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01-08-2013, 12:45 PM
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#15
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Member
Join Date: Apr 2009
Posts: 64
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Joint accounts, still work after 57+ years
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01-08-2013, 01:03 PM
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#16
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Senior Member
Alpine Owners Club
Join Date: Jul 2011
Location: Durango CO
Posts: 582
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[moderatorbedit]We have "our $$$" "her $$$" and "my $$$" and we each have our own credit card in addition to joint cards, all are paid off monthly. I've done 90% of the out of home work during the years we've been married but she has income of her own.
We are not the usual couple however, we ran off to Vegas to get married so I could put her on my work insurance after she lost hers, lived apart for 2 months 'till we could rent a house that would take all our pets and have always had his and hers phone lines even back when we didn't have cell phones.
Love, friendship, communication and trust carry far more weight in deciding who will make the long term over who has what in which account.
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The above post is just my experience/opinion which is worth exactly what you paid for it.
[SIGPIC][/SIGPIC]
'05 Lance 845/'06 F-250 or '99 Alpine 36SDS Usually towing an '01 Wrangler locked on 35"s or moderate '98 Cherokee on 33"s (rear locker only)
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01-08-2013, 01:16 PM
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#17
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Senior Member
Join Date: Jul 2012
Posts: 440
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Joint everything for the 34 years we've been married. IMO this subject is all about trust, and it's worked flawlessly for us. We have one credit card we use solely on vacations and she pays all the bills with the sole exception of the bills I generate while living in the MH during the week. If I want to know something she tells me. If I want to buy something I tell her and she gives me our financial status. To tell you the truth i don't even want to deal with it. We've had many friends that have separate accounts and over the years we've seen all of them have issues of some sort with that method.
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2020 Northwood Nash 23D
2020 RAM 2500 Limited Cummins TD
2006 38' Damon Astoria DP 3595 Pacific Edition
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01-08-2013, 01:16 PM
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#18
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Senior Member
Join Date: Jan 2011
Location: Beaumont, TX
Posts: 258
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Pretty neat perspective from the post thus far.
I am just wondering if it is a "generational " thing.
For the record we do have a joint credit card that we use for all purchases. Surprises are a bit tough. But we manage.
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Drake, Kathy, & Kaitlyn
2006 Fleetwood Bounder 35E Gasser
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01-08-2013, 01:29 PM
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#19
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RV Mutant #14
Winnebago Owners Club Texas Boomers Club Freightliner Owners Club iRV2 No Limits Club
Join Date: Aug 2008
Location: Texas
Posts: 17,189
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Still have joint accounts after 51 years. There has never been a problem.
So Joint for us.
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Wayne MSGT USMC (Ret) & Earlene (CinCHouse) RVM14 (ARS: KE5QG)
Lexi - Goldendoodle
2015 Winnebago Tour 42QD - 2020 Lincoln Nautilus Reserve
It is what it is, and then it is what you make of it.
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01-08-2013, 01:35 PM
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#20
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Senior Member
Fleetwood Owners Club
Join Date: Nov 2009
Location: Lutz, FL
Posts: 772
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We have been using joint accounts, for 56 years. My DW handled the money until her hands got a visit, from Uncle Arthur, then I took over.
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Roland & Jerri, with Maggie & Mollie, our Pups; '05 Fleetwood Providence, 39' DP; '08 Saturn. "The difference between genius and stupidity is genius has it's limits" (Einstein)
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01-08-2013, 01:36 PM
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#21
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Senior Member
Join Date: Oct 2011
Posts: 3,333
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50 years of joint accounts. Credit Unions, Credit Cards and anything else that involves money.
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2004 Endura 6340D SOLD
2012 Chevy Captiva toad SOLD
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01-08-2013, 01:44 PM
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#22
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Senior Member
Join Date: Sep 2012
Location: Hickory Tavern, SC
Posts: 258
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We have 2 joint accts. acct 1 is both big checks. Acct 2 is my part time checks. I use it to buy RV stuff, pretties for mama and a bill back up. Both have access. We both have a 911 fund as well.
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01-08-2013, 02:02 PM
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#23
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Moderator Emeritus
Join Date: Oct 2011
Location: In a lawnchair
Posts: 11,993
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To the comments about trust...to insinuate that others who don't do things YOUR way are any more or less trusting of their mate is total malarkey. Each family's situation is unique to them. I believe that both partners should know how to handle money and be ready to step in and manage things should something unforeseen happen to their partner.
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01-08-2013, 02:04 PM
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#24
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Senior Member
Fleetwood Owners Club
Join Date: Nov 2009
Location: Lutz, FL
Posts: 772
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Quote:
Originally Posted by HTFireMedic
We have 2 joint accts. acct 1 is both big checks. Acct 2 is my part time checks. I use it to buy RV stuff, pretties for mama and a bill back up. Both have access. We both have a 911 fund as well.
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Seems like a lot of work to me.
__________________
Roland & Jerri, with Maggie & Mollie, our Pups; '05 Fleetwood Providence, 39' DP; '08 Saturn. "The difference between genius and stupidity is genius has it's limits" (Einstein)
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01-08-2013, 02:13 PM
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#25
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Senior Member
Join Date: Jan 2011
Location: Beaumont, TX
Posts: 258
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Quote:
Originally Posted by SarahW
To the comments about trust...to insinuate that others who don't do things YOUR way are any more or less trusting of their mate is total malarkey. Each family's situation is unique to them. I believe that both partners should know how to handle money and be ready to step in and manage things should something unforeseen happen to their partner.
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You actually bring up a good point.
One of my neighbors husband passed away and the poor lady not only had to go through the grief of the lost of her husband but trying to see what bills there was, etc.
The husband always took care of all of it.
The wife and I are open about all accounts and bills, just having different accounts work for us.
__________________
Drake, Kathy, & Kaitlyn
2006 Fleetwood Bounder 35E Gasser
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01-08-2013, 02:17 PM
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#26
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Moderator Emeritus
Join Date: Oct 2011
Location: In a lawnchair
Posts: 11,993
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Quote:
Originally Posted by drakethib
The wife and I are open about all accounts and bills, just having different accounts work for us.
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Though my husband and I have separate accounts, we each have access to both. It works for us.
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01-08-2013, 02:18 PM
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#27
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Senior Member
Newmar Owners Club Ford Super Duty Owner
Join Date: Jul 2011
Location: Florence, OR.
Posts: 345
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We have all joint accounts, has since before we were married, it's been 16 years and we wouldn't have it any other way. I would hate to feel the need to keep up that many different accounts just to separate ones money. If we want something we buy it, if it's a large purchase we discuss it. To each their own.
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Mike & Lora, 2020 Newmar Baystar 3609, SG2
Ready Brute w/ Ready Brake, Safe-T-Plus, Koni FSD Shocks, CHF, Tiger Rear Trak Bar, 05 GMC Envoy
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01-08-2013, 02:55 PM
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#28
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Senior Member
Join Date: Aug 2010
Posts: 268
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I think a lot of this depends on when you got married and if you have been married more than once. I am married a second time. First marraige everything was joint. We had no problems with that although in the divorce and all of that we filed for bankruptcy. Now married a second time for last 18 years. Have always had seperate accounts except for the house and motorhome which we own together. No problems with it this way either. I think if there are power and control issues, there will be problems, no matter how the finances are kept. Money is often viewed as power and can be used in that way. I do not believe one way is better than other. If the couple agree how tt works for them, and really agree not just say it to make the other happy(which would be the beginning of many other problems too), then it can work for them.
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Dan and Kathryn DeBruin plus dogs
2005 Newmar Dutchstar 4009
Victor NY
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