Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 10-27-2010, 02:52 AM   #1
Junior Member
Join Date: Oct 2010
Posts: 1
Few questions about insurance

1. Your insurance company?
2. Special discounts?
3. Best thing you like about the policy and the company?

earlreed is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 10-27-2010, 12:32 PM   #2
Senior Member
deaton's Avatar

Monaco Owners Club
Newmar Owners Club
Texas Boomers Club
Spartan Chassis
Join Date: Jan 2010
Location: New Braunfels, Texas
Posts: 759
State Farm.

Multi-vehicle discount, drivers ed discount, discount for having car and home coverage with same carrier

Why -

Biggest insurer in the country.

They aren't going anywhere.

They don't waste tons on advertising because they don't have to.

They don't have an anoying lizard for a logo.

I've been with them 45 years and, while my claims have been few, they have always treated me more than fair.

Had a problem with a fire plug that jumped out and bit my coach. I settled that claim for $3k and when the repairs discovered "hidden damage" they came back in with no questions asked and wrote me another check for $11k. That's good insurance!

No increase in premium related to the claim.

I'm paying about $1k a year for coverage on a 42 foot coach, replacement cost coverage - and that replacement costs is well over $300k.

Dan & Linda
FMCA 399045 NKK 22240
2017 Dutch Star 4018 - Spartan K2
2013 Jeep Grand Cherokee 4x4
deaton is offline   Reply With Quote
Old 10-27-2010, 01:53 PM   #3
Senior Member
dsbike's Avatar
Winnebago Owners Club
Join Date: Jan 2010
Location: Hampstead, NC
Posts: 1,391
National Interstate Ins

Good Sam member discount.

Have had one claim on the awning this past year, They covered the damage with a new awning & decals with just photos & a dealers estimate. Wrote me check & I replaced it all myself. They also covered my wifes dental xrays from where the awning hit her in the jaw. We received our renewal 2 weeks ago with no rate increase.

They cover all the RV & contents with replacement cost.

If my homeowners & auto insurance Co offered complete RV coverage in my state I would use them. Allstate. I have had a major claim with them in 2008 & they took care of us extremely well with a 3 year increase in our homeowners that will in no way even get them 3% of their output back. I checked for other insurance after the rate increase, no one would cover us. The claim is in our records & we are basically noninsurable for 3 years. They may have rv ins now, I have not checked with them since I bought the rv.
Dan Sees, Full Timing in the MH & Part timing in a S&B In Hampstead, NC
2013 Winnebago Journey 42e, 2014 Featherlite Car Hauler 3110 17.5', 2008 Mazda MX5,
2008 Toyota FJ Cruiser
dsbike is offline   Reply With Quote
Old 10-30-2010, 06:26 AM   #4
Registered User
Fleetwood Owners Club
Join Date: Feb 2010
Location: Granite Falls, NC
Posts: 1,156
Blog Entries: 8
FORMOST INS CO... We have seven licensed vehicles including four classic cars, one motor home, one Ford pick up truck (toad) and one Subaru Forrester insured with them as well as our sticks and bricks (3). We get the ''volume discount'' (thank God) and I have been with them since I was 16 as I remember. Twice a year the bill me and call me ''Mr Seajay'' and I send down the armored car with the check inside. I would pay it all at one time but I run out of ink writing the check. I have had one claim against them in the recent past. A deer decided to commit ''Harry Karry'' against the side of my Classic Tiffany..... BOOM.... Three and a half thousand bucks. They wrote me a check ......No problem...

Seajay is offline   Reply With Quote
Old 10-30-2010, 09:08 PM   #5
Senior Member
B Bob's Avatar
Join Date: Sep 2010
Posts: 1,195
I use Progressive. I had USAA for my previous motor home but when I bought a new motor home a year ago USAA told me they had quit offering RV insurance and they recommended Progressive. I also called Good Sam. Progressive was less than 1/2 of Progressive.
B Bob
Country Coach 42' Affinity
2013 Jeep Wrangler Unlimited
B Bob is offline   Reply With Quote
Old 10-31-2010, 07:57 PM   #6
Registered User
Vintage RV Owners Club
Gulf Streamers Club
Join Date: Oct 2010
Location: Indiana
Posts: 4,954
Progressive was less than 1/2 of Progressive.

Midniteoyl is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance price increase danes-on-tour iRV2.com General Discussion 68 08-19-2010 10:02 AM
Newbie insurance question 8bobcat8 iRV2.com General Discussion 7 07-17-2010 06:34 AM
Military Insurance premiums reduced John Harrelson Military / Veteran RVing 1 04-07-2008 07:25 AM
Under-Licenced - Overweight - No Insurance!! Stan Birch Canada Region 14 08-30-2005 03:46 PM

» Featured Campgrounds

Reviews provided by

Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 11:58 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.