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Old 01-29-2015, 05:19 PM   #1
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Service Contract

Will be buying my 1st motorhome next week,a 2011 Class A gas Coachmen Mirada with 21,000 + miles. The dealer has provided me information on a service contract. It seems very expensive. They also have provided information on road hazard tire & wheel coverage.

Looking for advice on these products. Do you have either product and have you used it? Pros & cons of product?

I have been RVing since the 70's and have never had any serious problems with anything in the trailers I have owned or their tow vehicles. Any advice will be appreciated.
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Old 01-29-2015, 05:25 PM   #2
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We did not buy it. FIL was an actuary who worked for an insurance company. Said most people bought too much insurance. Called it insurance poor.

If you dont need it you paid too much, if you need it probably well spent. Either way the insurance company takes a cu out of the transaction.
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Old 01-29-2015, 06:43 PM   #3
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Hi TTrox,
I purchase the service contract when buying a new coach. The OP did not mention what coach is being purchased. Motor coaches are complex machines. The more luxury the coach the more that can go wrong. The policies I've had ended in me collecting about as much as I paid.

Your FIL is correct. This is insurance. Read the contracts and understand who deals with the service contract company. Do what allows you to sleep at night.
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Old 01-29-2015, 08:02 PM   #4
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Is the dealer giving you a basic warranty with the Class A?

If you're somewhat handy with RV repairs, an extended service plan might be too expensive.

But some owners don't know which end of a screwdriver's which, and they might could use the ESP.
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Old 01-29-2015, 08:10 PM   #5
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As a rule I am a believer that being self insured will over the long term will be cheaper. That said, I do think a service agreement / extended warranty can have a place with the purchase of a used Motorhome. But buy just one year as a mitigation against large cost component unknown or latent issues. After the year and having experience with the coach decide whether to continue or not.

As for buying from a dealer, often not the best buy. Very profitable for the dealer and they often push hard to sell you on it.

Search here and you will find several warranty providers. Wholesale Warranties, Good Sam, etc.

Good luck and enjoy the RV!
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Old 01-30-2015, 07:07 AM   #6
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Don't buy from a dealer. Shop around, I'm sure you'll do a lot better buying it yourself. Check out www.wholesalewarranties.com
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Old 01-30-2015, 08:16 AM   #7
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Service contract

Thanks for all the advice. I am pretty good with tools and mechanical things. Have looked at others, Good Sam
, which are considerably less expensive. Will do 1 year and see how it goes.
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Old 01-30-2015, 07:20 PM   #8
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We bought a 3 yr. extended service contract withour MH in April 2013. It cost $4,800 for 3 years, expensive. To-date it had paid out almost $4,000 in repairs/replacements to the coach, the chassis is doing great-no issues. We have about16 months remaining on the contract, and are completely happy with how we spent our money. One example; both rear-view mirrors failed electronically, each one cost about $1,300 to replace, including labor. When buying new, I would wait until the factory warranty was about to expire, then check with Wholesalewarranties.com or Good Sam for a policy. Whatever you decide read the entire contract closely prior to signing.
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Old 02-01-2015, 01:40 PM   #9
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One thing to think about is the dealer is a rep for the insurance company, this is just extra money in his pocket. When we bought our Ford F 350 they wanted $3200.00 for 3 yrs, we dickered with them and got it for $2100.00, and it really paid off for us,,,,, new injectors, 2 exhaust manifolds, turbo and other things, I feel we saved about $2000.00 if we had to pay out of pocket..............
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Old 02-01-2015, 02:16 PM   #10
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One more thing, I would get a good roadside assistant policy. That is money well spend if you break down, have a flat or any other problem on the road.
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