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05-07-2016, 12:03 PM
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#1
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Junior Member
Join Date: Mar 2016
Posts: 13
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RV Loans
Does anyone know any information on Best Rate-Loans, owner Barry Wilder from Lees Summit, KS?
Any other financial institutions you would recommend? We have excellent credit but this is our first time for such a large purchase on an RV.
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Michelle
2016 Allegro Bus 40AP
2015 Jeep Wrangler Rubicon X/2004 BMW Montauk
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05-07-2016, 01:13 PM
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#2
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Member
Join Date: Apr 2013
Location: Pelham NH
Posts: 86
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Michmac, I don't know about Lees Summit. We financed our first rv last fall thru Ally Financial @ 3.99%. This was lower than the credit union. Not sure what rates are presently . Best of luck ��
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Phil & Mae
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05-07-2016, 01:55 PM
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#3
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Senior Member
Join Date: Jan 2013
Posts: 882
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Essex or LightStream are two lenders that loan on RV's. The nice thing about LightStream is they don't want to be a lien holder on the title and you can get your money before finding your rig and then pay "cash" when you're ready.
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John, Laurie & the 2 Schnauzers
2019 Newmar Bay Star 3609
Ford V10 - 24K Chassis
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05-07-2016, 07:31 PM
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#4
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Senior Member
Join Date: Mar 2016
Location: South of Houston Tx.
Posts: 395
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Ally also for us. Nothing over ten yrs old. And up to 19 yrs. I did not find how long till we were signing the deal. Had I known I would have spent more on a newer model yr. my fault. Good luck.
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05-08-2016, 05:25 AM
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#5
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Senior Member
Join Date: Jun 2010
Location: Upstate New York
Posts: 3,722
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Most any of your local banks and credit unions will have their rates posted on line. I belong to one that historically had the lowest rates for anything new or used, my wife's was in the middle of the pack - but for an RV in Aug.,2014, was the lowest by far this time. It's gone up a bit but not drastically. Spend some time in front of your 'puter screen to find the best and the dealer may beat it (Oh, and we burned our 'mortgage' last month  ).
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Dave W
2011 Ford F250 6.7 Lariat CCLB, Gone but not forgotten
2014 Montana High Country 343RL (sold it!)
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05-08-2016, 06:00 AM
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#6
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Senior Member
American Coach Owners Club
Join Date: Jun 2014
Location: N Rim of the Poudre
Posts: 274
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Essex/Bank of the West gets loans approved and funded fast. Good rates and easy to work with on a MH. Used them earlier this year and couldn't ask for better service.
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2009 Essex - Bordeaux
2016 Moto Guzzi Stornello 2016 Ducati Monster 821 on a Hydralift
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05-08-2016, 08:11 AM
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#7
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Member
Entegra Owners Club
Join Date: Feb 2016
Location: Wall, NJ
Posts: 66
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Quote:
Originally Posted by FORTRIDER
Essex/Bank of the West gets loans approved and funded fast. Good rates and easy to work with on a MH. Used them earlier this year and couldn't ask for better service.
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Just coded a 20 yr loan 6 weeks ago. @ 4.09%. Quick and easy to deal with and low fees. Just stay on top of them to avoid delays.
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2015 Entegra Aspire 39E
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05-08-2016, 04:08 PM
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#8
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Senior Member
Join Date: Nov 2015
Posts: 584
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i just closed at 3.99 and no fees.
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2016 Ventana LE 4040
2016 Jeep Wrangler Unlimited Sport
BlueOx BP w NSA ReadyBrute
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05-08-2016, 04:28 PM
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#9
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Senior Member
Join Date: Feb 2016
Posts: 691
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For loans over 100k, what's normal down payment? 10%, 20%?
We used USAA for the toy hauler but it was under 100k and it was painless. They went off the loan value of the rig which was far higher than the price we paid....but for 100k and up they go off the actual sales price and need 20% down I believe. Just wondering if these others are similar?
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05-08-2016, 04:46 PM
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#10
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Senior Member
Join Date: Apr 2012
Location: Rainsville, AL
Posts: 320
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Michmac, I don't know anything about Best Rate Loans, but I do know that Lee's Summit is in Missouri, not Kansas. Check out everything carefully.
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Lanny, Retired GySgt USMC
2022 Forest River Surveyor Legend 202RBLE
2023 GMC 1500 Sierra SLT
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05-11-2016, 11:24 PM
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#11
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Junior Member
Join Date: Mar 2016
Posts: 13
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Thanks everyone for the info. Have been making calls trying to find the best rate.
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Michelle
2016 Allegro Bus 40AP
2015 Jeep Wrangler Rubicon X/2004 BMW Montauk
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05-12-2016, 02:24 AM
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#12
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: Apr 2012
Location: Memphis, TN ,,,, USA
Posts: 822
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Orion credit union for us, 2.79 I think was the IR.
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Stefan & Nicole
The Pups -Eros and Yara
2015 Newmar DS 4369
BlueOx Aladdin Toads: '19 Tahoe, '22 JLU, '17 JKU, IRV3 Brake System
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05-12-2016, 04:01 AM
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#13
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Senior Member
Forest River Owners Club Freightliner Owners Club
Join Date: Aug 2015
Location: Macon, Georgia USA
Posts: 301
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Essex was fast and ez, low rate. They even quoted a longer term by mistake and were willing to honor the quote when I pointed it out. I bought private party and they were still very ez.
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Safe travels, Tom & Jen, Middle GA
2009 Coachmen Sportscoach Legend TG500 45'
2016 Jeep Rubicon Toad, Blue Ox Avail & Invisibrake
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05-12-2016, 10:55 PM
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#14
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Senior Member
Join Date: Jan 2015
Posts: 521
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Quote:
Originally Posted by pilotspike
i just closed at 3.99 and no fees.
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Anybody with good credit should be able to get those rates. If you can get lower, you're really getting a good rate!
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2014 RAM 2500 CTD 6.7 Tradesman 4WD CCLB Auto
2015 Forest River Rockwood Signature Series Ultra Lite 8289WS w/ Diamond Package
Honda eu2200i generators
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