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Old 03-04-2016, 02:57 PM   #1
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Location: Clinton Township, MI
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RV Insurance for my new Keystone Bullet Travel Trailer

I'm taking delivery of my Keystone Bullet 308BHS in a few weeks and was shopping for RV insurance. My primary insurer is Geico and I just called for a quote. I couldn't believe what they quoted me. Almost $1250 every 6 months? Seriously???? I just did an online quote with Good Sam. Yearly quote was $219. Ok. Am I missing something? My driving record is squeaky clean. Why the disparity? I'm at a loss for words with Geico's quote. Anyone have recommendations for a good RV insurer?

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Old 03-04-2016, 07:18 PM   #2
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Clearly Geico does not want to insure your trailer and contents. Good Sam insurance is in the business of insuring trailers and motorhomes, plus the contents. I switched from Good Sam to another company, then discovered I do not have the same coverage-on anything concerning the motorhome. I'm returning to GS insurance this spring.
BTW, you do not have to insure the trailer at the same company as your truck if that is your choice, but IMO it is wise.

2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA 1SG, retired;PPA,Good Sam Life member,FMCA."We the people are the rightful masters of both the Congress and the Courts - not to overthrow the Constitution but to overthrow men who pervert the Constitution. "Abraham Lincoln"
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Old 03-22-2016, 12:35 PM   #3
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Did that include the insurance of the tow vehicle?
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Old 03-22-2016, 02:18 PM   #4
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Location: Upstate New York
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Amazing price for insuring a TT. We have AMICA on everything, but for our 2014 fairly costly 5er it's $486/year and we live in a high rate area
Dave W along with my DW, Susan and our poodlepups, Callie & Molly,2011 Ford F250 6.7 CCLB, 5er Hitch Option w/B&W Hitch,,Ride Rite air bags, 2014 Montana High Country 343RL (38')w/disc brakes
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Old 03-22-2016, 03:33 PM   #5
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I found that the cost of annual insurance on a travel trailer is about 1% of the cost of the trailer. If the trailer is $25,000 then the annual insurance is around $250. Of course, it will vary depending on your history and location.
2016 Winnebago 2201DS Champagne
2015 Ford F-150 XLT FX4 5.0
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Old 03-23-2016, 01:40 PM   #6
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In our company experience, We always advised our customers to RUN away from car insurers. We had a hard time dealing with cars insurers. They knew next to nothing about Campers. It was always long drawn out and many return trips when dealing with them.

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32 years mechanic at Delta Air Lines 15 year motorhome service manager. 3 popups....2 travel trailers....5 motorhomes....loved them all.
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insurance, travel, travel trailer

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