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Old 03-01-2010, 11:47 AM   #1
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Rv Insurance

Anyone have a recomendation on Insurance, i know Camping World offers it. Who should i consider using? Thanks Gene.

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Old 03-01-2010, 12:05 PM   #2
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Contact Explorer RV (online), or Miller Agency in Forest City IA, or Progressive. These are some of the most used for RV insurance. We use Explorer RV. Both they and Miller are insurance brokers, which means they don't sell for just one company. They will find the best policy at the best price for your situation/circumstances. We have been very happy with Explorer RV. I would get quote from several sources before deciding on one, as there can be amazing differences in cost. You don't give us a clue what year/type/etc RV you are wanting to insure, but you should be able to get a full coverage fulltimer policy on a 40' diesel pusher for a little over $1000/year ...the price can vary a LOT depending on your driving record, credit rating, and state of residence.

Camping World probably sells the same as Good Sam would provide ...all part of the same company.

Paul (KE5LXU) ...was fulltimin', now parttimin'
'03 Winnebago UA 40e / '05 Honda Odyssey toad
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Old 03-01-2010, 01:11 PM   #3
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Consider contacting Farm & City Insurance. They specialize in coach insurance. I've had my insurance there for years. If one company gets too expensive they can switch you to a lower price company with the same or better coverage. Their contact information is RV Advantage | FCIS Insurance - RV Insurance, Motor Home Insurance, Travel Trailer Insurance or 800-331-1520. They are on Central Time.
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Old 03-01-2010, 06:37 PM   #4
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Don't forget Gilbert Insurance.
2010 Winnebago Tour 42AD, Cummins ISL 400, Allison 3000, Progressive EMS, Aventa II, Air Force One, Tire Safeguard TPMS, Blue Ox Tru Center (maybe), Lotsa LEDs
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Old 03-01-2010, 07:06 PM   #5
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I have State Farm for two cars, house and the RV. $800 per year for the RV.
2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
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Old 03-01-2010, 07:11 PM   #6
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Thankyou, i will let you know what i decide, G
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Old 03-01-2010, 07:33 PM   #7
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Just got our policy from Allstate for the Allegro, less than $719 for the year... can't complain.
2000 40' Tiffin Allegro Bus \ 2003 Chaparral 260 SSI
1988 53 x 14 Skipperliner \ 1995 32' Party Cruiser
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Old 03-01-2010, 08:38 PM   #8
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Foremost Ins. Co. great outfit, been with them since 1995 and pleased with their 'NO HASSLE" claim service. Have had several claims over the years and NO increase in premiums.

Good luck with your choice of an Insurer
Jim & SherrySeward

2000 Residency 3790 v10 w/tags 5 Star tune & Banks system Suzuki XL7 toad
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Old 03-02-2010, 11:17 AM   #9
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If your RV is valued over $500K don't waste your time calling Progressive. I called them last week and they told me that they didn't insure anything over that amount. Also GMAC won't insure it either (over they 500K limit) unless you insure ALL of your household vehicles with them.
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Old 03-02-2010, 11:29 AM   #10
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GEICO has a special RV policy plan that is designed in mind just for the RV'er. It also has an option for replacement coverage in case of a total loss.
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Old 03-02-2010, 04:11 PM   #11
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Farm Bureau

you wont believe the cost difference with same coverages
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Old 03-10-2010, 02:21 PM   #12
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No one can touch Gilbert's price. They are hundreds of dollars less than any other company I chcked with. My other vehicles are with Geico, but Gilbert beat them by $800.00 per year.
I've been with Gilbert 5 yrs.
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Old 03-10-2010, 06:55 PM   #13
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I give a plug for Miller Insurance as well, Progressive went up 33% from the last year, when I inquired to why the increase I was told that all of AZ went up in premiums. They did me a favor I found Miller to be a lot better deal for the same coverage.
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Old 03-11-2010, 07:25 AM   #14
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Just to avoid any misconception... Both Miller and Gilbert are agencies, not insurers. But they do a good job of finding an insurance company that can handle your RV needs at a competitive price.

Rates will vary widely according to the state you are to be insured in and your personal situation. A company that offers great rates for one person may not be so good for another, so you have to shop around.

Gary Brinck
2004 American Tradition; 2014 Buick LaCRosse
Homebase in the Ocala Nat'l Forest near Ocala, FL
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