Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 11-07-2012, 10:26 AM   #1
Join Date: Sep 2012
Posts: 60
Trouble Ahead

I just received a call last night from the finance company that carries the loan on an RV that I traded in to a dealer. The RV dealer was supposed to pay off the loan on my trade-in, but hasn't.....and its been 48 days. It looks like I'm going to have to keep paying the loan on an RV that I don't have (or own) anymore to keep any negative marks from appearing on my credit -- which really, really sucks. The dealer hasn't registered the new RV that I bought from them with the DMV yet, either.

Is there an agency responsible for governing the activity of these types of dealerships that I can contact to motivate the dealer to pay the loan?
Any help or advice forum members can give is greatly appreciated.

BTW, the dealership is governed by the laws of California.

Critter is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 11-07-2012, 10:49 AM   #2
Senior Member
kalynzoo's Avatar
Join Date: Mar 2007
Location: Northridge, Ca
Posts: 727
California, SUE, it is the states number one sport.
Truly, I would at least consult with an attorney for protection in case the dealership is about to go into default.
Dealerships require a DMV license to purchase or sell new or used vehicles for a profit. The Better Business Bureau may help especially if the dealership is a member. One problem is that many dealerships operate multiple businesses under the same roof. Repairs, new sales, used sales, consignments sales may each be a seperate corporation or LLC. If a bankruptsy was established Small Claims may be useless.
Therefore, I would at least consult with an attorney.
Good Luck

kalynzoo is offline   Reply With Quote
Old 11-07-2012, 11:03 AM   #3
Senior Member
slickest1's Avatar
Monaco Owners Club
Join Date: Jul 2011
Location: B.C.
Posts: 3,078
Sorry to hear of your problem. Have you confronted the dealership on this matter? I would ask to talk to the owner or whoever is in charge and ask what the problem is. If they are lax about getting it done they should be responsible for any interest or penalties accrued. If that doesn't get you anywhere then I would talk to an attorney like said above. I would also show the finance company a copy of the sales agreement. Good luck.
Dennis & Marcie & Hook The Jack Russell, 2001 HR Imperial 38wds 350 Cummins, 07 Chevy Trailblazer/Blue Ox/Ready Brake, 04 Dodge 3500 Cummins,
slickest1 is offline   Reply With Quote
Old 11-07-2012, 12:25 PM   #4
Moderator Emeritus
RustyJC's Avatar

Texas Boomers Club
Join Date: Jul 2000
Location: Cypress, Texas USA
Posts: 8,851
If you talk to the dealership, you might advise them that your next phone call if this isn't resolved immediately will be to the California Attorney General's office. If that doesn't wake them up, make the call. They have a business fraud section, I suspect.

The dealer is just playing the cash flow game. The longer he can delay paying off the note, the longer he can hold onto his cash or avoid having to finance the payoff on his floor plan line of credit. As long as he can play with your money (which is what he's doing), it's money in his pocket. Sounds like it's time to call his hand.

2016 Ram Longhorn 3500 Dually 4x4 CCLB, 385/900 Cummins, Aisin AS69RC, 4.10
2014.5 DRV Mobile Suites 38RSSA #6972
Come join us on a TEXAS BOOMERS rally!
RustyJC is offline   Reply With Quote
Old 11-07-2012, 12:49 PM   #5
Senior Member
Join Date: May 2007
Location: Davie, Florida
Posts: 708
RustyJC gave you the best advice. You might also look into the local media to see if they have a consumer reporter who can shine some publicity on this problem. Just remember that this guy will get away with this fraud only if you let him.
Denis, Ruth and Gracie
the K-9 Dashboard Ornament
2007 Newmar Baystar 3202
D in Davie is offline   Reply With Quote
Old 11-07-2012, 12:54 PM   #6
Senior Member
UFO Pilot's Avatar
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 4,033
Did you report the sale of your trade-in to the DMV or rely on the dealer to do it? I always get a copy of the report of sale and turn it in to the CA DMV myself. It may not help with the bank but it will cover you on traffic violations etc.
Wayne & Roberta and Maggie the Miracle Dog
08 Winnebago Destination 39W Gas UFO Workhorse Chassis
Making the Journey in our Destination

UFO Pilot is offline   Reply With Quote
Old 11-07-2012, 01:14 PM   #7
Senior Member
Join Date: Sep 2012
Posts: 404
Oh man that is just awful. I hope the rig you bought was a new one and not a "gently used one." If it's used I would do some research and find out if the previous owner has or had the same problem with the dealer
SylviaCub is offline   Reply With Quote
Old 11-07-2012, 02:59 PM   #8
Join Date: Sep 2012
Posts: 60
Thanks for the helpful replies. I found out that I can file a "dealership investigation report" with the DMV ...if anyone else is following this thread and is in the same boat as I, just google "form INV172A" and you will find it.

RustyJC is absolutely right. With a little help from a few search engines, I found that this dealership has pages of complaints from of this type of activity, dating back several years. My guess is that they continue to get away with it because it isn't easy (or affordable) for victims to follow through with legal action.
Critter is offline   Reply With Quote
Old 11-07-2012, 03:13 PM   #9
Senior Member
Workhorse Chassis Owner
Join Date: Jun 2006
Location: Northwestern Montana
Posts: 3,009
You need to inform the dealer that you are going to take your situation to the DMV and the Ca State Board of Equalization. Its the dealers responsibility to report the sale to the Board of Equalization, they are among other things, the ones that collect the sales tax for the transaction, the DMV collects license and registration fees, the dealer will want to keep on the good side of both agencys.
dieselclacker is online now   Reply With Quote
Old 11-07-2012, 03:21 PM   #10
Senior Member
Tha_Rooster's Avatar
Join Date: Aug 2008
Location: Georgia
Posts: 4,074
People don't realize that just because you trade something it does not get you off the hook from the previous loan. It happens all the time especially in those less than not so good dealerships.
2007 Fleetwood Revolution LE 40V
Tha_Rooster is offline   Reply With Quote
Old 11-07-2012, 03:51 PM   #11
"Formerly Diplomat Don"
Dutch Star Don's Avatar
Newmar Owners Club
Join Date: Apr 2005
Location: Moorpark, Ca.
Posts: 7,210
Is it McMahon's......if so, it won't be the first time! I think the last person who reported the same issue chased them for a long time. I believe his took 45 days before they paid.
Don & Mary
2014 Newmar Dutch Star - All Electric - 450 ISL
2016 GMC Canyon 4WD Crew Cab
Dutch Star Don is offline   Reply With Quote
Old 11-07-2012, 03:57 PM   #12
Senior Member
vsheetz's Avatar

Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Jun 2012
Location: SoCal
Posts: 8,397
I have been here before with an auto I sold on consignment via a dealer. Make a call to the dealer demanding the loan be paid by noon the next day. If not paid contact an attorney and have a demand letter created with a one or two day limit and advising your next action will be to contact the district attorney office and file charges.

The demand letter from the attorney is as far as I had to go. The dealer paid the lender 15 minutes before his deadline.

Good luck. Be stern and follow through with want you say you will do.
Vince and Susan
2011 Tiffin Phaeton 40QTH (Cummins ISC/Freightliner)
Flat towing a modified 2005 Jeep (Rubicon Wrangler)
Previously a 2002 Fleetwood Pace Arrow 37A and a 1995 Safari Trek 2830.
vsheetz is online now   Reply With Quote
Old 11-07-2012, 04:34 PM   #13
Senior Member
doc's Avatar
Appalachian Campers
Join Date: Sep 2002
Location: Dixie !! (north Georgia) USA
Posts: 2,839
The financing agency, whether bank or other institution has your name on the contract to make the payments. If you fail, then the RV is subect to repo. An interesting scenario would be if you failed to pay and the company located the RV and went to the dealership and repo'd it. Would serve the dealership right.
Other question is > Does the dealership still have your old RV or has it been sold. Felony in Georgia to sell a property before the first lien holder is paid off in a situation like you describe
doc is offline   Reply With Quote
Old 11-07-2012, 05:29 PM   #14
Join Date: Sep 2012
Posts: 60
Some great advice has been given -- thank you. I lov doc's thinking ... unfortunately, i have great credit and wouldn't want to trash it so that my old RV gets repo'd -- but it made me laugh.

I did make a call to see if the extended warranty that was purchased with my new RV was active .... and guess what? The funds for that warranty purchase haven't been forwarded to the warranty company by the dealership, either.

Critter is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 07:02 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.