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Old 07-01-2014, 12:37 PM   #1
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RV loan for full-timers

Who gives loans to full-timers. We have a credit score over 800 and the down payment that is needed but can't find a Leander.

Thanks for your help

Dan and Micki (Dogs/Kids) Reece and Zoey
2008 Monaco Knight
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Old 07-01-2014, 03:27 PM   #2
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It's tough. In our transition to full timing we found that if we wanted a loan for the rig of our choice we had to have a job and own a house. We discovered this at the last minute as our house was on the market and retirement only weeks away. We got lucky and secured the loan before accepting a contract on the house, but it was literally only days apart.

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Old 07-01-2014, 03:33 PM   #3
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Try THIS company for financing.

I have THIS company for Full-Timers insurance.

Dr4Film ----- Richard
2002 Monaco Windsor PBT 40Ft. (R HOME) - 30Ft. 2006 Pace Trailer (R JUNK). Trailer Has 06 VUE (R TOWD) 04 Victory Alen Ness Edition (R RYDE). Full-Timer for 14 Yr's BUT now a Part-Timer. Cummins ISC-350 With Banks Power Pack and Upgraded PRXB PacBrake.
Winter Home in Flagler Beach FL - Now Staying in Dansville NY for the Summer.
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Old 07-01-2014, 05:58 PM   #4
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I have a good relationship with my credit union. Obtaining a loan as a full timer with a South Dakota mail service address was easy. Try joining a credit union and deposit money there.
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Old 07-01-2014, 09:05 PM   #5
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Essex Credit/ Bank of the West is who we used
Dan & Arlene
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Old 07-01-2014, 09:11 PM   #6
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Originally Posted by micki49 View Post
Who gives loans to full-timers. We have a credit score over 800 and the down payment that is needed but can't find a Leander.

Thanks for your help
Essex Credit (Bank of the West) has been mine for the last five years. Interestingly enough the rates for full timers is higher than Part timers. Who knew?
Dan (Mack) (Former Outlaw owner, looking for a new ride!), w/2012 F150 FX4 and a 2012 Street Glide.
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Old 07-17-2014, 07:27 PM   #7
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We just got a loan for 10 years at 4.17% through Good Sam. The lien holder is Bank of the West. It was very easy no hassle.
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Old 07-17-2014, 07:27 PM   #8
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We are full timers also.
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Old 07-18-2014, 08:43 AM   #9
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We are planning to get into full timing. 1st task was getting debt free! DONE!
2nd task, Upgrade the Motorhome. Aquired a loan thru BofA with a REAL LOW rate.

Keep us posted.
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Old 07-18-2014, 02:18 PM   #10
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Check with an RV dealer for guidance. Maybe they can arrange it for you.
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Old 07-18-2014, 05:34 PM   #11
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Every RV dealer will have 3-4 sources of financing.

I would think their manufacturers would also have dealers lined up with retail financing, as it's virtually impossible to be in this business without financing.
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Old 07-18-2014, 06:10 PM   #12
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Alliant Credit Union. They are great. Great rates too. Give you decision in just a little bit too. If you are an Escapees member that qualifies. This site may, haven't checked.
2003 Teton Grand Freedom. 2006 Freightliner Century 120 with Detroit 14L and Ultrashift.. Full time going from job to job. Building and maintaining plants across the USA. Sold 2006 Mobile Suites 32TK3
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Old 07-18-2014, 07:34 PM   #13
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Good SAMs worke well for us.
John and Susan 2013 Winnebago Journey 40U-41'.
2011 Honda CRV Toad Our rescue dog Annie.Full timing since 07-01-2011. No sticks and bricks.
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Old 07-22-2014, 03:28 PM   #14
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We got REAL surprised when we learned that neither Essex nor Good Sam would loan money to residents of Alabama.

A local credit union did the deed without so much as a piece of paper having to be produced by us...so we got lucky; especially since we'd already given a deposit to the Florida broker.

Rick and Sandy
2003 American Eagle, 46K miles
...from Sept 2015
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