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Old 01-24-2015, 10:38 AM   #15
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Join Date: Mar 2009
Location: PacificNW
Posts: 162
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Originally Posted by Selah2 View Post
Thank you everyone, for you comments.

We did research on the Medicare site but it leaves a lot to be desired when trying to determine specialty drug costs that must have approval. And speaking to a representative got us no where in determining the cost of the specialty drug.

There have been some surprising costs that were probably hidden somewhere in the fine print. Example- I have my pacemaker checked quarterly via phone link. With our previous advantage program the cost was $35. With the Florida AARP United Healthcare Plan it is $164 quarterly.

A member of IRV2, who is a Florida Medicare representative, offered to help us determine what might be best for us. We will be taking him up on his kind offer.

Thanks again!

Very good decision to utilize a free broker. An excellent choice for those in other states is Kyle at www.rverhealthinsurance.com. He is a full timer and completely understands the needs of the RV community.

Medicare.gov and healthcare.gov (for non-Medicare health insurance) are good resources to see prices and availability. Where they lack is details. Unless one wants to spend hours learning the terminology and structure of different health insurance plans, you are wiser to call a broker. The broker is defined by his ability to represent several different plans and thus look out for your interests solely. An agent is often a person who works for one company and thus may not be objective as to what suits your needs.
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