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Storms, Winds, and a Damaged RV
09-08-2011, 02:57 PM
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#1
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Senior Member
Join Date: Jul 2009
Location: Chattanooga, TN
Posts: 362
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We're just now getting around to posting our mishap and don't know how much detail to go into. Let me just say this, the combination of the remnants of LEE moving into the Southeast left use with a very interesting day and night and also with an RV with an unknown future. Check out our blog if you'd like to know the rest of the story (as Paul Harvey use to say). 
Our RV Travels
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Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Chattanooga, TN / "Until recently" 2002 WINNEBAGO Adventurer / 32V / Ford F-53
Our RV Blog
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09-08-2011, 03:05 PM
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#2
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Senior Member
Workhorse Chassis Owner Gulf Streamers Club Carolina Campers
Join Date: Dec 2010
Location: Charlotte NC
Posts: 1,177
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Dang....Is it totaled...D
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Dickson and Tracy.......Lemon and Tucker 2009 Gulf Stream Crescendo C40K "Shadow" our 2010 Ford Flex ...... Our Photos
COME JOIN US AT THE 2012 IRV2 NATIONAL RALLY IN SEVIERVILLE, TN SEPT 16-22.
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09-08-2011, 03:15 PM
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#3
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Senior Member
Workhorse Chassis Owner
Join Date: Jan 2000
Location: Healdsburg, CA
Posts: 296
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Wow!! Heartbreaking.. Sorry to see this painful happening.
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Bill Splaine, Healdsburg, CA N6GHG
2006 37' Holiday Rambler Admiral Se, '96 Harley FLHTCUI, and recumbent bikes and trikes
Brewin' 'n Que'n
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09-08-2011, 03:21 PM
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#4
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Senior Member
Join Date: Jul 2009
Location: Chattanooga, TN
Posts: 362
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We don't know if it's 'totaled' yet since the insurance companIES are debating on who is responsible for removal of the tree before an appraisal can be made.
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Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Chattanooga, TN / "Until recently" 2002 WINNEBAGO Adventurer / 32V / Ford F-53
Our RV Blog
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09-08-2011, 03:25 PM
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#5
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Senior Member
Fleetwood Owners Club Ford Super Duty Owner
Join Date: Aug 2009
Posts: 3,022
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Quote:
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Originally Posted by clarkgriswold
We don't know if it's 'totaled' yet since the insurance companIES are debating on who is responsible for removal of the tree before an appraisal can be made.
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I take it that you and yours are unharmed. My Mother used to say that if money can solve it than its not a problem. That is of course if its insured. Good luck.
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 2008 35e Bounder F53 V-10 Ford, 2009 HHR LT2 ,SMI stay-n-play duo, TST tpms.
Cliff,Tallulah and Buddy( 13 year old Shih-tzu )
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09-08-2011, 04:51 PM
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#6
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Senior Member
Join Date: Jul 2009
Location: Chattanooga, TN
Posts: 362
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Yep, all are unhurt b/c the RV was parked in the driveway with no one in it. I agree that it's really not a problem b/c it's insured. The only problem seems to simply dealing WITH the insurance! LOL
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Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Chattanooga, TN / "Until recently" 2002 WINNEBAGO Adventurer / 32V / Ford F-53
Our RV Blog
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09-08-2011, 05:13 PM
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#7
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Senior Member
Tiffin Owners Club
Join Date: Oct 2010
Location: Spokane, WA
Posts: 132
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I'm interested to see how the insurance companies treat you. We also have USAA for our homeowners policy and Progressive for the motorhome.
Hopefully it all goes as smoothly as it can given the circumstance.
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Ethan and Lisa
2004 Allegro 30DA
2012 Honda CRV
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09-08-2011, 05:17 PM
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#8
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Senior Member
Pond Piggies Club Thor Owners Club
Join Date: Jun 2000
Location: NE. Ohio USA
Posts: 1,925
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keep us posted.....
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Jim, Diane & Robert ~ NE. OH.
2013 Aerolite Hybrid #232 ES
2005 Toyota 4-Runner V-8
IRV2 Photo Album ~Smile Be Happy~ 
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09-08-2011, 11:21 PM
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#9
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Senior Member
Join Date: Jul 2009
Location: Chattanooga, TN
Posts: 362
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Quote:
Originally Posted by Elf
I'm interested to see how the insurance companies treat you. We also have USAA for our homeowners policy and Progressive for the motorhome.
Hopefully it all goes as smoothly as it can given the circumstance.
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Exactly the same here.....I'll certainly keep all posted!
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Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Chattanooga, TN / "Until recently" 2002 WINNEBAGO Adventurer / 32V / Ford F-53
Our RV Blog
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09-09-2011, 12:31 AM
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#10
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Senior Member
Vintage RV Owners Club Gulf Streamers Club
Join Date: Oct 2010
Location: Indiana
Posts: 2,947
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Ditto on the insurance...
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09-09-2011, 04:04 AM
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#11
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Senior Member
Coastal Campers Forest River Owners Club Mid Atlantic Campers
Join Date: Jan 2011
Location: Sterling, VA
Posts: 593
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Just curious, why two insurers? We use USAA for everything. Oh, glad no one was in it when the tree came down. The rains are still coming down here.
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'10 Forest River Sierra 300RL 5th & 12 Chevy Silverado 2500HD - SK3 70-72 Go Navy! 
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09-09-2011, 05:53 AM
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#12
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Senior Member
Tiffin Owners Club
Join Date: Oct 2010
Location: Spokane, WA
Posts: 132
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Quote:
Originally Posted by Glassalley52
Just curious, why two insurers? We use USAA for everything. Oh, glad no one was in it when the tree came down. The rains are still coming down here.
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I went to USAA for the RV insurance. They don't do the RV insurance themselves. It's through Progressive.
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Ethan and Lisa
2004 Allegro 30DA
2012 Honda CRV
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09-09-2011, 01:31 PM
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#13
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Senior Member
Join Date: Jul 2009
Location: Chattanooga, TN
Posts: 362
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Quote:
Originally Posted by Elf
I went to USAA for the RV insurance. They don't do the RV insurance themselves. It's through Progressive.
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Exactly.
By the way, until today we had been told by Progressive (RV coverage) that they would not cover tree removal, that would be on USAA (Homeowners). Additionally, Progressive would not access the damage until the tree was removed. So, we contacted USAA and they wanted an TWO estimates - one for removal of tree from RV and one for removal of tree back to property line. It appears that the neighbors issurance is only responsible for removal of what is on there property and we are responsible for what is on our property.
Anyway, after a call from USAA to Progressive they (Progressive) has agreed to pay for tree removal from the RV....but not the removal from our property. At least this gets the REAL process started of getting accessment of the RV! 
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Mike & Cindy, (of course with Lucy the Miniature Schnauzer & Eddie the Yorkie) Chattanooga, TN / "Until recently" 2002 WINNEBAGO Adventurer / 32V / Ford F-53
Our RV Blog
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09-10-2011, 01:54 AM
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#14
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Senior Member
Vintage RV Owners Club Gulf Streamers Club
Join Date: Oct 2010
Location: Indiana
Posts: 2,947
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Thats typical on the tree removal...
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