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08-17-2015, 04:18 PM
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#15
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Member
Join Date: Jun 2015
Posts: 38
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Allstate $250 deductible 1,231 year
gasman936
04 Discovery 39s
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08-17-2015, 04:21 PM
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#16
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Senior Member
Winnebago Owners Club Freightliner Owners Club
Join Date: Apr 2015
Location: Western WI
Posts: 688
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Progressive contracted through USAA. I Have all my vehicles insured with USAA and MH is through Progressive.
__________________
2001 Itasca Horizon 36LD Cat
Retired Air Force, One lovely Angel , 2 Cats and three birds.
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08-17-2015, 04:22 PM
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#17
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Senior Member
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 19,680
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Actually, absolutely no one can give you an idea on the cheapest insurance for YOU.
Insurance depends on many factors - where you live, how much you drive, what you're driving, your driving history - tickets, accidents, your age, full-timers or not, your credit score, etc.
All you can do is just start calling around. We do so every two years. We're not loyal to one company. They give you a good price to begin with and then start upping it.
Good luck finding what's right for YOU.
__________________
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
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08-17-2015, 04:26 PM
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#18
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Senior Member
Join Date: Jun 2012
Location: The Bluegrass State
Posts: 8,886
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State Farm
__________________
Good Luck, Be Safe and Above All, Don't Forget To Have Fun
Pete
Central Kentucky
2006 Fleetwood Discovery 35H, 2014 Honda CR-V, M&G Engineering Braking System
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08-17-2015, 05:10 PM
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#19
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Senior Member
Ford Super Duty Owner
Join Date: Jan 2011
Location: Kitts Hill, OH
Posts: 2,252
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Progressive (A stated value policy)
__________________
(RVM#26) THE U-RV 94 F-700/24 foot U-haul box home built RV
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08-17-2015, 07:52 PM
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#20
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Senior Member
Join Date: Feb 2011
Location: Snowbird - Waterford Mi and Citrus Springs Fl.
Posts: 3,609
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Another AARP/Hartford
__________________
1997 37' HR Endeavor, 275hp Cat, Freightliner
03 CR-V Blue Ox, Ready Brake
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08-17-2015, 07:59 PM
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#21
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Senior Member
Winnebago Owners Club Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 6,398
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Something to consider when shopping for MH insurance: I had GMAC on the MH and AAA on everything else. I insured everything thru Hartford AARP and saved $1200 a year.
__________________
Wayne & Roberta
08 Winnebago Destination 39W Gas UFO Workhorse Chassis......It's really weird being the same age as old people. I thought getting old would take much longer.
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08-17-2015, 08:02 PM
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#22
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Senior Member
Monaco Owners Club Freightliner Owners Club iRV2 No Limits Club
Join Date: Jan 2011
Location: Avon Lake, Oh
Posts: 2,958
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Yet another AARP/HARTFORD!
__________________
2000 HOLIDAY RAMBLER ENDEAVOR
40 FT--330HP CAT
2 SLIDES-TOAD 2012 focus
Fulltime-Home is where we park it.
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08-17-2015, 08:03 PM
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#23
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Senior Member
Outdoors RV Owners Club
Join Date: Dec 2014
Location: Nowhere, now here. Freedom!
Posts: 4,602
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Insuring all of your vehicles through the same insurer should get you a nice discount. I have a stated value policy on the rv, and my truck, motorcycle, and beater car through the same insurance, and pay about $1200/yr for all of them. It should only go down as I slowly get older.
__________________
ORV 19B Full Timer from '15 to '20, '14 Ram 2500 Diesel and a GSD. Vancouver, WA
de K7NOL 146.52Mhz Safety? (CLICK ME!)
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08-17-2015, 08:17 PM
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#24
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Some years ago I tried to use Miller to get a quote. In fact I tried a couple times. They even went so far as to call me and ask what I was paying now. I refused to tell them since I wanted a competitive quote, which they never provided.
When we got the Magna we were on the way to a GS rally on Phoenix and I went to their booth. Finally did get insurance from Allied through Millers and it was about $1300 a year cheaper then through GS.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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08-17-2015, 08:34 PM
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#25
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Senior Member
Join Date: Oct 2014
Location: Port Orchard, WA
Posts: 4,215
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Another Hartford thru AARP.
First policy was Progressive thru USAA. Had a really difficult time getting thru to someone who would discuss policy SPECIFICS with me. I would quote a specific clause in the policy and ask questions regarding it, and the agent, then finally the underwriters on two occasions would only speak in generalities. I tried to pin them down to actual meaning or coverage, and it was like trying to hold a greased pig.
Moved to National General thru Good Sam when Progressive raised rates 40% in 2nd year, no claims, no tickets or any other offenses on that or ANY policies. I guess I asked too many questions! That was with our previous travel trailer. Got a quote from Nat'l General on our new to us coach. Way overpriced compared to Hartford AARP. Plus they wouldn't give me a discount for multiple vehicles (I still had the travel trailer insured thru National General. The reason stated was that a travel trailer was different from a motor home, therefore, multiplicity wasn't considered. When I sold the travel trailer, they charged me a hefty "Mid Year Cancellation Fee" to cancel the policy.
Hartford thru AARP, best rates, great reviews. Spoke to the underwriter regarding language of the policy, not only did they go into detail on the phone, but sent me an e-mail detailing that in accordance with my disclosed usage of the motor home (to and from Art Shows, lodging while at Art Shows) our use of the coach does not constitute "Business Usage" in accordance with the policy. That was the question I was trying to get answered by both Progressive and National General. We've had one claim with Hartford AARP for front window damage, they replaced both windows, had the service company do it in my driveway, great customer service, fast repair, follow-up for customer satisfaction, both for their handling of the claim, and the service company's handling of the repair. I will still shop around come renewal time, but fully expect to renew with Hartford AARP unless they get really stupid on the renewal.
__________________
Scot & Laura Kellersberger, U.S. Army (ret)
Newmar 4 wheel drive Dutch Star 3891, SOLD
Now RV'ing on the water in a Trawler!
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08-18-2015, 02:51 PM
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#26
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Senior Member
National RV Owners Club
Join Date: Jun 2010
Posts: 4,581
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Have mine through a broker - Hi Sage Marketing out of Escondido, CA. Motorhome « Hi Sage Insurance
__________________
Bob & Sandi, dogs Tasha a Frenchie and Tiki a Skipperkey
SW OREGON 2005 34 foot DolphinLX
If towing: a bright red 2016 Mini Cooper on a tow dolly.
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08-18-2015, 03:04 PM
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#27
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Senior Member
Join Date: Mar 2013
Location: Boise, Idaho
Posts: 715
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Another Hartford thru AARP! Their rates are 40% lower that any other carrier for us (In Idaho and in Texas) $1100 a year for four vehicles... 2014 MH, 2015 Jeep, 2008 F-250 4x4, 2014 Jeep.
__________________
2016 Thor Tuscany 34ST XTE, Freightliner XCR, ISB 360hp/800tq. Allison 3000, Koni FSD shocks, Roadmaster 1.75" front sway bar, Safe-T-Plus, DYI air bag flow control valves.
2015 Jeep Willy's Wheeler Wrangler Unlimited Toad, Ready-Brute-Elite tow system.
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08-18-2015, 03:12 PM
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#28
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Senior Member
Newmar Owners Club Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 1,056
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I have Allied through FCIS. More insurance, cheaper and lower deductible than I got from Progressive through USAA.
__________________
Mike
2021 Coachmen Spirit 2557RB
2018 Ford F-150 3.5L Ecoboost w/Max Tow, Eaz-Lift R3 hitch
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