value) if totaled.
Tim
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1982 Pace Arrow P30 454
KarKaddy SS, Toad: 2009 Genesis
Tim, Joe and Lilly too. Mpls Minn.
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04-03-2014, 10:27 AM
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#11
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Senior Member
Winnebago Owners Club
Join Date: Dec 2013
Location: Browns Summit, NC
Posts: 460
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We got quotes from 9 different insurers and the best price was from Blue Sky by over $500/year! The also offered a diminished deductible for a small charge which means for every 6 months w/o a claim the deductible drops by 25%.
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04-03-2014, 11:20 AM
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#12
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Senior Member
Fleetwood Owners Club Solo Rvers Club
Join Date: Aug 2010
Location: S Western Indiana
Posts: 830
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I don't see prices by anyone, I got full coverage on my old 1992 American Eagle with Foremost a subsidiary I guess of Farmers now. I had to take pictures inside and outside of the whole motorhome before they would write it. Missed a couple and they were going to cancel, hope its good. Has towing and glass coverage. I'm paying $797 with a limit of $30k for the motorhome which is reasonable to me. As my husband says you realize anything happens they are going to likely total it for less. I may end up with liability, I just hate to lose all the money we have in it and wouldn't mind recouping some.
We have 3 cars insured with Famers, 2006 Saturn, my toad liability only, 2006 Lincoln Mark truck full coverage, and my 2013 Cadillac SRX, about $1100 a year so I think that's a pretty decent price. They have our house insurance.
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04-03-2014, 12:39 PM
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#13
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Junior Member
Tiffin Owners Club
Join Date: Feb 2014
Posts: 7
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Quote:
Originally Posted by donnariley53
We got quotes from 9 different insurers and the best price was from Blue Sky by over $500/year! The also offered a diminished deductible for a small charge which means for every 6 months w/o a claim the deductible drops by 25%.
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+1 for Blue Sky...I just switched to them and saved quite a bit over the Allied ( subsidiary of Nationwide) policy that I had...
Good Luck in your search.
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Jim and Barb
2012 Tiffin Phaeton 40 QBH (Maroon Coral)
2012 Jeep Wrangler Sport
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04-03-2014, 05:08 PM
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#14
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Senior Member
National RV Owners Club
Join Date: Jun 2010
Posts: 4,581
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I've dealt with this outfit for many years. From part time to full time RV'ing back to part time traveling. Hi Sage Insurance - Your RV, Fifth Wheel, Travel Trailer, Motorcycle, Boat insurance specialists over 25 years
You might give them a call or look at them on the internet. I'm pleased with the service they have porvided me.
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Bob & Sandi, dogs Tasha a Frenchie and Tiki a Skipperkey
SW OREGON 2005 34 foot DolphinLX
If towing: a bright red 2016 Mini Cooper on a tow dolly.
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