Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 06-06-2012, 03:37 PM   #1
Junior Member
 
Join Date: Sep 2011
Posts: 7
Credit Score

Hello everyone can you get financing on an Rv if your score is only 644?
__________________

__________________
marysweat is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 06-06-2012, 03:47 PM   #2
Senior Member
 
bluepill's Avatar
 
Join Date: Jan 2011
Location: Pensacola, FL
Posts: 2,246
For a high enough interest rate, with enough down payment, yes.

If you are looking at new vehicles, see the finance manager at any dealership.
__________________

__________________
2008 Itasca Meridian 37H & 2015 Flagstaff T12RBST
2011 & 2012 Len & Pat's "One lap of America"
27K miles & 41 states in 13 months - Woo Woo
Yellowstone Lake 6-1-2012
bluepill is offline   Reply With Quote
Old 06-06-2012, 03:47 PM   #3
Senior Member
 
Join Date: Jun 2011
Posts: 359
Quote:
Originally Posted by marysweat View Post
Hello everyone can you get financing on an Rv if your score is only 644?
Possibly, question is can you afford the outrageous intrest rates they're going to pile on?
__________________
2007 K-Z 35 Toyhauler, 2006 Chev 2500HD Duramax, 2005 H-D Road King Classic, 2007 Mini-Schnauzer "Scooter"
menoble is offline   Reply With Quote
Old 06-06-2012, 04:04 PM   #4
Senior Member
 
travelgirl's Avatar
 
Join Date: May 2009
Location: Northeast, MD
Posts: 173
Howdy,

I agree...if you want to pay that high APR and enough down payment but again not all places or bank may take that risk it will depend on the amount too and how old the coach is
__________________
The Williams Family-Northeast, MD 21901
1999 Foretravel U320C-Gray, Black Mix W/ White
41 FT 9"-M11 450 H.P Cummins-1550 Ft Lbs of TQ
travelgirl is offline   Reply With Quote
Old 06-07-2012, 07:37 AM   #5
Senior Member
 
hamguy's Avatar
 
Workhorse Chassis Owner
Join Date: Nov 2003
Location: Mesa, AZ USA
Posts: 1,806
Quote:
Originally Posted by marysweat View Post
Hello everyone can you get financing on an Rv if your score is only 644?
Under the current economic conditions, I would say, NO.
__________________
Wretched excess is just barely enough.

2002 Itasca Suncruiser - WH Chassis - 35U - 2006 Jeep Liberty
hamguy is offline   Reply With Quote
Old 06-07-2012, 08:07 AM   #6
laj
Senior Member
 
Join Date: Nov 2010
Posts: 1,241
I agree with hamguy. It's the reasons your score is that low that will hills you back. Im not sure you could even get a s&b loan, let alone a toy one
__________________
laj is offline   Reply With Quote
Old 06-07-2012, 08:08 AM   #7
laj
Senior Member
 
Join Date: Nov 2010
Posts: 1,241
Sorry I meant hold not hills
__________________
laj is offline   Reply With Quote
Old 06-07-2012, 08:16 AM   #8
Junior Member
 
Join Date: Sep 2011
Posts: 7
Smile

Thank you everybody for your comments.
I do have a older model trade in. Of course
Ill be lucky if we. get 2000 for it. In talking to
Most people, lenders won't go beyond a 10 yr
Old vehicle and under $5000. Of course you can't
Get anything decent in a TT for 15k and u def cant
get a nice Motor home for under 50 grand. We did actually
See a few dif motor homes that weren't that bad,
The problem is they were older than 10 yrs. We
Have a budget, we just wanted to start going places
And taking our 3 big dogs with us this time around

Mary
__________________
marysweat is offline   Reply With Quote
Old 06-07-2012, 09:12 AM   #9
Senior Member
 
Davdeb1's Avatar


 
Monaco Owners Club
Freightliner Owners Club
iRV2 No Limits Club
Join Date: Jan 2011
Location: Avon Lake, Oh
Posts: 2,884
There are many good choices for 1/2 of what you are thinking. Save your money, don't give up.
__________________
2000 HOLIDAY RAMBLER ENDEAVOR
40 FT--330HP CAT
2 SLIDES-TOAD 2012 focus
Fulltime-Home is where we park it.
Davdeb1 is offline   Reply With Quote
Old 06-07-2012, 09:19 AM   #10
Senior Member
 
travelgirl's Avatar
 
Join Date: May 2009
Location: Northeast, MD
Posts: 173
Howdy over the years I have found some great websites that I have used to look for coaches

1) www.rvt.com
2) www.rvonline.com
3) www.rvtraderonline.com
4) www.itrustmotors.com
5) www.pplmotorhomes.com
6) www.busesforsale.com

Hope this will help you find what your looking for as it did for our family...Best of luck
__________________
The Williams Family-Northeast, MD 21901
1999 Foretravel U320C-Gray, Black Mix W/ White
41 FT 9"-M11 450 H.P Cummins-1550 Ft Lbs of TQ
travelgirl is offline   Reply With Quote
Old 06-07-2012, 09:31 AM   #11
Moderator Emeritus
 
Bruce C's Avatar
 
Nor'easters Club
Fleetwood Owners Club
Workhorse Chassis Owner
Join Date: Dec 2011
Location: NH
Posts: 5,099
No question it'll be hard, but if you don't dream you'll have nothing. Always have a goal in life and do what you can to meet that goal. Sometimes you'll have to settle for less but it'll be more than having no goal at all. Good luck with your dreams.
__________________
Bruce & Nancy
FMCA F280542
2004 Bounder 35E
US Navy Vet.
Bruce C is offline   Reply With Quote
Old 06-07-2012, 09:50 AM   #12
Senior Member
 
Patrol 65's Avatar
 
Join Date: Oct 2011
Location: Charleston, SC
Posts: 314
Mary, there are many decent 10 year old or less gas motorhomes under $50,000. Look around and be patient. Diesel motorhomes are a different story.
__________________
Nathan and Linda, 2000 Winnebago Chieftain 35U, F53 Chassis, Banks Power Pack
Patrol 65 is offline   Reply With Quote
Old 06-07-2012, 11:54 AM   #13
Junior Member
 
Join Date: Sep 2011
Posts: 7
Thx Everyone I'm glad I joined this form. Thanks for the ones giving me encouragement. And thank to you as well for the ones that are telling me as they see it. All are valid points to take into consideration. We have a trade in it's an older RV but it's something. I was told last evening by a Rv sales person my score was doable, with some of his lenders, although I would have a high interest rate, which I already knew. Not sure how high he meant thou.
__________________

__________________
marysweat is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 06:05 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.