Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 11-28-2013, 09:16 AM   #15
Senior Member
 
CampDaven's Avatar


 
Join Date: Jul 2012
Location: Fulltime, USA
Posts: 14,452
Blog Entries: 1
I do not make light of the issue. But urge you all to be prepared, as such things will never end.

My FCU has caught this type of fraud many times for me. Mostly happens while traveling, which is now always. The FCU freezes my card, calls me, verifies the fraud, cancels the card, negates the fraudulent bill, issues new cards. I have never had to pay for any fraudulent use, nor had any fees. It happens about once every 3 years.

My FCU knows my buying habbits and trends, and follows my travels. They have caught the small trial buys, the purchases in cities I am not at, etc.

I limit my exposure by always using my debit card, as more than the balance cannot be taken. I never use an ATM. I get extra cash during regular transactions.

Just because a few of these criminals got caught, and the local news sensationalized it, does not prevent more fraud, but it does get you to watch the news and their commercials.
__________________

__________________
Dave and Nola, RVM1
The Journey is Our Destination!

http://davenola.blogspot.com/
CampDaven is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 11-28-2013, 09:28 AM   #16
RV Mutant #14
 
Wayne M's Avatar


 
Winnebago Owners Club
Texas Boomers Club
Freightliner Owners Club
iRV2 No Limits Club
Join Date: Aug 2008
Location: Texas
Posts: 12,201
I have not had a chipped card in years, but when I did I would smash the chip with a hammer on my bench-vice. The card could still be swiped but the chip was rendered useless. Not all merchants are set up for RFD chip reading so the magnetic strip is still on the card.

Works for me - smashing the chip.

Like Dave, my FCU will call me when I'm traveling and through an automatic response from my phone I can verify that I made the purchase. Knock on wood, so far when traveling we have been safe.

One time on another bank card, the bank called and asked if i had just made a gas purchase in some other state and I said that I didn't. They revoked the card and sent me another one. Only time ever affected - knock on wood.
__________________

__________________
Wayne MSGT USMC (Ret) & Earlene (CinCHouse)
2015 Winnebago Tour 42QD
RVM14
It is what it is, and then it is what you make of it.
Wayne M is offline   Reply With Quote
Old 11-28-2013, 10:10 AM   #17
Senior Member
 
Melmoses's Avatar
 
Tiffin Owners Club
Join Date: Aug 2010
Location: Montgomery, AL
Posts: 1,196
It is very real! I got skimmed in line making a purchase at a grocery store. Then I got a call about a large purchase of computers and IPods since I had set a limit per purchase on my card with the cc company. The store caught the person right at the counter. Yea! I since bought a shielded wallet. Helps but won't stop the thieves using other methods. Just be careful as much as possible.
__________________
Mel (Melanie) and Harry
2009 Tiffin Phaeton 40QTH
2014 Jeep Wrangler Sport
Melmoses is offline   Reply With Quote
Old 11-28-2013, 10:16 AM   #18
Senior Member
 
Thor Owners Club
Join Date: Jun 2011
Posts: 2,892
I'm pretty sure that my interac chip card carries...carries only my PIN..nothing more....an extra layer of security.....Pretty sure it doesn't include anything else....like my waist size...
__________________
Fred1609 is offline   Reply With Quote
Old 11-28-2013, 12:32 PM   #19
Registered User
 
Winnebago Owners Club
Vintage RV Owners Club
Join Date: Apr 2010
Location: Cherry Creek, BC Canada
Posts: 7,650
Quote:
Originally Posted by Fred1609 View Post
I'm pretty sure that my interac chip card carries...carries only my PIN..nothing more....an extra layer of security.....Pretty sure it doesn't include anything else....like my waist size...
Like mine the card ain't big enough!
__________________
Possum is offline   Reply With Quote
Old 11-28-2013, 02:20 PM   #20
Senior Member
 
Ray,IN's Avatar
 
Join Date: Aug 2001
Location: North America somewhere
Posts: 13,699
Quote:
Originally Posted by docj View Post
Chipped cards don't broadcast information; they respond to radiation directed at them. In Canada and much of Europe almost all cards are "chipped"; it's my understanding that they are much harder to fraudulently duplicate. Do as you wish; I wish I had more chipped cards.
I thought that's what I said, the aluminum foil blocks the radiation=RF signal.
__________________

__________________
2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA 1SG, retired;PPA,Good Sam Life member,FMCA."We the people are the rightful masters of both the Congress and the Courts - not to overthrow the Constitution but to overthrow men who pervert the Constitution. "Abraham Lincoln"
Ray,IN is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 11:14 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.