FICO scores are used often for getting the best rate for financing. Just because your score goes up, they still look at your borrowing history. Each credit reporting agency has a FICO score and some reporting my be different for each one. I use Kredit Karma to check my scores and credit reports just to make sure there is no funny business with identity theft etc. Each bank or CU is different in lending money, especially for big ticket items.
2001 Itasca Horizon 36LD Cat
Retired Air Force, One lovely Angel
, 2 Cats and three birds.