Figured out what I was missing.
Looked at it this morning after a good night's sleep.
I failed to check my flash player last night. Found that the PPAPI on my Mac wasn't installed. I installed it and all is happy in Chat land. Works as expected.
I included a screen shot of the location in case someone else runs into this problem.
Access the Flash Player by going to System Preferences on your Mac. Select Flash which will be at the bottom of the System Preference window and then select the Update tab.
Make sure the PPAPI is installed. See screen shot below: