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Old 09-08-2011, 03:57 PM   #1
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Exclamation Storms, Winds, and a Damaged RV

We're just now getting around to posting our mishap and don't know how much detail to go into. Let me just say this, the combination of the remnants of LEE moving into the Southeast left use with a very interesting day and night and also with an RV with an unknown future. Check out our blog if you'd like to know the rest of the story (as Paul Harvey use to say).

Our RV Travels
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Old 09-08-2011, 04:05 PM   #2
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Dang....Is it totaled...D
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Old 09-08-2011, 04:15 PM   #3
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Wow!! Heartbreaking.. Sorry to see this painful happening.
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Old 09-08-2011, 04:21 PM   #4
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We don't know if it's 'totaled' yet since the insurance companIES are debating on who is responsible for removal of the tree before an appraisal can be made.
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Old 09-08-2011, 04:25 PM   #5
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Originally Posted by clarkgriswold
We don't know if it's 'totaled' yet since the insurance companIES are debating on who is responsible for removal of the tree before an appraisal can be made.
I take it that you and yours are unharmed. My Mother used to say that if money can solve it than its not a problem. That is of course if its insured. Good luck.
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Old 09-08-2011, 05:51 PM   #6
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Yep, all are unhurt b/c the RV was parked in the driveway with no one in it. I agree that it's really not a problem b/c it's insured. The only problem seems to simply dealing WITH the insurance! LOL
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Old 09-08-2011, 06:13 PM   #7
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I'm interested to see how the insurance companies treat you. We also have USAA for our homeowners policy and Progressive for the motorhome.
Hopefully it all goes as smoothly as it can given the circumstance.
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Old 09-08-2011, 06:17 PM   #8
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keep us posted.....
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Old 09-09-2011, 12:21 AM   #9
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I'm interested to see how the insurance companies treat you. We also have USAA for our homeowners policy and Progressive for the motorhome.
Hopefully it all goes as smoothly as it can given the circumstance.
Exactly the same here.....I'll certainly keep all posted!
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Old 09-09-2011, 01:31 AM   #10
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Ditto on the insurance...
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Old 09-09-2011, 05:04 AM   #11
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Just curious, why two insurers? We use USAA for everything. Oh, glad no one was in it when the tree came down. The rains are still coming down here.
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Old 09-09-2011, 06:53 AM   #12
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Just curious, why two insurers? We use USAA for everything. Oh, glad no one was in it when the tree came down. The rains are still coming down here.
I went to USAA for the RV insurance. They don't do the RV insurance themselves. It's through Progressive.
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Old 09-09-2011, 02:31 PM   #13
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I went to USAA for the RV insurance. They don't do the RV insurance themselves. It's through Progressive.
Exactly.

By the way, until today we had been told by Progressive (RV coverage) that they would not cover tree removal, that would be on USAA (Homeowners). Additionally, Progressive would not access the damage until the tree was removed. So, we contacted USAA and they wanted an TWO estimates - one for removal of tree from RV and one for removal of tree back to property line. It appears that the neighbors issurance is only responsible for removal of what is on there property and we are responsible for what is on our property.

Anyway, after a call from USAA to Progressive they (Progressive) has agreed to pay for tree removal from the RV....but not the removal from our property. At least this gets the REAL process started of getting accessment of the RV!
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Old 09-10-2011, 02:54 AM   #14
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Thats typical on the tree removal...
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