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Old 02-26-2011, 04:15 PM   #1
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Stone Chip

I got a stone chip in Missippissi on my wind sheild. it's kind of small now. i was wondering if anyone had a chip repaired, and did it work before it got any bigger? My wiindsheild is one big hunk of glass. I seen something on t.v. where they come out and do something to prevent it from growing, Just wondering if it works.
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Old 02-26-2011, 04:18 PM   #2
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Quote:
Originally Posted by Dave Leeper View Post
I got a stone chip in Missippissi on my wind sheild. it's kind of small now. i was wondering if anyone had a chip repaired, and did it work before it got any bigger? My wiindsheild is one big hunk of glass. I seen something on t.v. where they come out and do something to prevent it from growing, Just wondering if it works.
yes it works just get it done at a good glass shop
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Old 02-26-2011, 04:36 PM   #3
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I've had cars done most insurance companies do it for free to save them a new windshield
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Old 02-26-2011, 04:41 PM   #4
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I've had cars done most insurance companies do it for free to save them a new windshield
Agreed.. call your insurance company. I have seen whole windshields replaced too..
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Old 02-26-2011, 05:06 PM   #5
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I have had several repaired ... most technicians will not repair ones that are directly in the drivers view of the roadway ... (they cite liability)

I call my insurance agent ... they send someone pronto ...

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Old 02-26-2011, 05:21 PM   #6
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I had one repaired and you can't even see where it was.
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Old 02-26-2011, 05:29 PM   #7
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Call you insurance first.If you get it repaired yourself and it does go all the way, you don't want to give them an excuse not to cover it.
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Old 02-26-2011, 06:27 PM   #8
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I'll just throw this out as an FYI. I had a chip repaired and the company did a great job of repairing. My insurance company paid the whatever, $25 or $50, to do it. Then came the big surprise. My disappearing deductible, well disappeared. Back to the max for at least one year with no claims before it kicks back in. Had I known, i would have paid for the chip repair myself. I gave up $500 deductible for the $50 chip.
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Old 02-26-2011, 06:33 PM   #9
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I had my MH windshield repaired in 2004 (it was only 2 weeks old) the glass is still the same no spread at all.
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Old 02-26-2011, 07:49 PM   #10
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Do not wait long. Water and dirt get into the chip/cracks and make chip repair unreliable.

Quote:
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I'll just throw this out as an FYI. I had a chip repaired and the company did a great job of repairing. My insurance company paid the whatever, $25 or $50, to do it. Then came the big surprise. My disappearing deductible, well disappeared. Back to the max for at least one year with no claims before it kicks back in. Had I known, i would have paid for the chip repair myself. I gave up $500 deductible for the $50 chip.
You offered a very good point. I'll remember to ask questions before submitting any < than deductible claims.
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Old 02-26-2011, 10:51 PM   #11
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Quote:
Originally Posted by Oldrtrcr
I'll just throw this out as an FYI. I had a chip repaired and the company did a great job of repairing. My insurance company paid the whatever, $25 or $50, to do it. Then came the big surprise. My disappearing deductible, well disappeared. Back to the max for at least one year with no claims before it kicks back in. Had I known, i would have paid for the chip repair myself. I gave up $500 deductible for the $50 chip.



Yep. Had the same thing happen. I was charged with a comprehensive claim. This was with Progressive.

It would be better to pay for the repair yourself. You could go ahead and break the windshield beyond repair, get it replaced, and be right whe
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Old 02-26-2011, 11:15 PM   #12
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Damn if you do and damn if you don't. You notify the insurance company and it goes right on your CLUE Report so your suspect as it is. Even if you pay for the misery yourself, they find a way to come after you because you called. I bet each of you that calls got it noted in their Clue.
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Old 02-27-2011, 02:16 AM   #13
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I've had 4 repaired over the years. I never applied to the insurance for fear of raising my rates. They were about $50 each.
They recommend getting it done as soon as possible.
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Old 02-27-2011, 05:38 AM   #14
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Most of the major companies that repair windshield chips will also warranty the work if they consider it fixable. So if they crack it or it cracks within so many months, they and not your insurance company are on the hook for a replacement windshield. As posted, most insurance companies will pay to fix the chip. We had a chip in ours last summer and the mobile repair company cracked the windshield while trying to repair it. Small crack at the time, but it now extends all the way to the edge. So they are on the hook for the new glass soon to be installed. On a side note, in FL there is no deductible for glass replacement. This will be the second drivers side windshield for us.

Bob
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