Exlorer RV is an agency, not an insurer. They represent National Interstate Insurance.
I shop around every couple of years. We left The Hartford for National Interstate back in 2002 when Explorer RV agency gave us a better price on broader coverage than AARP/Hartford. Last year we left National Interstate in favor of Allied (a subsidiary of Nationwide), who gave us a little better rate and a couple small extras.
We had two claims while insured with National Interstate, one of them major, and have no complaints.
2004 American Tradition; 2014 Buick LaCRosse
Homebase in the Ocala Nat'l Forest near Ocala, FL