Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 06-17-2016, 08:32 PM   #1
Join Date: Jun 2016
Posts: 43
RV loan rates

What is a good rate and terms for an RV?

I realize this is dependent on credit score, etc. I just want to get some ballpark rates and terms.


tmas is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 06-18-2016, 02:48 AM   #2
Senior Member
RangeMaggotBob's Avatar
Join Date: Jan 2015
Posts: 348
3.9 with good credit, though I have heard of people getting even better than that.

2014 RAM 2500 CTD 6.7 Tradesman 4WD CCLB Auto
2015 Forest River Rockwood Signature Series Ultra Lite 8289WS w/ Diamond Package
Honda eu2000i generators
RangeMaggotBob is offline   Reply With Quote
Old 06-18-2016, 04:55 AM   #3
Senior Member
Join Date: Jul 2015
Posts: 188
Here is my CU info
New or Used Recreational Vehicles
Under $20,000
as low as 4.75 % up to 72 months
$20,000 to $49,999
as low as 4.95 % up to 144 months
$50,000 and over
as low as 5.25 % up to 180 months
Dave & Brenda
2007 Chevy 2500 Duramax
2012 Sabre 31 RETS 5'er
h20ski is offline   Reply With Quote
Old 06-18-2016, 05:23 AM   #4
Senior Member
Winnebago Owners Club
iRV2 No Limits Club
Join Date: Aug 2013
Posts: 493
For long term larger amounts, Good Sam is probably as good as anybody. 4.49 for 240 months, lower for shorter terms, a bit higher for smaller amounts. Many offer "teaser" rates for short terms and large down payment loans that few can get or want. Read the fine print and contact lender prior to submitting application as to closing or processing or inspection fees to avoid 'hard" hits on your credit you may not want.
2014 Itasca Sunova 33C
georgelesley is online now   Reply With Quote
Old 06-18-2016, 07:56 AM   #5
Community Moderator
JMonroe's Avatar

Newmar Owners Club
Spartan Chassis
Join Date: Oct 2009
Location: Lake Greenwood Motorcoach Resort, Cross Hll SC
Posts: 7,017
For todays current rates you can check here: Good Sam loans

As you can see, there are different rates for "recreational" vs fulltimer. The latter is basically, you no longer own or rent a home.

These are a bit higher than when I locked in my loan about 2 months ago and are constantly changing.

FYI, these are actually Essex/Bank of the West rates. They'll tell you they are underwritten by Essex but Essex is simply a fully owned subsidiary of Bank of the West. Bank of the West declined our loan because the RV is our full time residence yet our payments, on the loan placed through Good Sam/Essex, are made to Bank of the West. Go figure.
Jay & Peggy Monroe with Dolly
Can't take it with you - don't plan on leaving any behind
2016 Newmar London Aire 4553, Spartan chassis
2017 GMC Acadia toad
JMonroe is offline   Reply With Quote
Old 06-19-2016, 09:22 PM   #6
TweetThisRV's Avatar
Join Date: Sep 2013
Location: Folsom, CA
Posts: 43
We just landed at 3.99% with a 15 year for a 2011 RV with Essex. 10% down. Keep in mind the rules regarding the age of the coach and the loan amount.

2011 Southwind 32 vs
Workhorse w22
TweetThisRV is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
RV Loan aux_man MH-General Discussions & Problems 12 09-30-2007 01:46 AM
Taxes--deducting loan interest glfprncs Class A Motorhome Discussions 18 03-14-2007 04:01 AM
Kermit's Loan SVO RV'ing Humor & Crazy but True Stories 2 06-03-2006 06:59 PM
Loan Rates destin100 iRV2.com General Discussion 3 08-18-2005 05:45 AM
Loan RV to Dad? Mark&Marie iRV2.com General Discussion 16 06-25-2005 09:25 AM

» Featured Campgrounds

Reviews provided by

Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 04:27 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.