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Old 08-02-2012, 04:18 AM   #1
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Things To Do Before You Retire

As you prepare to enter retirement, there are issues you should consider to help make your transition into retirement a successful one. We accept history has apparent that these activities are best conducted with the accord of a spouse, accomplice or added ancestors members, as retirement is generally a cogent point of change for the absolute family.

The list below can help you organize your activities so as to get prepared for that big day.

1. Determine your retirement expenses

2. Review your insurance coverage

3. Note Medicare milestones on your calendar

4. Know if to administer for your Social Security benefits

5. Develop a retirement assets plan

6. Select alimony allowances and retirement administration options

7. Review wills, trusts, admiral of attorney, and beneficiaries

8. Set abreast emergency funds
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Old 08-02-2012, 07:14 AM   #2
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Very interesting list and wish I had had time to do a little more planing when I retired. Due to some health concerns, I retired within two weeks of the day I realizes that my health issues could very easily get someone hurt as I was a route driver. Thant was eight to ten years prior to what I wanted to do. That which was and has been my guiding principle prior to and after retirement was keeping debt down to a minimum through having a rough "budget" and trying to stick with it over the years. Fortunately, The only debt we have right now is the camper.
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Old 08-02-2012, 07:33 AM   #3
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Good list for sure. I began my retirement planing long before the time came to retire. One of my goals before retiring was to be debt free. When I did retire I owed not a penny to anyone, and still dont. I knew what my retirement income would be and began to operate on a budget of that amount a couple of years prior to retirement. I saved every dime I could so as to increase my reserve cushion. I have been able to live within the budget I set and still save a few dollars and have not had to use any reserve funds. One thing I did was get out of stocks and bonds and put funds in a gauranteed interest fund. Retiring can be stressful in its self without adding financial problems to the mix.
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Old 08-02-2012, 03:32 PM   #4
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IMHO, you have omitted one of the very key issues that will make retirement a success or failure. What will you do...every day, all day? Sure, you have the projects you've been putting off, but when they are finished, then what? Do not count on staying around the house 24/7, the D/W will hate it, especially if she has been a house wife while you worked. The house is her domain and you will be a stranger.
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Old 08-02-2012, 08:49 PM   #5
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pretty good list mine is a little different i want to be completely out of debt working real hard on that one.
have my house finished a slow process due to the first thing on my list but will get there and the rest of my wind generators/solar panels in place.
my thinking is no unnecessary bills just food taxes the basics, no electric or heating bills due to the alt energy and we should be okay
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Old 08-02-2012, 10:29 PM   #6
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Good list, I am now retiring and found one problem we had not counted on, taking care of old parents. It looks like we have a few years to wait to travel.
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Old 08-02-2012, 10:40 PM   #7
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Quote:
Originally Posted by Scribbler33 View Post
As you prepare to enter retirement, there are issues you should consider to help make your transition into retirement a successful one. We accept history has apparent that these activities are best conducted with the accord of a spouse, accomplice or added ancestors members, as retirement is generally a cogent point of change for the absolute family.

The list below can help you organize your activities so as to get prepared for that big day.
Interesting syntax in that threadstarter!

Just had to take a look at the O.P.'s profile...:

About Scribbler33
City
Washington
State or Province
District of Columbia
Country
USA
Location (City, State):
Washington


Hmmm.........
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Old 08-02-2012, 11:06 PM   #8
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Quote:
Originally Posted by Francesca View Post
Interesting syntax in that threadstarter!

Just had to take a look at the O.P.'s profile...:

About Scribbler33
City
Washington
State or Province
District of Columbia
Country
USA
Location (City, State):
Washington


Hmmm.........
Yeah, Your guess is as good as mine!
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Old 08-03-2012, 06:10 AM   #9
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Scribbler, this is really good advice. As unpleasant an exercise as this might be, you've gotta keep an eye on these things years before you pull the plug on daily work. That way if you are suddenly face with an early retirement, at least you've got a handle on things.
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Old 08-03-2012, 08:51 AM   #10
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Originally Posted by MickBrennan View Post
Yeah, Your guess is as good as mine!
It's word-for-word duplicated on the Airstream Forum, too- another site owned by the folks that own this one. Only over there, it's the O.P. "Scribbler"s only post, and it lists New York as his location! Things To Do Before You Retire - Airstream Forums

Looks like a phishing expedition to me, especially with that grammar that sounds like a Letter from Nigeria, if you know what I mean...
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Old 08-03-2012, 10:56 AM   #11
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Looks like a phishing expedition to me, especially with that grammar that sounds like a Letter from Nigeria, if you know what I mean...
Very good point! But where is the usual request for money?
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Old 08-03-2012, 11:05 AM   #12
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Very good point! But where is the usual request for money?
The way this kind of phish works is by tracking the habits of those that respond to such threads, and targeting advertising/spam-type stuff in their direction. I often post in them just out of curiosity- it's interesting to see what kind of ads I get as a result. Not that I ever buy anything!

Welcome to the Brave New World of ever-more-sophisticated ways of making the 'net pay off!

FYI P.S.:

Ol' Scribbler's threadstarter is at this site, too: http://www.immihelp.com/forum/showth...ore-You-Retire

But he lives in "Monticello" for that one!
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Old 08-03-2012, 11:12 AM   #13
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Its an odd post...especially when you consider its been posted on other forums....
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Old 08-03-2012, 11:20 AM   #14
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Quote:
Originally Posted by Scribbler33 View Post
As you prepare to enter retirement, there are issues you should consider to help make your transition into retirement a successful one. We accept history has apparent that these activities are best conducted with the accord of a spouse, accomplice or added ancestors members, as retirement is generally a cogent point of change for the absolute family.

The list below can help you organize your activities so as to get prepared for that big day.

1. Determine your retirement expenses

2. Review your insurance coverage

3. Note Medicare milestones on your calendar

4. Know if to administer for your Social Security benefits

5. Develop a retirement assets plan

6. Select alimony allowances and retirement administration options

7. Review wills, trusts, admiral of attorney, and beneficiaries

8. Set abreast emergency funds
Maybe it's just me, but I've never heard of (7) "admiral of attorney"
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