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Old 07-09-2014, 05:24 AM   #1
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Money in Jamaica

i know this is nothing about rving. but mt gf is heading to jamaica for my daughters bachlolett party. she consern if they take charge card for meals and stuff or do ya have to exchange at airport. thanks for any reply
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Old 07-09-2014, 05:57 AM   #2
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Check with the charge card company you use. Some charge a hefty exchange fee on foreign transactions.

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Old 07-09-2014, 06:23 AM   #3
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Correct. Nearly all credit cards charge 3% foreign exchange fee. I have never been to a Caribean country that didn't take US dollars. Considering all the cruise ships that visit Jamaica, i'm sure they do too. Sometimes they refuse to take bills over $20. They also tend to round up so you may save a few dollars if you exchange to their currency, as long as you use all of it.
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Old 07-09-2014, 09:42 AM   #4
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Just like anywhere else, some restaurants take credit cards some are cash only. If she is staying in the tourist areas than almost all will take credit cards or US dollars. However getting out of the tourist areas and eating in the small restaurants and food vendors, which usually only take cash is the way to save money and get better food.

Just FYI - Since I travel abroad quite frequently I carry two CC's that have no foreign transaction charges - if she is really worried about this just google "no foreign transaction fee credit card" and you will have plenty to choose from.
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Old 07-09-2014, 06:07 PM   #5
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thanks for all replys
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Old 07-22-2014, 07:09 AM   #6
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Many countries now only accept credit cards that use the chip and pin security system. The magnetic stripe only type card will not be accepted. Found that out in the UK last year. Ask your card provider for the upgrade but some will not do it yet. Citibank did provide me the new card for no fee, Amex would only provide it with a high annual fee card.
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Old 07-22-2014, 07:24 AM   #7
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most places if you exchage $ at the airport you get a bad exchange rate
best go to a bank
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Old 07-22-2014, 02:45 PM   #8
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If you plan to use a credit card be sure to notify the issuer of the card that you will be using it outside the US or they may think it is a stolen card and not honor it. Credit card issuers appreciate it when you notify them. American dollars work anywhere in the Caribbean but you should be aware of the exchange rate. As for the credit cards the exchange rate charge varies with the issuer of the card.
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Old 07-23-2014, 08:39 PM   #9
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FYI: 100 Jamacian Dollars is equal to 89 cents U.S. That's pretty far out. Everywhere you go in popular resort cities, American money is taken.

With a calculator, anyone can see if a merchant is taking advantage of your paying in U.S. dollars. Taking advantage of tourists is a Jamacian national past time.

I use ATM's when traveling internationally for spending mone. My Wells Fargo ATM charges 3% and $5 for a transaction--unreasonable. The ATM account at my credit union doesn't have any currency discount or charge for a withdrawal.

When traveling out of the U.S., I always charge everything possible on my Capital One credit card. I get a small rebate based on the amount spent. And Capital One is one of the few credit cards that give a proper exchange rate--full credit.

Anyone traveling to Jamaica needs to be aware of aggressive street people and store clerks. It's a place with incredible all inclusive resorts, and travelers that are unworldly or meek might need to avoid cities and the back country.

My favorite island is St. Lucia--home to some of the finest all inclusive resorts and hotels anywhere.

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