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07-01-2014, 12:37 PM
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#1
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Senior Member
Monaco Owners Club
Join Date: Nov 2010
Posts: 296
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RV loan for full-timers
Who gives loans to full-timers. We have a credit score over 800 and the down payment that is needed but can't find a Leander.
Thanks for your help
__________________
Dan and Micki (Dogs/Kids) Reece and Zoey
2008 Monaco Knight 
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07-01-2014, 03:27 PM
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#2
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Senior Member
New Horizons Owners Club
Join Date: Jul 2002
Location: Livingston, TX
Posts: 243
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It's tough. In our transition to full timing we found that if we wanted a loan for the rig of our choice we had to have a job and own a house. We discovered this at the last minute as our house was on the market and retirement only weeks away. We got lucky and secured the loan before accepting a contract on the house, but it was literally only days apart.
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07-01-2014, 03:33 PM
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#3
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Registered User
Monaco Owners Club
Join Date: Oct 2009
Location: Varies Depending on The Weather
Posts: 8,517
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Try THIS company for financing.
I have THIS company for Full-Timers insurance.
Dr4Film ----- Richard
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07-01-2014, 05:58 PM
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#4
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Senior Member
Join Date: Dec 2012
Location: Full Timing
Posts: 751
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I have a good relationship with my credit union. Obtaining a loan as a full timer with a South Dakota mail service address was easy. Try joining a credit union and deposit money there.
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Mike
2003 Alpine Coach 40MDTS - 400HP Cummins ISL
Can Am Spyder Roadster
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07-01-2014, 09:05 PM
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#5
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Senior Member
Join Date: Apr 2008
Location: On the Road
Posts: 1,223
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Essex Credit/ Bank of the West is who we used
__________________
Dan & Arlene
2005 Monaco Dynasty Diamond IV
Chasing the good weather
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07-01-2014, 09:11 PM
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#6
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Senior Member
Damon Owners Club
Join Date: Feb 2010
Location: Hollywood Beach, FL & New Braunfels, TX
Posts: 863
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Quote:
Originally Posted by micki49
Who gives loans to full-timers. We have a credit score over 800 and the down payment that is needed but can't find a Leander.
Thanks for your help
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Essex Credit (Bank of the West) has been mine for the last five years. Interestingly enough the rates for full timers is higher than Part timers. Who knew?
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07-17-2014, 07:27 PM
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#7
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Junior Member
Join Date: Apr 2014
Posts: 6
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We just got a loan for 10 years at 4.17% through Good Sam. The lien holder is Bank of the West. It was very easy no hassle.
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07-17-2014, 07:27 PM
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#8
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Junior Member
Join Date: Apr 2014
Posts: 6
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We are full timers also.
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07-18-2014, 08:43 AM
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#9
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Senior Member
Join Date: Mar 2006
Location: Full Time USA
Posts: 2,216
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We are planning to get into full timing. 1st task was getting debt free! DONE!
2nd task, Upgrade the Motorhome. Aquired a loan thru BofA with a REAL LOW rate.
3rd task, SELL EVERYTHING!
Keep us posted.
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07-18-2014, 02:18 PM
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#10
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Senior Member
Join Date: Dec 2012
Posts: 529
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Check with an RV dealer for guidance. Maybe they can arrange it for you.
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07-18-2014, 05:34 PM
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#11
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Senior Member
Join Date: May 2014
Location: Huntsville, AL/Helen, GA
Posts: 1,566
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Every RV dealer will have 3-4 sources of financing.
I would think their manufacturers would also have dealers lined up with retail financing, as it's virtually impossible to be in this business without financing.
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07-18-2014, 06:10 PM
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#12
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Senior Member
Join Date: Mar 2009
Posts: 1,597
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Alliant Credit Union. They are great. Great rates too. Give you decision in just a little bit too. If you are an Escapees member that qualifies. This site may, haven't checked.
__________________
2003 Teton Grand Freedom. 2006 Freightliner Century 120 with Detroit 14L and Ultrashift.2016 Smartcar carry on deck. Full time going from job to job. Building and maintaining plants across the USA. Sold 2006 Mobile Suites 32TK3
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07-18-2014, 07:34 PM
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#13
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Senior Member
Join Date: Aug 2012
Posts: 587
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Good SAMs worke well for us.
__________________
John and Susan. New 2018 Chevrolet 2500 2 WHD . 6.6 Duramax 3.73 rearend. .4 door ,Short, Bed W/Topper. 2017 Grand Design 297 RSTS. Our rescue dog Annie. Still ,Full timing since 07-01-2011. No sticks and bricks.
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07-22-2014, 03:28 PM
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#14
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Senior Member
Join Date: Jun 2014
Location: Gulf Coast, Alabama
Posts: 2,450
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We got REAL surprised when we learned that neither Essex nor Good Sam would loan money to residents of Alabama.
A local credit union did the deed without so much as a piece of paper having to be produced by us...so we got lucky; especially since we'd already given a deposit to the Florida broker. 
__________________
Rick and Sandy
2003 American Eagle, 59K miles
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