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Old 04-06-2011, 02:46 PM   #15
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Don't owe anybody anything except for the utility company for this months charges and a couple hundred on a credit card also this months charges. At the end of each month all balances are 0.
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Old 04-06-2011, 03:01 PM   #16
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Normally I put personal finances in the same category with sex, politics and religion as far as subjects for public discussion go. However, I'll make an exception in this case since I feel so strongly about the advantages of a debt-free lifestyle.

I'll just say that Sandy and I have lived debt-free since the mid-1990s, and that decision has served us very well, both financially and in terms of peace of mind. If we buy it, we pay cash for it. If we can't pay cash for it, we don't buy it. Period. Actually, we do use a non-annual fee rewards credit card for our expenses, but it is paid off every month.

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Old 04-06-2011, 04:42 PM   #17
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At the end of each month all balances are 0.

Ditto.
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Old 04-06-2011, 05:16 PM   #18
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Dont owe no one is great...but you have no credit rating, actually none. thats great, RIGHT....but need a cellphone? no credit...need dish tv...no credit...my parents found this out. Had to get a credit card and actually use it...pay off each month...Boy you just cant win. Now everything is done on plastic, even your paychecks nowdays.Try getting fuel in the middle of the night with cash. In some places I have found you cannot get fuel without PLASTIC. jeeez
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Old 04-06-2011, 05:47 PM   #19
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The truth is we all must use credit cards ( debt cards)...I do not carry $1000 in cash to pay for fuel. Debt is not a dirty word.....I have a very good profitable company. And yes I owe people. If I did not have any interest to write off, I would have to give most of it back to the man. Keep your house mortgaged, any write offs are better then none. If Americans quit charging we would not have any growth. Most big stock deals are made on margin...I thinks that means they don't go down to the Dow Jones with cash. They have credit accounts. This is the opinion of me, dixierya53, and not those of iRV2.....Peace....D
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Old 04-06-2011, 06:13 PM   #20
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Keep your house mortgaged, any write offs are better then none.
For every $100 in interest paid annually, the tax deduction is ????

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Old 04-06-2011, 08:09 PM   #21
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For every $100 in interest paid annually, the tax deduction is ????

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Old 04-06-2011, 08:31 PM   #22
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Hate to burst some bubbles but you ALL owe money. This is about the national debt and unless you sneaked in here from Mexico, YOU OWE. This is no bull and I really tried to pull this off. Back in 1974 I contacted the IRS. At that time I was already seeing the national debt as a problem. I offered my share of the national debt. My share and my wife's. There was one proviso. I would not ACCEPT any more debt. I would pay MY ACCOUNT IN FULL. In turn I wanted relief from the idiocy which has obviously expanded into the known universe. They, the IRS agent I was talking to, said NO. So since then I am FORCED into debt hell kicking and screaming all the way. Now the rest of you who most likely never paid off your share of the national debt or even thought of it should remain totally obligated to pay. If you think you're not going to pay, your kids and grandkids will be doing so. Not a nice legacy to leave behind.

You ALL owe.
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Old 04-06-2011, 08:50 PM   #23
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For every $100 in interest paid annually, the tax deduction is ????
I thought I read somewhere it's 15% of the interest. I may be incorrect, but even so, it's pretty small.

Lori-
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