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03-17-2014, 08:00 PM
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#1
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Junior Member
Join Date: Mar 2014
Posts: 4
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Hawaii residents retiring in South Dakota
My wife and I decided to spend our retirement years crisscrossing the United States and Canada in a Class B RV. Our research indicates that South Dakota is ideal as a tax friendly state with low cost RV insurance and reasonable excise tax for new vehicle registration and license.
Our Hawaii home is in escrow; the RV has been ordered; and with a little luck we should be hitting the road by May 2014. This is our first time for the United States and Canada. About 30 years when our two sons were still small, we took them on a round-the-world trip lasting a year. Seven months were spent in Europe on a leased Mercedes Benz "James Cook" by Westphalia, the same company who built and sold the Volkswagen camper.
We saved money to enjoy retirement as independent seniors. Our main concern is the prohibitive cost for assisted living, skilled nursing and memory care facilities. The US Department of Health & Human Services estimates 70% of Americans 65 years and older will need some form of care during their lifetime. Our solution for affordable eldercare services is to sell the RV and relocate overseas where prices are more reasonable. In the meantime, my wife and I can enjoy 5, 10, 15, 20 years of constant traveling.
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03-17-2014, 08:06 PM
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#2
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Senior Member
Ford Super Duty Owner
Join Date: May 2013
Posts: 1,126
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welcome back across the pond from NC Im thinking of moving back to Hawaii I miss the Islands so much Best of luck on your travel plans
__________________
Allan&Mary with Daisy Dog&peanuts
1999 Newmar Mountian Aire 3758 37.5 ft V10
living life like there is know tomorrow
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03-17-2014, 08:31 PM
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#3
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Community Administrator
Fleetwood Owners Club Workhorse Chassis Owner
Join Date: Sep 2010
Location: Marquette, Michigan "Da UP" & Lehigh Acres Florida
Posts: 21,827
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Good luck with which ever way you choose to go.
__________________
John & Cathy R.
06 Pace Arrow 38L Workhorse W24
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03-17-2014, 09:48 PM
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#4
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Junior Member
Join Date: Mar 2014
Posts: 4
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Maybe we are suffering from rock fever. There are no opportunities for long drives. My wife and I love the Hawaiian Islands, but we are a bit tired of the 40% Paradise Tax.
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03-18-2014, 03:32 AM
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#5
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Senior Member
Country Coach Owners Club Retired Fire Service RVer's
Join Date: Feb 2013
Location: Ocala, Florida
Posts: 6,295
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Welcome and glad to meet you!
__________________
FMCA #F431170, GS #822128658, Escapees SKP #112655
2012 Airstream Mercedes Interstate Class B
[SIGPIC][/SIGPIC]
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03-18-2014, 05:59 AM
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#6
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Senior Member
Winnebago Owners Club
Join Date: Jul 2013
Location: Buffalo, IA
Posts: 2,825
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Welcome to the forum and Happy trails....
__________________
Terry & Brenda - From the Iowa Banks of the Mighty Mississippi
2011 Winnie Journey 34y, Freightliner / Cummins , 2012 Chevy Colorado Toad
[SIGPIC][/SIGPIC]
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03-18-2014, 07:49 AM
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#7
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Senior Member/RVM #90
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 54,780
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Hi folks! Welcome to IRV2! It's great to have you join the gang!
Sounds like you've got it figured out! Hope all works out good for you!
Good luck, happy trails, and God bless!
__________________
Joe & Annette
Sometimes I sits and thinks, sometimes I just sits.....
2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
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03-18-2014, 10:45 AM
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#8
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Senior Member
Join Date: Oct 2012
Location: Piedmont, SD
Posts: 337
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We fled from CA to escape the taxes and political craziness that abounds there.
We engaged Americas Mailbox in Rapid City SD, to handle all our vehicle registrations and mailbox services.
They even have an RV park adjacent to their business where you can spend your required 1 night stay to qualify as a SD resident.
We were able to get our SD drivers license and register our MH and several cars in less than two hours.
They provide great service in both handling your mail and assisting with registrations. Their address is actually in Box Elder, a suburb of Rapid City.
Bill
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Bill & Joanne
2013 Newmar DSDP 4318
2010 MINI JCW Clubman
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03-18-2014, 07:58 PM
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#9
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Senior Member
Join Date: Sep 2013
Location: Louisiana
Posts: 847
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Welcome. Sounds like you have a plan...now....time to enjoy it.
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03-18-2014, 08:22 PM
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#10
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Senior Member
Fleetwood Owners Club
Join Date: Aug 2013
Location: Casper, Wyoming
Posts: 246
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Welcome to the forum!
__________________
2013 Newmar Essex 4544
69' Camaro in tow
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03-18-2014, 08:28 PM
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#11
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Senior Member
Carolina Campers
Join Date: Feb 2013
Location: Winston Salem, NC
Posts: 3,452
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Quote:
Originally Posted by JJReyes
..... Our main concern is the prohibitive cost for assisted living, skilled nursing and memory care facilities. The US Department of Health & Human Services estimates 70% of Americans 65 years and older will need some form of care during their lifetime. Our solution for affordable eldercare services is to sell the RV and relocate overseas where prices are more reasonable.....
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Apparently you did not purchase some LTC insurance that was portable for your retirement years. You may want to lessen, or even remove this concern, by getting a hybrid life insurance policy. They are designed to provide triple the benefit for LTC over the life benefit. Simply talk to a good CFP regarding your options.
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03-18-2014, 09:07 PM
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#12
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Community Moderator
Newmar Owners Club
Join Date: Feb 2011
Location: Point Pleasant Beach, NJ
Posts: 31,546
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Glad you're with us.
__________________
Tony & Ruth........... FMCA#F416727
2016 London Aire 4519, Freightliner chassis, Cummins ISX, 2018 Jeep Wrangler Unlimited, Blue Ox Avail with AF1. TST 507 TPMS
No amount of money can buy you an extra second of time.
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03-19-2014, 08:58 AM
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#13
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Junior Member
Join Date: Mar 2014
Posts: 4
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Quote:
Originally Posted by OC Bill
We fled from CA to escape the taxes and political craziness that abounds there.
We engaged Americas Mailbox in Rapid City SD, to handle all our vehicle registrations and mailbox services.
They even have an RV park adjacent to their business where you can spend your required 1 night stay to qualify as a SD resident.
We were able to get our SD drivers license and register our MH and several cars in less than two hours.
They provide great service in both handling your mail and assisting with registrations. Their address is actually in Box Elder, a suburb of Rapid City.
Bill
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We ordered our RV from a California dealership. When it is time to accept delivery, after the walk-through and instructions, a driver will take us to Nevada for the final paperwork and to hand us the keys. These will make the sale "out-of-state" to "out-of-state" residents. California is the most aggressive when it comes to collecting taxes.
Bill, we will be neighbors. I also selected Americas Mailbox because the location is next to a major highway and they have a small RV campground. The truth is my wife and I have never been to South Dakota.
It's been fun because friends ask, "What's so great about South Dakota compared to Hawaii?"
Our response, "Don't know. We have never been there."
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03-19-2014, 09:29 AM
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#14
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Moderator Emeritus
Jayco Owners Club RV Trip Wizard
Join Date: Oct 2009
Location: Poinciana FL
Posts: 7,781
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One big happy family - we're "residents" of Box Elder as well. There is also a convenient Pilot station almost next door to America's Mailbox.
And for what it's worth, we've been to the Black Hills many times, and will visit again this coming fall. Plan on spending some time when you get there, and not just on the well known tourist stops, like Rushmore (which you do need to visit, at least once).
__________________
Jay and Peggy Monroe
"Can't take it with you, not leaving any behind"
2024 Jayco White Hawk 26FK
2024 Ford Expedition
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