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Old 10-02-2010, 09:16 PM   #15
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I am a mechanic for a major airline. Just yesterday we had a bird strike that destoyed 3 fan blades on one of our engines. Seems like for the past couple of weeks we have had several bird strikes. This is the only one I am aware of doing any damage. This seems like a lot more than normal.

When reporting damage to your vehicle by a collision with any wildlife you should report it to your insurance company as the animal hit you. My sister was hit by a deer this past summer. It ran into her drivers door. When she reported it she told the adjuster that the deer hit her. They asked if she was sure it hit her & she didn't hit it. After she confirmed this they informed her if she hit the deer her collision adjustable would apply. But since the deer hit her it was covered under comp with zero deductible & no ins points. When you think about it , in order for the driver to be at fault the driver would have to be negligent. When does anyone ever go out to hit an animal, they always run into your path or fly into your path. Just my $.02
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Old 10-05-2010, 02:12 AM   #16
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Let me try to lighten up the thread just a little. A couple of years ago I was driving my pick up on the Naval Base at Little Creek, VA when I watched a beautiful red hawk come screaming out of the sky and snatch a pigeon out of mid air only to smash into the side of a panel van traveling in front of me. That hawk put a huge dent in the side of the van, fell to the road but never let go of the pigeon. I stopped short and was going to get out and move the seemingly dead birds when the hawk stood up shook his head a couple of times and I swear looked around as if too say "did anybody see that stupid stunt" and flew off with his lunch still in talon. It still amazes me to this moment that the hawk survived and the look on his face(?) still makes me laugh.
Okay - I am glad I had water in my mouth when I laughed/spit all over the computer screen!! Thanks for the chuckle!! ( I have become a fan of the birds lately and snapped this photo of a young Cooper's Hawk in our backyard recently)
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Old 10-05-2010, 06:33 AM   #17
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Kountry, look at it this way-the mouse/rabbit/squirrel/bird that the hawk was going to kill and eat is very, very happy that your coach got in between them.....

Picture the little guy and his/her family warm and cozy every night, only alive because the stupid, mean hawk ran into your rv............
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Old 10-05-2010, 06:10 PM   #18
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Originally Posted by dsbike View Post
When reporting damage to your vehicle by a collision with any wildlife you should report it to your insurance company as the animal hit you. My sister was hit by a deer this past summer. It ran into her drivers door. When she reported it she told the adjuster that the deer hit her. They asked if she was sure it hit her & she didn't hit it. After she confirmed this they informed her if she hit the deer her collision adjustable would apply. But since the deer hit her it was covered under comp with zero deductible & no ins points. When you think about it , in order for the driver to be at fault the driver would have to be negligent. When does anyone ever go out to hit an animal, they always run into your path or fly into your path. Just my $.02
It would be interesting to know what company this is, or in what state, for that matter.

I worked for the auto claim depatment of State Farm Insurance for 30 plus years. We never made a distinction as to 'who hit who'. If the damage was from an 'animal collision', is was covered as a 'comprehensive' claim. (One possible exception might be running over a dead animal in the road. Some companies consider this no different than hitting an old muffler or tire debris off a semi)

Where people would 'mess up', is they'd swerve to miss a deer, successfully, and wreck the car in the ditch (with much greater chance of injury to themselves). THAT is a collision claim.
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Old 10-06-2010, 09:28 AM   #19
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JMonroe, not sure what Ins Co, but they live in Western PA.
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