Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 09-10-2011, 03:14 AM   #15
Senior Member
 
sdennislee's Avatar


 
Monaco Owners Club
Winnebago Owners Club
Join Date: Sep 2011
Posts: 6,404
Quote:
Originally Posted by clarkgriswold View Post
We're just now getting around to posting our mishap and don't know how much detail to go into. Let me just say this, the combination of the remnants of LEE moving into the Southeast left use with a very interesting day and night and also with an RV with an unknown future. Check out our blog if you'd like to know the rest of the story (as Paul Harvey use to say).

Our RV Travels
Ouch, my heart would stop if I walked out and saw that. I feel for you.
__________________

__________________
US Navy Vet, Liberty Tree Member of Oath Keepers, NRA & VFW Life Member, Alaska EMT.
2009 Safari Cheetah 40 SKQ
2009 Winnebago Chalet 231CR
sdennislee is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 09-10-2011, 11:27 PM   #16
Senior Member
 
Join Date: Sep 2009
Posts: 524
Thats insurance. Your led to believe to pay a premium and all your worries are over until the actual event occurs, then you have to worry about all your worries.
It's too simple to just get the job done. Removal of tree from MH but not off the property. Insurance could probably make money selling tree parts for firewood or fertilizer but we have to complicate things I guess. I hope there is some relief for you soon on this matter.
__________________

__________________
Wayne MD is offline   Reply With Quote
Old 10-03-2011, 01:52 PM   #17
Senior Member
 
clarkgriswold's Avatar
 
Join Date: Jul 2009
Location: Dublin, VA
Posts: 391
Without going into all the details, we settled with Progressive Insurance last Friday. After 3+ weeks of extended periods of no progress with 'Progessive Insurance' we're finally moving on with what was inevitable - our RV was totalled. You can follow our saga closer on our blog .....leave a comment if ya like! All that is left to do at this point is have the RV towed from the driveway and to give feedback to USAA (Progressive handles RV insurance for USAA). I'll certainly take the opportunity to give feedback to USAA simply b/c I think that a company as good as USAA has been for us, it needs the feedback concerning Progressive. Enough said on that one!
__________________
Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Dublin, VA / Fun Finder TT / X215WSK
clarkgriswold is offline   Reply With Quote
Old 10-03-2011, 06:31 PM   #18
Community Moderator
 
JMonroe's Avatar


 
Newmar Owners Club
Spartan Chassis
Join Date: Oct 2009
Location: Deer Creek RV and Golf Resort, Davenport FL
Posts: 6,855
The standard, for tree removal, was whatever was necessary to extract the covered vehicle, nothing more. Neither homeowners or auto/RV insurance covers your trees, shrubs or other landscaping (some homeowners policies may offer a very limited coverage). If a tree falls on your roof the company will typically pay to cut away the portion in the way of roof repairs. If it's on your car, it MAY pay what is necessary to get the car out and to a repair shop.

We did, of course, cover trees you ran down with your car/truck/RV (not on you land). Those claims were always a challenge. A 30' tree is damaged to the point where it dies what do you owe the property owner? Typically it would be the lessor of the depreciated value of the property or the cost to replace the tree. OK, how do you agree on either? It's not practicable to replace a 30' tree with another 30' tree, maybe a 10' tree, but many times the owner would balk at that. OK, the depreciated value of the property. In truth, the loss of one tree probably didn't depreciate the property by 2 cents. The home owner REALLY doesn't want to hear that. Then there's the very common scenario where the damaged tree was actually on the city, county or state right-of-way and not legally owned by the homeowner (even if they'd been maintaining the area around it, ie: mowing the grass). You'd owe the adjacent property owner nothing. You'd pay the government IF they replaced the tree. Even a 30' tree, if on city property as example, they'd replace with maybe a 6' sapling. Imagine what the homeowner thought of that.

Claim settlement is equal parts contract law, state and local statute and art. I'd had more than enough after doing it for 20 plus years. I moved to a different department after that.
__________________
Jay & Peggy Monroe with Dolly
Can't take it with you - don't plan on leaving any behind
2016 Newmar London Aire 4553, Spartan chassis
2017 GMC Acadia toad
JMonroe is offline   Reply With Quote
Old 10-03-2011, 06:37 PM   #19
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,345
Wow, that's a bummer! Good luck with that insurance company, you're gonna need it!
__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is offline   Reply With Quote
Old 10-04-2011, 12:49 AM   #20
Senior Member
 
clarkgriswold's Avatar
 
Join Date: Jul 2009
Location: Dublin, VA
Posts: 391
Quote:
Originally Posted by JMonroe View Post
The standard, for tree removal, was whatever was necessary to extract the covered vehicle, nothing more. Neither homeowners or auto/RV insurance covers your trees, shrubs or other landscaping ...........
Yep, you're correct and that's what the insurance covered. My issue was never with the removal of the tree from the RV since that was done. My issue developed over the 3+ weeks to settle the claim and the various emails / voicemails which each took a day to return.

....of course it would have been nice if the insurance payed to remove the debris from our yard but that's insurance SOP. As they say, what may be legal isn't necessarily right nor ethical.
__________________
Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Dublin, VA / Fun Finder TT / X215WSK
clarkgriswold is offline   Reply With Quote
Old 10-04-2011, 12:51 AM   #21
Senior Member
 
clarkgriswold's Avatar
 
Join Date: Jul 2009
Location: Dublin, VA
Posts: 391
Quote:
Originally Posted by jminyard View Post
Wow, that's a bummer! Good luck with that insurance company, you're gonna need it!
Pretty much done now........last 3+ weeks settled it.
__________________
Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Dublin, VA / Fun Finder TT / X215WSK
clarkgriswold is offline   Reply With Quote
Old 10-04-2011, 08:32 AM   #22
Elf
Senior Member
 
Elf's Avatar
 
Tiffin Owners Club
Join Date: Oct 2010
Location: Spokane, WA
Posts: 239
Quote:
Originally Posted by clarkgriswold View Post
Pretty much done now........last 3+ weeks settled it.
Thanks for the update. Sorry about the problems. I'm contemplating calling USAA to see if I can get any feeling about Progressive. Not that it will make a difference but if enough people let them know they have concerns maybe they can put some pressure on them, or not.
Hopefully The frustrating part is behind you and you can be backmon the road soon.
__________________
Ethan and Lisa
2005 Allegro Bus 38DP
2012 Honda CRV
Elf is offline   Reply With Quote
Old 10-04-2011, 09:21 AM   #23
Senior Member
 
Dunner's Avatar
 
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
You'll have to run it thru Flo first.
__________________

__________________
2004 32' National Sea Breeze 1311 Class A on a F-53 Chassis, CHF, TST TPMS, 5Star Tune.
If Dunner (RVM23) can't fix it, it ain't broke!
Cheap Handling Fix Poll. Click Here to vote?
Dunner is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Damon Customer Service now Four Winds The Woodieboys Damon 8 03-24-2010 08:16 PM
Four Winds Recalls Certain Motorhomes: Crash Risk PJGMG Thor Industries Owner's Forum 2 02-10-2010 08:07 AM
Any other four winds magellan owners... Kash Thor Industries Owner's Forum 1 01-20-2010 05:51 PM
Four Winds Email address?? Grumpy9 Thor Industries Owner's Forum 5 09-02-2009 04:52 PM
Wind damaged awining kenbt Winnebago Industries Owner's Forum 12 03-25-2007 11:45 AM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 12:26 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.