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Old 06-20-2011, 01:58 PM   #15
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There are no payroll deductions for unemployment insurance. That is paid 100% by the employer for both Federal and State. Know this for a fact. Payed it for 40 years on employees.
Where does the unemployment money that is PAID come from??
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Old 06-20-2011, 03:59 PM   #16
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I do have one question ... Based on the wording of your opening post was he planning on retiring on his own next month but got ye-old lay off this month or is he layed off effective next month and thinking "The heck with it retirement time"

In the first case he should see if he has enough accumulated leave to run that month till retirement.. In the second.. He should still be fully vested in the company retirment plan (I think that only takes five years now,, use to be a tenure thing (Ten-years)

Make sure he gets his rights as a former employee protected... Because there are very few companies out there who will not make every effort to screw you no end on issues like this.
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Old 06-20-2011, 05:08 PM   #17
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Ok, I went back and re-read the post. I do have some mixed feelings depending upon how you look at it but my position has not changed as it falls back to the intent. Either way it won't be keeping me awake at night. It has to be a tough decision and position to be in. He has to decide what is best for him and make the choice.

Good luck and take care.
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Old 06-20-2011, 06:05 PM   #18
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Here is my take on the subject of "employeer/employee paid costs/benefits" - they are all part of an employees' wage. They are there to benefit the employee and, in the case of workers' compensation insurance, they are to protect the employer as well as provide a safety net for the employee. Same for unemployment insurance and social security. If your Dad qualifies for it - take it.

I believe that there is as much employer fraud (not paying into insurances) as there maybe employee fraud in worker's comp.
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Old 06-20-2011, 07:09 PM   #19
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Where does the unemployment money that is PAID come from??
Rjay, I can't speak for all states, but in California, all employers are required to pay into an unemployment fund that is administered by the state. It is paid thru state run offices, by state employees. You cannot voluntarily quit a job, or be fired from one and collect unemployment compensation. Employers who have a big turnover of personnell due to seasonal lay-offs etc, pay more into the fund, I don't know the formula they use. The employee does not pay into this fund.

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Old 06-20-2011, 07:25 PM   #20
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Sorry but I guess I'm different... I don't share the same views as others have posted. It is one thing to take unemployment while seeking employment but to take unemployment based upon the purpose behind the benefit and use it as free money is another thing.

In my view its not so much the outcome but rather the intention whether or not it is the right thing to do.

I do understand that others will not share this view.
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Old 06-22-2011, 10:15 AM   #21
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Sorry but I guess I'm different... I don't share the same views as others have posted. It is one thing to take unemployment while seeking employment but to take unemployment based upon the purpose behind the benefit and use it as free money is another thing.

In my view its not so much the outcome but rather the intention whether or not it is the right thing to do.

I do understand that others will not share this view.
I have a question for you?

Do you believe those that have an income of over $100,000 a year feel guilty and should give back their SS check?

And then the world is flat. It will never happen
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Old 06-22-2011, 12:40 PM   #22
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On the unemployment, this is paid 100 percent by employers. Paymnets are required to both federal and state programs. The amount is setby both gross payroll dollars and claims paid out. That is if the govt pays a claim, they will raise the companies rate.

So the company who is telling him to collect the unemployment knows they will have to pay, in the future. They are very probably doing him a big favor, and one that will cost them.

As for SS, I do everything I can to minimize my federally required contributions to this joke. I'm glad it provides a retirement safety net to much of the working public.
And I would opt out in a heartbeat if they would let me.
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Old 06-22-2011, 06:31 PM   #23
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As for SS, I do everything I can to minimize my federally required contributions to this joke. I'm glad it provides a retirement safety net to much of the working public.And I would opt out in a heartbeat if they would let me.
I heard the Amish are recruiting
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Old 06-22-2011, 06:45 PM   #24
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Quote".

As for SS, I do everything I can to minimize my federally required contributions to this joke. I'm glad it provides a retirement safety net to much of the working public.
And I would opt out in a heartbeat if they would let me.[/QUOTE]

Please PM me and I'll take the burden from you by forwarding your SS check to me.
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Old 06-22-2011, 06:51 PM   #25
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Styhly You are absolutely right the employer pays all the unemployment insurance the employee pays nothing, those who figure that they paid it in and are owed it are misinformed. I'm not saying that they don't deserve it but they don't pay for it the employer does. I know I paid it in for years.
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Old 06-22-2011, 07:36 PM   #26
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Do you believe those that have an income of over $100,000 a year feel guilty and should give back their SS check?

And then the world is flat. It will never happen
I don't where I would draw the line but let me put it this way:
If I have the wealth of Bill Gates or Oprah I would decide not to collect SS even if I had paid into it; therefore, there would not be a check to return.

I am not trying to change anyone viewpoint but rather just expressing mine.
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Old 06-25-2011, 04:26 PM   #27
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JimM68 says..

"As for SS, I do everything I can to minimize my federally required contributions to this joke. I'm glad it provides a retirement safety net to much of the working public. And I would opt out in a heartbeat if they would let me. "

Sorry I can't let this one go....A hard working person spends his life working for himself....barely gets by...is too old to work and his only benefit is a joke to you ? So by avoiding paying into the SS system, do you also avoid reporting your true income? Because there is no other way to avoid SS payments. And employer pays half of your SS. Do you want the employers to end their share?
You must be very rich and have been very lucky...A hard working American collecting their own hard earned money is not a joke...D
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Old 06-25-2011, 06:00 PM   #28
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JimM68 says..

"As for SS, I do everything I can to minimize my federally required contributions to this joke. I'm glad it provides a retirement safety net to much of the working public. And I would opt out in a heartbeat if they would let me. "

Sorry I can't let this one go....A hard working person spends his life working for himself....barely gets by...is too old to work and his only benefit is a joke to you ? So by avoiding paying into the SS system, do you also avoid reporting your true income? Because there is no other way to avoid SS payments. And employer pays half of your SS. Do you want the employers to end their share?
You must be very rich and have been very lucky...A hard working American collecting their own hard earned money is not a joke...D
Well said: the wealthy have no idea how the rest of us live; "most" of them have there wealth given to them by hard working parents;
makes me sick how these upteups think they are so much better than the rest of us.
OK now you delete this post; but this just had to be said.
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