We decided to talk to our dentist and work with them on a payment plan and be self-insured. So far it's worked well for us - when we owe them money we pay up to $300 per month, with no finance charges, 'til the bill is paid off.
That's another good tip. Many dental offices (and hospitals/doctors too) will have special "cash" pricing on their services. The price can be up to 20-50% cheaper than what they charge direct or through insurance. If you shop around and tell the offices upfront that you are self-insured you can usually find a decent deal. Still not as cheap as Mexico, but it's another alternative.
12 paws, 40 feet and the open road
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