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Old 04-02-2014, 01:51 PM   #1
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RV Insurance

Can I please get input on where to buy rv insurance? I am looking at Good Sam's and Progressive. Any advice will be appreciated. Thanks!

Skip L.
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Old 04-02-2014, 03:03 PM   #2
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I now have progressive I did have gilford.

2007 Fleetwood Revolution LE 40V
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Old 04-02-2014, 03:06 PM   #3
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Good Sam was our best choice for the lowest rate BUT 1 claim and you're out!
07 Meridian 34H 350 Cat
2010 Subaru Forester Tow
Home Port is Kingman,Az
KA7UYZ NRA Endowment Member Retired Fire Service
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Old 04-02-2014, 03:55 PM   #4
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If you have AARP Hartford worked good for us 2 pickups 1 boat 1 rv and an enclosed trailer.
Tom Homestead Fl.
2006 National RV Tradewinds 40D
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Old 04-02-2014, 04:05 PM   #5
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I been extremely happy with Natiowide. I've had one claim for
hitting a deer for 5500.00 and two full windshields. They have
been fair and reasonable and provide full coverage.
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Old 04-02-2014, 04:14 PM   #6
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We just (the past two weeks) went through the hassle of getting RV insurance. We bought a (used) custom built RV.

First we tried to use Progressive, which the broker that handles all our other insurance uses. They were a pain. Would not accept the signed purchase agreement or any other documents as proof of value of the RV. Since it is custom it is hard to compare, but they insisted on using "comparables" that were not custom. Their 'value' was a lot less then what we paid. We even pointed them to web sites that sell a lot of custom units that showed what we paid was in line with similar units. Bottom line, no joy.

Long story short, we finally found a broker that would use the purchase price. They insured us through National General (which I believe is what Good Sam uses). So unless you have an "off-the-shelf" unit with no extras I'd stay away from Progressive. Just our experience.
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Old 04-02-2014, 05:31 PM   #7
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Give Millers ins. A call. Easy to work with, lower dates with more coverage such as road assistance. It's Progressive ins..
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Old 04-03-2014, 08:40 AM   #8
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Try National Interstate thru their ExplorerRV agency.
RV Insurance
You have to shop around to find what coverages and rates work best for you. There is one one conpany thatis best for everyone. If you don't want to get quotes yourself, an independent agency such as Millers Or Gilberts that specializes in RV policies can do the legwork for you, but they may not look at all possible sources.
Gary Brinck
Former owner of 2004 American Tradition
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
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Old 04-03-2014, 09:14 AM   #9
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We are not FT MH users, so it might be easier. However we are insured with State Farm(have been for over 40years) and have every good rates. For us, we can even call them when we put it away for the winter, at which time they reduce the premium's for the winter.
2009 38' Diplomat
CSM- retired, wife as co-pilot
Reka & Ali providing security (our 2 labs)
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Old 04-03-2014, 10:19 AM   #10
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I have Farmers Ins. Full Coverage for car, S&B's, and the MH is under Foremost. Full Coverage Glass and towing included. We have roadside and travel (evacuation) take care of the dogs and get them home with the MH thru Sams. Agreement on Price(value) if totaled.
1982 Pace Arrow 30ft.
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Old 04-03-2014, 10:27 AM   #11
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We got quotes from 9 different insurers and the best price was from Blue Sky by over $500/year! The also offered a diminished deductible for a small charge which means for every 6 months w/o a claim the deductible drops by 25%.
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Old 04-03-2014, 11:20 AM   #12
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I don't see prices by anyone, I got full coverage on my old 1992 American Eagle with Foremost a subsidiary I guess of Farmers now. I had to take pictures inside and outside of the whole motorhome before they would write it. Missed a couple and they were going to cancel, hope its good. Has towing and glass coverage. I'm paying $797 with a limit of $30k for the motorhome which is reasonable to me. As my husband says you realize anything happens they are going to likely total it for less. I may end up with liability, I just hate to lose all the money we have in it and wouldn't mind recouping some.

We have 3 cars insured with Famers, 2006 Saturn, my toad liability only, 2006 Lincoln Mark truck full coverage, and my 2013 Cadillac SRX, about $1100 a year so I think that's a pretty decent price. They have our house insurance.
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Old 04-03-2014, 12:39 PM   #13
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Originally Posted by donnariley53 View Post
We got quotes from 9 different insurers and the best price was from Blue Sky by over $500/year! The also offered a diminished deductible for a small charge which means for every 6 months w/o a claim the deductible drops by 25%.
+1 for Blue Sky...I just switched to them and saved quite a bit over the Allied ( subsidiary of Nationwide) policy that I had...

Good Luck in your search.
Jim and Barb
2012 Tiffin Phaeton 40 QBH (Maroon Coral)
2012 Jeep Wrangler Sport
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Old 04-03-2014, 05:08 PM   #14
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I've dealt with this outfit for many years. From part time to full time RV'ing back to part time traveling. Hi Sage Insurance - Your RV, Fifth Wheel, Travel Trailer, Motorcycle, Boat insurance specialists over 25 years
You might give them a call or look at them on the internet. I'm pleased with the service they have porvided me.

Bob, Sandi & Marmaduke the Big Pug
SW OREGON 2004 Journey 39K, 330 Cat
If towing: a 2006 Mini Cooper or 2015 RAM Limited 4X4
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