Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 10-01-2015, 09:08 AM   #1
Member
 
OHpink2's Avatar
 
Join Date: Jul 2014
Posts: 43
Do you have to sue insurance company to get what is due

Has anyone ever sued an insurance company? Safeco is treating us rudely and unfairly.
__________________

__________________
OHpink2 is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 10-01-2015, 09:16 AM   #2
Senior Member
 
Join Date: Sep 2012
Posts: 5,948
Ask an attorney. Most will give you 30 minutes or so free to find out if you have a case.
__________________

__________________
nothermark is online now   Reply With Quote
Old 10-01-2015, 10:01 AM   #3
Senior Member
 
wildtoad's Avatar
 
Join Date: Jul 2010
Posts: 2,929
Quote:
Originally Posted by OHpink2 View Post
Has anyone ever sued an insurance company? Safeco is treating us rudely and unfairly.
Not much to go on here... How are they treating you unfairly? What happened and what are they offering?

But to answer your basic question, consult with an attorney to see if your complaint has merit, and is worth suing over. Also check your policy to see if you have to go through arbitration, again an attorney will be able to advise.
__________________
Tom Wilds
Blythewood SC
2016 Newmar Bay Star Sport 3004
2013 Chevy Sonic Hatchback (Automatic)
wildtoad is offline   Reply With Quote
Old 10-01-2015, 10:35 AM   #4
Member
 
Join Date: Aug 2013
Location: S. FL
Posts: 91
Quote:
Originally Posted by wildtoad View Post
Not much to go on here... How are they treating you unfairly? What happened and what are they offering?
Many states have a commission or some one that over looks insurance companies.
__________________
1984-2014, 1984 21' Hi-Lo Fun Chaser, 1972 C-20
2001-2013, 1995 34' Airstream Excella, 2001 F250
2013- Now, 2006 Itasca Meridian 36G, Jeep GC
ronnie_g is offline   Reply With Quote
Old 10-01-2015, 10:51 AM   #5
Senior Member
 
mfire1339's Avatar


 
Monaco Owners Club
Workhorse Chassis Owner
Join Date: Jun 2008
Location: Glendora Ca.
Posts: 1,342
20 years ago I filed a small claims against State farm and picked up a check the day they received the paper work.





Mike
__________________
2004 Monaco Monarch
Blueox, SMI, 1990 Wrangler YJ
mfire1339 is offline   Reply With Quote
Old 10-01-2015, 11:00 AM   #6
Registered User
 
Damon Owners Club
Workhorse Chassis Owner
Join Date: May 2008
Location: N. Palm Springs CA (in winter)
Posts: 2,420
Contact the State Insurance Commissioner. They issue and control licenses. File a complaint and see what they can do to resolve your problem.
__________________
Doggy Daddy is offline   Reply With Quote
Old 10-01-2015, 05:29 PM   #7
Senior Member
 
beamisl's Avatar
 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Jul 2014
Location: MI
Posts: 3,457
OHpink2,


I threatened to sue my insurance co and they coughed up the full check. All it took was to threaten them.


Lynne
__________________
Retirement coming soon on January 4th, 2018
Lynne and Jerry RVM 105
2004 Winnebago Itasca Sunova (Miss May) Blue Ox Tow Bar /2015 Equinox
beamisl is online now   Reply With Quote
Old 10-01-2015, 07:07 PM   #8
Senior Member
 
wa8yxm's Avatar
 
Damon Owners Club
Workhorse Chassis Owner
Join Date: Mar 2009
Posts: 22,792
It has been done.. Generally you won't be all that happy.

A better idea in many cases.. FMCA,, Trailer LIfe, Good Sam's and such all publish magazines.. Many of these have a "Trouble Shooter/Action LIne/Help line" type person or editor.. You contact them and sing your tale of woe (Whatever it is) IF they feel it's legit (NOTE: I have not read your full tale and thus have no clue) they may contact the insurance company on your behalf.

Now Insurance Companies do not fear attorneys for they have them too.

EDITORS however are another story.. one bad review in a RV magazine can cost them millions in lost income.

Note: I have two stories. one funny, illistrating this very issue.

NOTE also.. Sometimes when I read those Action LInes.... I fully agree with the company.
__________________
Home is where I park it!
wa8yxm is offline   Reply With Quote
Old 10-01-2015, 07:12 PM   #9
Senior Member
 
ArmandV's Avatar


 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Apr 2015
Location: Tarzana, CA
Posts: 1,175
Quote:
Originally Posted by Doggy Daddy View Post
Contact the State Insurance Commissioner. They issue and control licenses. File a complaint and see what they can do to resolve your problem.
Yes, but before doing so, go up the chain in the insurer's chain-of-command:

1. Claim supervisor.

2. Claim manager.

If those fail, then go to your state's insurance commissioner.
__________________
2015 Winnebago Minnie Winnie 22R

"Outside of a dog, a book is man's best friend. Inside of a dog is too dark to read." - Groucho Marx
ArmandV is online now   Reply With Quote
Old 10-01-2015, 08:42 PM   #10
WDW
Senior Member
 
WDW's Avatar
 
Join Date: Jul 2014
Posts: 792
Look up public adjusters . They work on a commission beating up insurance companies for every last dime they can get for you - because they get their cut. I've told my agent if we ever have a loss he's going to be the second call I make. If you are in NY state it's National Fire Adjusters. I think they may work in a few other states.


Taking in the sights with our Trolley ...but life is always better under a Palm Tree
2015 JAYCO 31FK

Western New York
__________________
Taking in the sights with our Trolley ...but life is always better under a Palm Tree
2016 Coachmen Mirada 35 BH. - our Trolley
2016 Jeep Cherokee Latitude, Western New York
WDW is offline   Reply With Quote
Old 10-01-2015, 08:58 PM   #11
Junior Member
 
Join Date: Aug 2015
Posts: 24
Certified public adjuster, don't leave home without their number.
__________________
buddaman is offline   Reply With Quote
Old 10-02-2015, 02:29 PM   #12
Member
 
OHpink2's Avatar
 
Join Date: Jul 2014
Posts: 43
Dealng with insurance

By rudely I mean the auto guy from Safeco says I am not happy because they aren't saying what I want to hear. They never gave me any choice but to have Tony's in Lexington, SC give an estimate and fix it. He gave a very low estimate but has a statement on his form that if he uncovers other problems it will be more. He has it to just under $30,000 without any mechanic looking at it etc. we have replacement cost with Safeco so they are trying to not meet that figure. Our motorhome had 6 months left on the 1 year warranty. I am sure Tony's is not going to add that on to his repair work. Tony's is in SC and we are in Florida. Our motorhome is a Class C and we paid roughly $63,000 for it. According to the service from Camping World in Tampa, the repairs will be much more than $30,000. Also, Tony's wants to only replace part of the side panel on the driver's side and put a seam down the side. He says the roof does not need replaced even though it is ripped off from the front and we had books and sheets out on the road. We called Liberty Mutual and they said they will send someone else out for an estimate. I don't know if that is a certified public adjuster or not. The accident was caused by a Liberty Mutual company-owned dump truck. Thanks for your help. Any more questions?
__________________
OHpink2 is offline   Reply With Quote
Old 10-02-2015, 05:07 PM   #13
Senior Member
 
ArmandV's Avatar


 
Winnebago Owners Club
Ford Super Duty Owner
Join Date: Apr 2015
Location: Tarzana, CA
Posts: 1,175
Quote:
Originally Posted by OHpink2 View Post
By rudely I mean the auto guy from Safeco says I am not happy because they aren't saying what I want to hear. They never gave me any choice but to have Tony's in Lexington, SC give an estimate and fix it. He gave a very low estimate but has a statement on his form that if he uncovers other problems it will be more. He has it to just under $30,000 without any mechanic looking at it etc. we have replacement cost with Safeco so they are trying to not meet that figure. Our motorhome had 6 months left on the 1 year warranty. I am sure Tony's is not going to add that on to his repair work. Tony's is in SC and we are in Florida. Our motorhome is a Class C and we paid roughly $63,000 for it. According to the service from Camping World in Tampa, the repairs will be much more than $30,000. Also, Tony's wants to only replace part of the side panel on the driver's side and put a seam down the side. He says the roof does not need replaced even though it is ripped off from the front and we had books and sheets out on the road. We called Liberty Mutual and they said they will send someone else out for an estimate. I don't know if that is a certified public adjuster or not. The accident was caused by a Liberty Mutual company-owned dump truck. Thanks for your help. Any more questions?
Generally-speaking, you have the right to have your vehicle repaired at a shop of your choice. All the insurer does is agree to a price.

To do that, they have to send a material-damage appraiser to inspect a vehicle and come to an agreed price to repair with the shop. If you and the appraiser do not come to an agreed price to repair or the repair plan, you have the right in the policy to go to arbitration. You would have to pay for your own appraiser to determine what your damages are and the two parties chose an umpire (arbitrator) to review both sides' documents and render an opinion.

You are bound by the umpire's decision.
__________________
2015 Winnebago Minnie Winnie 22R

"Outside of a dog, a book is man's best friend. Inside of a dog is too dark to read." - Groucho Marx
ArmandV is online now   Reply With Quote
Old 10-02-2015, 05:43 PM   #14
Senior Member
 
Join Date: Jan 2008
Location: Big Bear Lake, Ca
Posts: 886
My daughters brand new car was hit at a stop sign by an elderly man looking for his doctors office. His insurance company low balled it. I told her to call the BMW or Mercedes dealer and find who does their repairs and to take the car there, no bondo - new fender. His insurance company sent a check which I returned with a note saying no thank you we are going to sue the driver. My insurance company was in on this and paid for the repairs. His insurance soon paid in full.

You sue the other driver and the owner of the dump truck. Your insurance company should handle this. Net it fixed where you want. Your insurance should pay for this then they will sue if need be to recover their costs.
__________________

__________________
2004 CRV TOAD/1990 WRANGLER TOAD ROCK BUILT
Forest Grump is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Can' find insurance for 5th Wheel NikD800 5th Wheel Discussion 9 08-19-2015 09:27 AM
Buying Class A Insurance jlabit Class A Motorhome Discussions 15 07-07-2015 08:54 AM
florida class a what insurance company do you have? dropaline Class A Motorhome Discussions 18 02-19-2015 09:53 AM
Out Of Country Health Insurance pops2 Full-Timers 6 10-01-2014 07:56 AM
Auto Insurance in Canada Djwhitesr Navigation, Routes & Roads 5 08-21-2014 01:49 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 04:12 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.