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Old 01-25-2014, 06:44 AM   #29
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Originally Posted by terry735001 View Post
seen a guy here in holt FL with his awning out we all know FL and wind and rain can come any time 45 mpr gust of wind sent hes awning in to and over 3 rvs

RV 3 has the pipe from the awning stuck 3 feet into the wall hes awning was not the only one to come off that day but was the only one that hit any thing
and you see it all the time down here ppl the put out there awnings tie themdown and think there ok they go in to town or late at night with them still out
My MH has sit in Florida 7 months every year for the last 15 years.
With the awning out 24/7 tied down.

Only 2 times I have put it up was when Wilma and one other hurricane was coming this way. Wilma made it here the other one didn't.

There is less chance of getting high winds after the sun goes down in FL then in the daytime. If a big gust comes up, no one is fast enough to get their awning up even if they are inside the RV.

A few years ago I had a awning go onto the roof with braces and all while in Indiana.
It wasn't tied down at the time. And a real strong gust come through without warning while I was inside the MH having breakfast around 8AM.

Before the gust, the air was calm with maybe 5 MPH wind. No dark clouds anywhere in the area.

OH!! I had Camping World awning insurance on it.
They replaced it with a new one with no out of pocket $$$$ for me.
CW also replaced a window awning Wilma took off even though it was rolled up.

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Old 01-25-2014, 06:57 AM   #30
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Iteresting topic but I remember last year we had a fire of a coach in our park. Besides the total loss of the coach it damaged not only the lanai of the coach owner but 3 surrounding lanai's as well. The coach owners are fulltime and own the lot that they are on. The other owners have NO insurance on the lanai's as I guess here in FL are not considered a livable structure so insurance companies will not insure them. Long story short the coach owners insurance paid nothing to the surrounding structure owners but it did pay for the repair of coach owners lanai. The other property owners were on there own to repair there property. I found that to be very strange as to not cover the liability side of things but that's the way it was.

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Old 01-25-2014, 07:04 AM   #31
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Yep, the safe route is to insure to protect your own interests. There's no absolute assurance that the other guy's will cover you in every circumstance, if he even has any insurance.


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